Union Bank & Trust Company


Union Bank & Trust Company is an FDIC insured institution headquartered at 102 W Mccloy St, Monticello, AR 71655.
It was founded in 1887 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - July 31, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.55% $10,000 Compare
12 Mo CD
0.55% $100,000 Compare
24 Mo CD
0.60% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.75% $10,000 Compare
36 Mo CD
0.75% $100,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1753
Date Established 1887
Assets $ 314.98 million
Loans $ 243.95 million
Deposits $ 284.27 million
Capital $ 27.11 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 8.74 million
Interest-bearing balances $ 3.95 million
Total securities $ 47.68 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 243.95 million
Loan loss allowance $ 4.18 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 9.90 million
     Total Assets $ 287.88 million

LIABILITIES
Total deposits $ 284.27 million
      Interest-bearing deposits $ 232.70 million
      Deposits held in domestic offices $ 284.27 million
      % insured (estimated)" 77.34%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 7.08 million
Subordinated debt N.A.
All other liabilities $ 1.80 millionn
      Total Liabilities $ 287.88 million
      Shareholders’ Equity $ 27.11 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 4.57 million
Total Interest Expense $ 1.56 million
Net interest income $ 3.01 million
Provision for loan and lease losses $ 0.17 million
Total non interest income $ 0.57 million
Total non interest expense $ 2.16 million
Pre-tax Net Operating Income $ 2.37 million

Customer Reviews for Union Bank & Trust Company

There are currently no comments for Union Bank & Trust Company. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →



Branches

Click on location and enter new zip number to change."
Your current location is: New York City, NY

Union Bank & Trust Company Locations