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Tri-County Bank

Tri-County Bank is an FDIC insured institution headquartered at 4190 Main St, Brown City, MI 48416.
It was founded in 1889 and has approximately $1 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - July 04, 2026

SAVINGS RATES	APY	MIN
Savings	0.05%	$100	Compare

CD RATES	APY	MIN
6 Mo CD	0.10%	$500	Compare
12 Mo CD	0.15%	$500	Compare
18 Mo CD	0.15%	$500	Compare
24 Mo CD	0.30%	$500	Compare
30 Mo CD	0.30%	$500	Compare
36 Mo CD	0.40%	$500	Compare
48 Mo CD	0.50%	$500	Compare
60 Mo CD	0.60%	$500	Compare

MM RATES	APY	MIN
Money Market	0.05%	$2,500	Compare
Money Market	0.10%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$500

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2026-07-04
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Reliant Home Funding, Inc.
NMLS ID: 292473

6.113%

$1,917 Fees & Points $4,225 Total
0.697 Pts ($2,230)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Turn equity into cash for new opportunities by comparing lender options.
Lower your monthly payments and start saving for life's big expenses
See if you could keep your rate and get cash out

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 977
Date Established	1889
Assets	$ 604.49 million
Loans	$ 468.16 million
Deposits	$ 517.31 million
Capital	$ 76.28 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 8.05 million
Interest-bearing balances	$ 2.57 million
Total securities	$ 99.52 million
Federal funds sold and reverse repurchase	$ 0.97 million
Net loans and leases	$ 468.16 million
Loan loss allowance	$ 4.86 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 0.41 million
All other assets	$ 17.65 million
Total Assets	$ 528.21 million

LIABILITIES
Total deposits	$ 517.31 million
Interest-bearing deposits	$ 397.50 million
Deposits held in domestic offices	$ 517.31 million
% insured (estimated)"	83.75%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 10.00 million
Subordinated debt	N.A.
All other liabilities	$ 0.51 millionn
Total Liabilities	$ 528.21 million
Shareholders’ Equity	$ 76.28 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 35.32 million
Total Interest Expense	$ 8.99 million
Net interest income	$ 26.33 million
Provision for loan and lease losses	$ 0.83 million
Total non interest income	$ 2.12 million
Total non interest expense	$ 12.08 million
Pre-tax Net Operating Income	$ 4.62 million

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Branches

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