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Our records indicate that this bank has been acquired by PNC Bank, National Association.
BBVA USA is an FDIC insured institution headquartered at
15 20th Street S, Birmingham, AL 35233.
It was founded in
1964 and has approximately $96 billion in assets. Customers can open an account at one of its 680 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.10% | $10,000 | Compare |
|
6 Mo CD
|
0.10% | $100,000 | Compare |
|
Special: 11 Mo CD
|
0.50% | $500 | Compare |
|
Special: 11 Mo CD
|
0.30% | $500 | Compare |
|
Special: 12 Mo CD
|
0.40% | $500 | Compare |
|
12 Mo CD
|
0.10% | $10,000 | Compare |
|
12 Mo CD
|
0.10% | $100,000 | Compare |
|
Special: 18 Mo CD
|
0.45% | $500 | Compare |
|
18 Mo CD
|
0.25% | $10,000 | Compare |
|
18 Mo CD
|
0.25% | $100,000 | Compare |
|
24 Mo CD
|
0.30% | $10,000 | Compare |
|
24 Mo CD
|
0.30% | $100,000 | Compare |
|
30 Mo CD
|
0.40% | $10,000 | Compare |
|
30 Mo CD
|
0.40% | $100,000 | Compare |
|
Special: 36 Mo CD
|
0.40% | $500 | Compare |
|
36 Mo CD
|
0.40% | $10,000 | Compare |
|
36 Mo CD
|
0.40% | $100,000 | Compare |
|
48 Mo CD
|
0.50% | $10,000 | Compare |
|
48 Mo CD
|
0.50% | $100,000 | Compare |
|
60 Mo CD
|
0.50% | $10,000 | Compare |
|
60 Mo CD
|
0.50% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 11 Mo FIRA
|
0.30% | $500 |
|
Special: 11 Mo FIRA
|
0.50% | $500 |
|
Special: 12 Mo FIRA
|
0.40% | $500 |
|
Special: 18 Mo FIRA
|
0.45% | $500 |
|
Special: 36 Mo FIRA
|
0.40% | $500 |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.65% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.15% | $1 |
|
Int Ckg
|
0.15% | $2,500 |
| Fund home improvements, debt consolidation, major expenses, & more | $0 |
|
Intro APR: 6.540 %
After Intro:6.540 % Intro Period: 6 months |
$5,000 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| Cash in with a HELOC | $0 |
District Lending NMLS ID: 598623 / Updated 2026-07-20 |
Work with a human | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-20 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-20 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-20 |
Use Home Equity to get cash you need | $0 |
| 6.200% |
$1,919
Fees & Points
$6,899 Total
0.750 Pts ($2,400) $4,499 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.345% |
$1,971
Fees & Points
$3,359 Total
0.625 Pts ($2,000) $1,359 Fees |
iheartloan Inc. NMLS ID: 2562839 |
6.361% |
$1,945
Fees & Points
$8,081 Total
0.875 Pts ($2,800) $5,281 Fees |
Optimum First Mortgage NMLS ID: 240415 |
6.380% |
$1,971
Fees & Points
$4,424 Total
0.759 Pts ($2,429) $1,995 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.385% |
$1,971
Fees & Points
$4,714 Total
0.375 Pts ($1,200) $3,515 Fees |
| 6.457% |
$1,997
Fees & Points
$2,755 Total
0.861 Pts ($2,755) $0 Fees |
Northpointe Bank NMLS ID: 447490 |
6.472% |
$1,997
Fees & Points
$3,261 Total
0.583 Pts ($1,866) $1,395 Fees |
| 6.483% |
$1,997
Fees & Points
$3,860 Total
0.820 Pts ($2,624) $1,236 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.508% |
$1,971
Fees & Points
$8,781 Total
0.619 Pts ($1,981) $6,800 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.551% |
$2,021
Fees & Points
$2,019 Total
0.631 Pts ($2,019) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.713% |
$2,049
Fees & Points
$2,931 Total
0.916 Pts ($2,931) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 19048 |
| Date Established | 1964 |
| Assets | $ 95.85 billion |
| Loans | $ 54.19 billion |
| Deposits | $ 73.06 billion |
| Capital | $ 10.40 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 10.57 billion |
| Interest-bearing balances | $ 9.75 billion |
| Total securities | $ 16.38 billion |
| Federal funds sold and reverse repurchase | $ 1.85 million |
| Net loans and leases | $ 54.19 billion |
| Loan loss allowance | $ 1,538.06 million |
| Trading account assets | $ 355.75 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 4.22 million |
| Goodwill and other intangibles | $ 1,847.34 million |
| All other assets | $ 2.91 billion |
| Total Assets | $ 76.82 billion |
| LIABILITIES | |
| Total deposits | $ 73.06 billion |
| Interest-bearing deposits | $ 43.63 billion |
| Deposits held in domestic offices | $ 73.06 billion |
| % insured (estimated)" | 52.97% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | $ 26.43 million |
| Other borrowed funds | $ 1,403.85 million |
| Subordinated debt | $ 842.78 million |
| All other liabilities | $ 1,491.52 millionn |
| Total Liabilities | $ 76.82 billion |
| Shareholders’ Equity | $ 19.03 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 771.39 million |
| Total Interest Expense | $ 11.29 million |
| Net interest income | $ 760.11 million |
| Provision for loan and lease losses | $ 902.11 million |
| Total non interest income | $ 231.65 million |
| Total non interest expense | $ 622.59 million |
| Pre-tax Net Operating Income | N.A. |
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