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The First National Bank of Pandora


The First National Bank of Pandora is an FDIC insured institution headquartered at 102 E Main St, Pandora, OH 45877.
It was founded in 1919 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - April 26, 2026

SAVINGS RATES APY MIN
SAV
0.25% $25 Compare
CD RATES APY MIN
6 Mo CD
0.75% $1,000 Compare
11 Mo CD
4.07% $5,000 Compare
12 Mo CD
1.11% $1,000 Compare
18 Mo CD
1.21% $1,000 Compare
24 Mo CD
1.31% $1,000 Compare
30 Mo CD
3.75% $1,000 Compare
36 Mo CD
1.41% $1,000 Compare
48 Mo CD
1.51% $1,000 Compare
60 Mo CD
1.76% $1,000 Compare
MM RATES APY MIN
Money Market
0.50% $50,000 Compare
Money Market
0.80% $100,000 Compare
Money Market
1.06% $250,000 Compare
Money Market
2.07% $1,000,000 Compare
VARIABLE IRA RATES APY MIN
18 Mo VIRA
2.78% $100
INT CHECKING RATES APY MIN
INTCK
0.20% $50,000




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 6671
Date Established 1919
Assets $ 288.70 million
Loans $ 190.20 million
Deposits $ 265.86 million
Capital $ 20.36 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 21.39 million
Interest-bearing balances $ 19.00 million
Total securities $ 55.55 million
Federal funds sold and reverse repurchase $ 1.67 million
Net loans and leases $ 190.20 million
Loan loss allowance $ 2.50 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.48 million
All other assets $ 10.01 million
     Total Assets $ 268.34 million

LIABILITIES
Total deposits $ 265.86 million
      Interest-bearing deposits $ 244.19 million
      Deposits held in domestic offices $ 265.86 million
      % insured (estimated)" 81.28%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 0.59 million
Subordinated debt N.A.
All other liabilities $ 2.84 millionn
      Total Liabilities $ 268.34 million
      Shareholders’ Equity $ 20.36 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 14.53 million
Total Interest Expense $ 4.91 million
Net interest income $ 9.61 million
Provision for loan and lease losses $ 0.39 million
Total non interest income $ 1.31 million
Total non interest expense $ 8.77 million
Pre-tax Net Operating Income $ 0.95 million

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