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Truist Bank


Phone: 800 226 5228

ACH Number: 057000668

SWIFT Code: BRBTUS33XXX

Truist Bank is an FDIC insured institution headquartered at 214 N Tryon St, Charlotte, NC 28202.
It was founded in 1872 and has approximately $536 billion in assets. Customers can open an account at one of its 2325 branches.

Deposit Rates - February 09, 2026

SAVINGS RATES APY MIN
SAV
0.01% $1 Compare
CD RATES APY MIN
5 Mo CD
3.00% $1,000 Compare
9 Mo CD
4.25% $1 Compare
15 Mo CD
0.00% $1,000 Compare
60 Mo CD
0.05% $1,000 Compare
MM RATES APY MIN
Money Market
3.40% $0 Compare
Money Market
0.01% $100,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9846
Date Established 1872
Assets $ 535.54 billion
Loans $ 320.50 billion
Deposits $ 404.06 billion
Capital $ 62.58 billion

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 36.74 billion
Interest-bearing balances $ 32.46 billion
Total securities $ 113.58 billion
Federal funds sold and reverse repurchase $ 497.00 million
Net loans and leases $ 320.50 billion
Loan loss allowance $ 4.98 billion
Trading account assets $ 4.49 billion
Bank premises and fixed assets N.A.
Other real estate owned $ 60.00 million
Goodwill and other intangibles $ 21.94 billion
All other assets $ 28.61 billion
     Total Assets $ 472.96 billion

LIABILITIES
Total deposits $ 404.06 billion
      Interest-bearing deposits $ 297.38 billion
      Deposits held in domestic offices $ 404.06 billion
      % insured (estimated)" 58.18%
Federal funds purchased and repurchase agreements $ 7.20 billion
Trading liabilities $ 2.43 billion
Other borrowed funds $ 17.70 billion
Subordinated debt $ 3.55 billion
All other liabilities $ 10.83 billionn
      Total Liabilities $ 472.96 billion
      Shareholders’ Equity $ 62.58 billion

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 18.23 billion
Total Interest Expense $ 7.23 billion
Net interest income $ 11.01 billion
Provision for loan and lease losses $ 1,381.00 million
Total non interest income $ 3.37 billion
Total non interest expense $ 7.98 billion
Pre-tax Net Operating Income $ 3.46 billion

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Branches

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Truist Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Truist Bank
    Bank
    -
    $50,000
    N.A.
    0.01%
    0.04x (National Avg. - 0.23%)
    $1
    -
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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