Winchester Co-operative Bank is an FDIC insured institution headquartered at
19 Church St, Winchester, MA 01890.
It was founded in
1893 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 27238
Date Established
1893
Assets
$ 890.37 million
Loans
$ 666.95 million
Deposits
$ 720.90 million
Capital
$ 105.90 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 87.60 million
Interest-bearing balances
$ 84.83 million
Total securities
$ 111.76 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 666.95 million
Loan loss allowance
$ 2.03 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 2.68 million
Total Assets
$ 784.48 million
LIABILITIES
Total deposits
$ 720.90 million
Interest-bearing deposits
$ 680.04 million
Deposits held in domestic offices
$ 720.90 million
% insured (estimated)"
75.38%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 2.50 million
Subordinated debt
N.A.
All other liabilities
$ 1.30 millionn
Total Liabilities
$ 784.48 million
Shareholders’ Equity
$ 105.90 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 30.21 million
Total Interest Expense
$ 17.29 million
Net interest income
$ 12.93 million
Provision for loan and lease losses
$ 0.19 million
Total non interest income
$ 1.16 million
Total non interest expense
$ 10.17 million
Pre-tax Net Operating Income
$ 2.18 million
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