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Rocky Mountain Bank & Trust


Rocky Mountain Bank & Trust is an FDIC insured institution headquartered at 101 E Main St, Florence, CO 81226.
It was founded in 1900 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - November 01, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
Special: CD
0.00% $0 Compare
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
18 Mo CD
0.45% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.55% $100,000 Compare
36 Mo CD
0.55% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
48 Mo CD
0.60% $10,000 Compare
48 Mo CD
0.75% $100,000 Compare
60 Mo CD
0.80% $10,000 Compare
60 Mo CD
0.90% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.25% $25,000 Compare
VARIABLE IRA RATES APY MIN
Var IRA
0.05% $1
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3019
Date Established 1900
Assets $ 116.82 million
Loans $ 60.11 million
Deposits $ 102.69 million
Capital $ 13.66 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 3.36 million
Interest-bearing balances $ 1.99 million
Total securities $ 46.94 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 60.11 million
Loan loss allowance $ 0.89 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.70 million
     Total Assets $ 103.17 million

LIABILITIES
Total deposits $ 102.69 million
      Interest-bearing deposits $ 73.35 million
      Deposits held in domestic offices $ 102.69 million
      % insured (estimated)" 76.15%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.96 millionn
      Total Liabilities $ 103.17 million
      Shareholders’ Equity $ 13.66 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.09 million
Total Interest Expense $ 0.88 million
Net interest income $ 2.21 million
Provision for loan and lease losses $ 0.11 million
Total non interest income $ 0.32 million
Total non interest expense $ 1.28 million
Pre-tax Net Operating Income $ 0.35 million

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