Bank of Holly Springs
Bank of Holly Springs is an FDIC insured institution headquartered at
114 S Memphis St, Holly Springs, MS 38635.
It was founded in
1869 and has approximately $1 billion in
assets. Customers can open an account at one of its 5 branches.
Deposit Rates - May 8, 2024
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.35% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.35% | $10,000 | Compare |
6 Mo CD
|
0.35% | $100,000 | Compare |
12 Mo CD
|
0.50% | $10,000 | Compare |
12 Mo CD
|
0.50% | $100,000 | Compare |
18 Mo CD
|
0.50% | $10,000 | Compare |
18 Mo CD
|
0.50% | $100,000 | Compare |
24 Mo CD
|
0.60% | $10,000 | Compare |
24 Mo CD
|
0.60% | $100,000 | Compare |
30 Mo CD
|
0.60% | $10,000 | Compare |
30 Mo CD
|
0.60% | $100,000 | Compare |
36 Mo CD
|
0.70% | $10,000 | Compare |
36 Mo CD
|
0.70% | $100,000 | Compare |
48 Mo CD
|
0.70% | $10,000 | Compare |
48 Mo CD
|
0.70% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.30% | $2,500 | Compare |
Money Market
|
0.30% | $10,000 | Compare |
Money Market
|
0.30% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.25% | $2,500 |
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Overview 2024
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 8232 |
Date Established | 1869 |
Assets | $ 525.85 million |
Loans | $ 435.50 million |
Deposits | $ 426.81 million |
Capital | $ 73.22 million |
Summary Balance Sheet as of June 30, 2023
ASSETS | |
Cash & Balances due from depository institutions | $ 30.13 million |
Interest-bearing balances | $ 21.46 million |
Total securities | $ 30.19 million |
Federal funds sold and reverse repurchase | $ 0.88 million |
Net loans and leases | $ 435.50 million |
Loan loss allowance | $ 3.66 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 0.00 million |
Goodwill and other intangibles | $ 4.50 million |
All other assets | $ 16.04 million |
Total Assets | $ 452.63 million |
LIABILITIES | |
Total deposits | $ 426.81 million |
Interest-bearing deposits | $ 313.84 million |
Deposits held in domestic offices | $ 426.81 million |
% insured (estimated) | 74.72% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | $ 10.00 million |
Subordinated debt | N.A. |
All other liabilities | $ 3.19 millionn |
Total Liabilities | $ 452.63 million |
Shareholders’ Equity | $ 73.22 million |
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES | |
Total Interest Income | $ 27.83 million |
Total Interest Expense | $ 9.12 million |
Net interest income | $ 18.71 million |
Provision for loan and lease losses | $ 1.39 million |
Total non interest income | $ 6.24 million |
Total non interest expense | $ 13.18 million |
Pre-tax Net Operating Income | $ 3.67 million |
Customer Reviews for Bank of Holly Springs
Branches
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Your current location is: Columbus, OH
Bank of Holly Springs Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankMISSISSIPPI$50,000N.A.0.35%1.63x (National Avg. - 0.22%)$2,500-SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 2LOCAL SAVINGSBank-$50,000N.A.5.15%23.95x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
5.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,575 1,803 2 52,575 2,708 1,895 3 55,283 2,847 1,993 4 58,130 2,994 2,096 5 61,123 3,148 2,203 6 64,271 3,310 2,317 7 67,581 3,480 2,436 8 71,062 3,660 2,562 9 74,721 3,848 2,694 10 78,569 4,046 2,832 11 82,616 4,255 2,978 12 86,870 4,474 3,132 13 91,344 4,704 3,293 14 96,049 4,946 3,463 15 100,995 5,201 3,641 16 106,196 5,469 3,828 17 111,665 5,751 4,026 18 117,416 6,047 4,233 19 123,463 6,358 4,451 20 129,821 6,686 4,680 TOTAL $86,507 $60,555
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