Wells Fargo Bank South Central, National Association


Wells Fargo Bank South Central, National Association is an FDIC insured institution headquartered at 2005 Taylor St, Houston, TX 77007.
It was founded in 1894 and has approximately $4 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - December 11, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
3 Mo CD
2.50% $0 Compare
6 Mo CD
2.50% $0 Compare
7 Mo CD
4.75% $5,000 Compare
12 Mo CD
1.50% $0 Compare
12 Mo CD
2.00% $100,000 Compare

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5146
Date Established 1894
Assets $ 3.53 billion
Loans $ 1,999.20 million
Deposits $ 2.41 billion
Capital $ 837.72 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 1,483.59 million
Interest-bearing balances $ 1,483.59 million
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,999.20 million
Loan loss allowance $ 3.15 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 115.70 million
     Total Assets $ 2.69 billion

LIABILITIES
Total deposits $ 2.41 billion
      Interest-bearing deposits $ 2.41 billion
      Deposits held in domestic offices $ 2.41 billion
      % insured (estimated)" 92.64%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 81.88 millionn
      Total Liabilities $ 2.69 billion
      Shareholders’ Equity $ 837.72 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 85.84 million
Total Interest Expense $ 46.14 million
Net interest income $ 39.70 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.90 million
Total non interest expense $ 6.58 million
Pre-tax Net Operating Income $ 20.73 million

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Branches

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Your current location is: New York City, NY

Wells Fargo Bank South Central, National Association Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Bank
    -
    $50,000
    N.A.
    0.26%
    1.15x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.26%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 130 91
    2 50,130 130 91
    3 50,260 131 91
    4 50,391 131 92
    5 50,522 131 92
    6 50,653 132 92
    7 50,785 132 92
    8 50,917 132 93
    9 51,050 133 93
    10 51,182 133 93
    11 51,315 133 93
    12 51,449 134 94
    13 51,583 134 94
    14 51,717 134 94
    15 51,851 135 94
    16 51,986 135 95
    17 52,121 136 95
    18 52,257 136 95
    19 52,392 136 95
    20 52,529 137 96
    TOTAL $2,665 $1,866
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689