The Chesapeake Bank & Trust Co.


The Chesapeake Bank & Trust Co. is an FDIC insured institution headquartered at 245 High St, Chestertown, MD 21620.
It was founded in 1986 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - May 03, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
12 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.25% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
24 Mo CD
0.45% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.60% $100,000 Compare
48 Mo CD
0.60% $10,000 Compare
48 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.75% $10,000 Compare
60 Mo CD
0.85% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $10,000 Compare
Money Market
0.10% $25,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26847
Date Established 1986
Assets $ 135.42 million
Loans $ 103.96 million
Deposits $ 109.67 million
Capital $ 13.14 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 5.60 million
Interest-bearing balances $ 0.51 million
Total securities $ 19.95 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 103.96 million
Loan loss allowance $ 1.61 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 4.04 million
     Total Assets $ 122.29 million

LIABILITIES
Total deposits $ 109.67 million
      Interest-bearing deposits $ 71.67 million
      Deposits held in domestic offices $ 109.67 million
      % insured (estimated)" 71.65%
Federal funds purchased and repurchase agreements $ 4.80 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.34 millionn
      Total Liabilities $ 122.29 million
      Shareholders’ Equity $ 13.14 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 7.40 million
Total Interest Expense $ 1.54 million
Net interest income $ 5.85 million
Provision for loan and lease losses $ 0.15 million
Total non interest income $ 0.41 million
Total non interest expense $ 3.42 million
Pre-tax Net Operating Income $ 0.72 million

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Branches

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The Chesapeake Bank & Trust Co. Locations