Banks | Rollstone Bank & Trust

Rollstone Bank & Trust

Rollstone Bank & Trust is an FDIC insured institution headquartered at 780 Main St, Fitchburg, MA 01420.
It was founded in 1846 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - March 19, 2026

SAVINGS RATES	APY	MIN
SAV	0.35%	$60,000	Compare

CD RATES	APY	MIN
6 Mo CD	0.50%	$500	Compare
12 Mo CD	0.75%	$500	Compare
18 Mo CD	0.85%	$500	Compare
24 Mo CD	1.00%	$500	Compare
36 Mo CD	1.15%	$500	Compare
48 Mo CD	1.25%	$500	Compare
60 Mo CD	1.30%	$500	Compare

PREMM RATES	APY	MIN
Premium Money Market	0.20%	$30,000	Compare
Premium Money Market	0.40%	$60,000	Compare

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2026-03-18
Equal Housing Lender

Tap into your home's equity & access the funds you need with a HELOC

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
Access cash when you need it

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-16
Equal Housing Lender

Intro APR: 7.250 %
After Intro:7.250 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Reliant Home Funding, Inc.
NMLS ID: 292473

5.867%

$1,868 Fees & Points $4,101 Total
0.658 Pts ($2,106)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 17797
Date Established	1846
Assets	$ 905.04 million
Loans	$ 630.00 million
Deposits	$ 687.81 million
Capital	$ 70.09 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions	$ 15.89 million
Interest-bearing balances	$ 13.74 million
Total securities	$ 195.38 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 630.00 million
Loan loss allowance	$ 5.82 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	N.A.
All other assets	$ 44.11 million
Total Assets	$ 834.95 million

LIABILITIES
Total deposits	$ 687.81 million
Interest-bearing deposits	$ 593.83 million
Deposits held in domestic offices	$ 687.81 million
% insured (estimated)"	71.64%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 36.12 million
Subordinated debt	N.A.
All other liabilities	$ 9.59 millionn
Total Liabilities	$ 834.95 million
Shareholders’ Equity	$ 70.09 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income	$ 28.14 million
Total Interest Expense	$ 18.17 million
Net interest income	$ 9.97 million
Provision for loan and lease losses	N.A.
Total non interest income	N.A.
Total non interest expense	$ 13.97 million
Pre-tax Net Operating Income	$ 3.20 million

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