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State Bank & Trust Company


State Bank & Trust Company is an FDIC insured institution headquartered at 176 Washington Street, Golden Meadow, LA 70357.
It was founded in 1953 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - August 18, 2025

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.45% $10,000 Compare
12 Mo CD
0.45% $100,000 Compare
18 Mo CD
0.45% $10,000 Compare
18 Mo CD
0.45% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.80% $10,000 Compare
60 Mo CD
0.80% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17169
Date Established 1953
Assets $ 149.67 million
Loans $ 91.02 million
Deposits $ 132.06 million
Capital $ 11.24 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 10.11 million
Interest-bearing balances $ 7.39 million
Total securities $ 42.41 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 91.02 million
Loan loss allowance $ 1.47 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 4.06 million
     Total Assets $ 138.43 million

LIABILITIES
Total deposits $ 132.06 million
      Interest-bearing deposits $ 94.91 million
      Deposits held in domestic offices $ 132.06 million
      % insured (estimated)" 85.47%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.72 millionn
      Total Liabilities $ 138.43 million
      Shareholders’ Equity $ 11.24 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 1.92 million
Total Interest Expense $ 0.59 million
Net interest income $ 1.33 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.09 million
Total non interest expense $ 1.10 million
Pre-tax Net Operating Income $ 0.59 million

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