Winchester Co-operative Bank is an FDIC insured institution headquartered at
19 Church St, Winchester, MA 01890.
It was founded in
1893 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 27238
Date Established
1893
Assets
$ 907.44 million
Loans
$ 677.31 million
Deposits
$ 736.93 million
Capital
$ 107.13 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 101.31 million
Interest-bearing balances
$ 98.42 million
Total securities
$ 104.98 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 677.31 million
Loan loss allowance
$ 2.38 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 2.68 million
Total Assets
$ 800.32 million
LIABILITIES
Total deposits
$ 736.93 million
Interest-bearing deposits
$ 695.99 million
Deposits held in domestic offices
$ 736.93 million
% insured (estimated)"
75.75%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 2.50 million
Subordinated debt
N.A.
All other liabilities
$ 1.30 millionn
Total Liabilities
$ 800.32 million
Shareholders’ Equity
$ 107.13 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 40.70 million
Total Interest Expense
$ 23.05 million
Net interest income
$ 17.65 million
Provision for loan and lease losses
$ 0.16 million
Total non interest income
$ 1.45 million
Total non interest expense
$ 13.68 million
Pre-tax Net Operating Income
$ 2.18 million
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Branches
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