Banks | BB&T

BB&T


BB&T ACH Number: 057000668

BB&T is an FDIC insured institution headquartered at 214 N Tryon St, Charlotte, NC 28202.
It was founded in 1872 and has approximately $532 billion in assets. Customers can open an account at one of its 2325 branches.

Deposit Rates - March 23, 2023

SAVINGS RATES APY MIN
Savings
0.01% $2,500 Compare
Special: 2 Mo SAV
0.30% $1 Compare
CD RATES APY MIN
6 Mo CD
0.05% $10,000 Compare
6 Mo CD
0.05% $100,000 Compare
6 Mo CD
0.03% $100,000 Compare
Special: 7 Mo CD
0.15% $50,000 Compare
Special: 13 Mo CD
0.20% $100,000 Compare
18 Mo CD
0.15% $10,000 Compare
18 Mo CD
0.10% $10,000 Compare
18 Mo CD
0.05% $10,000 Compare
18 Mo CD
0.15% $100,000 Compare
18 Mo CD
0.10% $100,000 Compare
18 Mo CD
0.05% $100,000 Compare
Special: 23 Mo CD
0.20% $10,000 Compare
24 Mo CD
0.20% $10,000 Compare
24 Mo CD
0.05% $10,000 Compare
24 Mo CD
0.20% $100,000 Compare
24 Mo CD
0.05% $100,000 Compare
30 Mo CD
0.20% $10,000 Compare
30 Mo CD
0.05% $10,000 Compare
30 Mo CD
0.20% $100,000 Compare
30 Mo CD
0.05% $100,000 Compare
36 Mo CD
0.20% $10,000 Compare
36 Mo CD
0.05% $10,000 Compare
36 Mo CD
0.20% $100,000 Compare
36 Mo CD
0.05% $100,000 Compare
48 Mo CD
0.20% $10,000 Compare
48 Mo CD
0.05% $10,000 Compare
48 Mo CD
0.20% $100,000 Compare
48 Mo CD
0.05% $100,000 Compare
60 Mo CD
0.20% $10,000 Compare
60 Mo CD
0.05% $10,000 Compare
60 Mo CD
0.20% $100,000 Compare
60 Mo CD
0.05% $100,000 Compare
MM RATES APY MIN
Money Market
0.01% $2,500 Compare
Money Market
0.01% $10,000 Compare
Money Market
0.01% $25,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.05% $10,000 Compare
Premium Money Market
0.05% $25,000 Compare
FIXED IRA RATES APY MIN
Fixed IRA
0.10% $1
Special: 11 Mo FIRA
0.20% $10,000
Special: 23 Mo FIRA
0.20% $10,000
VARIABLE IRA RATES APY MIN
Var IRA
0.01% $1
INT CHECKING RATES APY MIN
Int Ckg
0.01% $1
Int Ckg
0.01% $2,500

Loan Rates - March 23, 2023

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
6.40% $2,212.27
15 Year Fixed Jumbo
7.95% $2,353.19
20 Year Fixed Conforming
8.27% $2,091.10
20 Year Fixed Jumbo
8.33% $2,111.37
30 Year Fixed Jumbo
6.21% $1,623.66
30 Year Fixed Conforming
7.44% $1,777.57
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
6.59% $2,220.46
15 Year Fixed Jumbo
7.95% $2,353.19
20 Year Fixed Conforming
8.27% $2,091.10
20 Year Fixed Jumbo
8.33% $2,111.37
30 Year Fixed Jumbo
6.21% $1,623.66
30 Year Fixed Conforming
7.70% $1,794.14
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
6.49% Varies
Compare with RATE Line of Credit from New American Funding, LLC New American Funding, LLC
Compare with 8.25 RATE Line of Credit from Bethpage Federal Credit Union Bethpage Federal Credit Union
Compare with RATE Line of Credit from AimLoan.com NMLS#2890 AimLoan.com NMLS#2890
Compare with RATE Line of Credit from Figure Home Equity Line Figure Home Equity Line
Compare with 6.74 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
7 Year
4.46% $347.04

Overview 2023

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9846
Date Established 1872
Assets $ 532.08 billion
Loans $ 307.89 billion
Deposits $ 426.98 billion
Capital $ 56.59 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 22.05 billion
Interest-bearing balances $ 17.12 billion
Total securities $ 132.30 billion
Federal funds sold and reverse repurchase $ 375.00 million
Net loans and leases $ 307.89 billion
Loan loss allowance $ 3.47 billion
Trading account assets $ 3.13 billion
Bank premises and fixed assets N.A.
Other real estate owned $ 150.00 million
Goodwill and other intangibles $ 33.86 billion
All other assets $ 28.61 billion
     Total Assets $ 477.59 billion

LIABILITIES
Total deposits $ 426.98 billion
      Interest-bearing deposits $ 281.75 billion
      Deposits held in domestic offices $ 426.98 billion
      % insured (estimated) 57.19%
Federal funds purchased and repurchase agreements $ 3.73 billion
Trading liabilities $ 3.68 billion
Other borrowed funds $ 17.70 billion
Subordinated debt $ 4.77 billion
All other liabilities $ 10.83 billionn
      Total Liabilities $ 477.59 billion
      Shareholders’ Equity $ 54.49 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 10.78 billion
Total Interest Expense $ 796.00 million
Net interest income $ 9.98 billion
Provision for loan and lease losses $ 197.00 million
Total non interest income $ 5.59 billion
Total non interest expense $ 9.90 billion
Pre-tax Net Operating Income $ 3.46 billion

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Branches

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Your current location is: Ashburn, VA
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BB&T Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL CD
    Truist Bank
    Bank
    VIRGINIA
    $50,000
    6 Month
    0.05%
    0.17x (National Avg. - 0.29%)
    $10,000
    -
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 2
    LOCAL CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    60 Month
    4.10%
    5.06x (National Avg. - 0.81%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,050 1,435
    2 52,050 2,134 1,494
    3 54,184 2,222 1,555
    4 56,406 2,313 1,619
    5 58,718 2,407 1,685
    6 61,126 2,506 1,754
    7 63,632 2,609 1,826
    8 66,241 2,716 1,901
    9 68,957 2,827 1,979
    10 71,784 2,943 2,060
    11 74,727 3,064 2,145
    12 77,791 3,189 2,233
    13 80,980 3,320 2,324
    14 84,300 3,456 2,419
    15 87,757 3,598 2,519
    16 91,355 3,746 2,622
    17 95,100 3,899 2,729
    18 98,999 4,059 2,841
    19 103,058 4,225 2,958
    20 107,284 4,399 3,079
    TOTAL $61,682 $43,178
  • 3
    LOCAL CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    24 Month
    4.30%
    7.76x (National Avg. - 0.55%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,150 1,505
    2 52,150 2,242 1,570
    3 54,392 2,339 1,637
    4 56,731 2,439 1,708
    5 59,171 2,544 1,781
    6 61,715 2,654 1,858
    7 64,369 2,768 1,938
    8 67,137 2,887 2,021
    9 70,024 3,011 2,108
    10 73,035 3,140 2,198
    11 76,175 3,276 2,293
    12 79,451 3,416 2,391
    13 82,867 3,563 2,494
    14 86,430 3,717 2,602
    15 90,147 3,876 2,713
    16 94,023 4,043 2,830
    17 98,066 4,217 2,952
    18 102,283 4,398 3,079
    19 106,681 4,587 3,211
    20 111,268 4,785 3,349
    TOTAL $66,053 $46,237
  • 4
    LOCAL CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    4.50%
    10.25x (National Avg. - 0.44%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,250 1,575
    2 52,250 2,351 1,646
    3 54,601 2,457 1,720
    4 57,058 2,568 1,797
    5 59,626 2,683 1,878
    6 62,309 2,804 1,963
    7 65,113 2,930 2,051
    8 68,043 3,062 2,143
    9 71,105 3,200 2,240
    10 74,305 3,344 2,341
    11 77,648 3,494 2,446
    12 81,143 3,651 2,556
    13 84,794 3,816 2,671
    14 88,610 3,987 2,791
    15 92,597 4,167 2,917
    16 96,764 4,354 3,048
    17 101,119 4,550 3,185
    18 105,669 4,755 3,329
    19 110,424 4,969 3,478
    20 115,393 5,193 3,635
    TOTAL $70,586 $49,410


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