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Tri-County Bank

Tri-County Bank is an FDIC insured institution headquartered at 4190 Main St, Brown City, MI 48416.
It was founded in 1889 and has approximately $1 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - August 19, 2026

SAVINGS RATES	APY	MIN
Savings	0.05%	$100	Compare

CD RATES	APY	MIN
6 Mo CD	0.10%	$500	Compare
12 Mo CD	0.15%	$500	Compare
18 Mo CD	0.15%	$500	Compare
24 Mo CD	0.30%	$500	Compare
30 Mo CD	0.30%	$500	Compare
36 Mo CD	0.40%	$500	Compare
48 Mo CD	0.50%	$500	Compare
60 Mo CD	0.60%	$500	Compare

MM RATES	APY	MIN
Money Market	0.05%	$2,500	Compare
Money Market	0.10%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 977
Date Established	1889
Assets	$ 604.49 million
Loans	$ 468.16 million
Deposits	$ 517.31 million
Capital	$ 76.28 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 8.05 million
Interest-bearing balances	$ 2.57 million
Total securities	$ 99.52 million
Federal funds sold and reverse repurchase	$ 0.97 million
Net loans and leases	$ 468.16 million
Loan loss allowance	$ 4.86 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 0.41 million
All other assets	$ 17.65 million
Total Assets	$ 528.21 million

LIABILITIES
Total deposits	$ 517.31 million
Interest-bearing deposits	$ 397.50 million
Deposits held in domestic offices	$ 517.31 million
% insured (estimated)"	83.75%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 10.00 million
Subordinated debt	N.A.
All other liabilities	$ 0.51 millionn
Total Liabilities	$ 528.21 million
Shareholders’ Equity	$ 76.28 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 35.32 million
Total Interest Expense	$ 8.99 million
Net interest income	$ 26.33 million
Provision for loan and lease losses	$ 0.83 million
Total non interest income	$ 2.12 million
Total non interest expense	$ 12.08 million
Pre-tax Net Operating Income	$ 4.62 million

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Branches

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