Rollstone Bank & Trust


Rollstone Bank & Trust is an FDIC insured institution headquartered at 780 Main St, Fitchburg, MA 01420.
It was founded in 1846 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - April 26, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17797
Date Established 1846
Assets $ 917.19 million
Loans $ 646.49 million
Deposits $ 639.72 million
Capital $ 71.52 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 22.28 million
Interest-bearing balances $ 20.49 million
Total securities $ 180.45 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 646.49 million
Loan loss allowance $ 6.57 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 44.11 million
     Total Assets $ 845.66 million

LIABILITIES
Total deposits $ 639.72 million
      Interest-bearing deposits $ 539.18 million
      Deposits held in domestic offices $ 639.72 million
      % insured (estimated) 65.95%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 36.12 million
Subordinated debt N.A.
All other liabilities $ 9.59 millionn
      Total Liabilities $ 845.66 million
      Shareholders’ Equity $ 71.52 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 32.85 million
Total Interest Expense $ 19.12 million
Net interest income $ 13.74 million
Provision for loan and lease losses $ 0.42 million
Total non interest income $ 3.08 million
Total non interest expense $ 18.01 million
Pre-tax Net Operating Income $ 3.20 million

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Branches

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Rollstone Bank & Trust Locations