BBVA USA

Our records indicate that this bank has been acquired by PNC Bank, National Association.

For information concerning Banco Bilbao Vizcaya Argenteria online bank, please click here .

Phone: 866 534 4482

BBVA USA is an FDIC insured institution headquartered at 15 20th Street S, Birmingham, AL 35233.
It was founded in 1964 and has approximately $96 billion in assets. Customers can open an account at one of its 680 branches.

Deposit Rates - December 08, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
6 Mo CD
0.10% $100,000 Compare
12 Mo CD
0.10% $10,000 Compare
12 Mo CD
0.10% $100,000 Compare
18 Mo CD
0.25% $10,000 Compare
18 Mo CD
0.25% $100,000 Compare
24 Mo CD
0.30% $10,000 Compare
24 Mo CD
0.30% $100,000 Compare
30 Mo CD
0.30% $10,000 Compare
30 Mo CD
0.30% $100,000 Compare
36 Mo CD
0.40% $10,000 Compare
36 Mo CD
0.40% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
FIXED IRA RATES APY MIN
Fixed IRA
0.10% $1
VARIABLE IRA RATES APY MIN
Var IRA
0.65% $1
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19048
Date Established 1964
Assets $ 95.85 billion
Loans $ 54.19 billion
Deposits $ 73.06 billion
Capital $ 10.40 billion

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 10.57 billion
Interest-bearing balances $ 9.75 billion
Total securities $ 16.38 billion
Federal funds sold and reverse repurchase $ 1.85 million
Net loans and leases $ 54.19 billion
Loan loss allowance $ 1,538.06 million
Trading account assets $ 355.75 million
Bank premises and fixed assets N.A.
Other real estate owned $ 4.22 million
Goodwill and other intangibles $ 1,847.34 million
All other assets $ 2.91 billion
     Total Assets $ 76.82 billion

LIABILITIES
Total deposits $ 73.06 billion
      Interest-bearing deposits $ 43.63 billion
      Deposits held in domestic offices $ 73.06 billion
      % insured (estimated)" 52.97%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 26.43 million
Other borrowed funds $ 1,403.85 million
Subordinated debt $ 842.78 million
All other liabilities $ 1,491.52 millionn
      Total Liabilities $ 76.82 billion
      Shareholders’ Equity $ 19.03 billion

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 771.39 million
Total Interest Expense $ 11.29 million
Net interest income $ 760.11 million
Provision for loan and lease losses $ 902.11 million
Total non interest income $ 231.65 million
Total non interest expense $ 622.59 million
Pre-tax Net Operating Income N.A.

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Branches

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BBVA USA Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Bank
    ALABAMA
    $50,000
    N.A.
    0.05%
    0.22x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.05%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689