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Security State Bank


Security State Bank is an FDIC insured institution headquartered at 1000 N Oak St, Pearsall, TX 78061.
It was founded in 1925 and has approximately $1 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - September 15, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.40% $100,000 Compare
12 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.55% $100,000 Compare
18 Mo CD
0.60% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1497
Date Established 1925
Assets $ 906.49 million
Loans $ 537.17 million
Deposits $ 812.11 million
Capital $ 91.64 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 10.42 million
Interest-bearing balances $ 1.02 million
Total securities $ 272.91 million
Federal funds sold and reverse repurchase $ 64.24 million
Net loans and leases $ 537.17 million
Loan loss allowance $ 4.79 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 2.40 million
All other assets $ 11.15 million
     Total Assets $ 814.85 million

LIABILITIES
Total deposits $ 812.11 million
      Interest-bearing deposits $ 660.89 million
      Deposits held in domestic offices $ 812.11 million
      % insured (estimated)" 44.44%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.21 millionn
      Total Liabilities $ 814.85 million
      Shareholders’ Equity $ 91.64 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 11.11 million
Total Interest Expense $ 4.83 million
Net interest income $ 6.28 million
Provision for loan and lease losses $ 0.09 million
Total non interest income $ 0.54 million
Total non interest expense $ 3.52 million
Pre-tax Net Operating Income $ 5.54 million

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