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Our records indicate that this bank has been acquired by PNC Bank, National Association.
BBVA USA is an FDIC insured institution headquartered at
15 20th Street S, Birmingham, AL 35233.
It was founded in
1964 and has approximately $96 billion in assets. Customers can open an account at one of its 680 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.10% | $10,000 | Compare |
|
6 Mo CD
|
0.10% | $100,000 | Compare |
|
Special: 11 Mo CD
|
0.50% | $500 | Compare |
|
Special: 11 Mo CD
|
0.30% | $500 | Compare |
|
Special: 12 Mo CD
|
0.40% | $500 | Compare |
|
12 Mo CD
|
0.10% | $10,000 | Compare |
|
12 Mo CD
|
0.10% | $100,000 | Compare |
|
Special: 18 Mo CD
|
0.45% | $500 | Compare |
|
18 Mo CD
|
0.25% | $10,000 | Compare |
|
18 Mo CD
|
0.25% | $100,000 | Compare |
|
24 Mo CD
|
0.30% | $10,000 | Compare |
|
24 Mo CD
|
0.30% | $100,000 | Compare |
|
30 Mo CD
|
0.40% | $10,000 | Compare |
|
30 Mo CD
|
0.40% | $100,000 | Compare |
|
Special: 36 Mo CD
|
0.40% | $500 | Compare |
|
36 Mo CD
|
0.40% | $10,000 | Compare |
|
36 Mo CD
|
0.40% | $100,000 | Compare |
|
48 Mo CD
|
0.50% | $10,000 | Compare |
|
48 Mo CD
|
0.50% | $100,000 | Compare |
|
60 Mo CD
|
0.50% | $10,000 | Compare |
|
60 Mo CD
|
0.50% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 11 Mo FIRA
|
0.30% | $500 |
|
Special: 11 Mo FIRA
|
0.50% | $500 |
|
Special: 12 Mo FIRA
|
0.40% | $500 |
|
Special: 18 Mo FIRA
|
0.45% | $500 |
|
Special: 36 Mo FIRA
|
0.40% | $500 |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.65% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.15% | $1 |
|
Int Ckg
|
0.15% | $2,500 |
| Loans Amounts from $25,000 - $500,000. | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
District Lending NMLS ID: 598623 / Updated 2026-07-12 |
Work with a human | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-12 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-12 |
Use Home Equity to get cash you need | $0 |
| Cash in with a HELOC | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-12 |
Unlock Your Home's Potential | $0 |
Optimum First Mortgage NMLS ID: 240415 |
6.144% |
$1,919
Fees & Points
$4,974 Total
0.931 Pts ($2,979) $1,995 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.317% |
$1,945
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.333% |
$1,971
Fees & Points
$2,959 Total
0.500 Pts ($1,600) $1,359 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.448% |
$1,997
Fees & Points
$2,470 Total
0.772 Pts ($2,470) $0 Fees |
| 6.458% |
$1,997
Fees & Points
$2,803 Total
0.876 Pts ($2,803) $0 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.678% |
$2,049
Fees & Points
$1,773 Total
0.554 Pts ($1,773) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.704% |
$2,049
Fees & Points
$2,621 Total
0.819 Pts ($2,621) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 19048 |
| Date Established | 1964 |
| Assets | $ 95.85 billion |
| Loans | $ 54.19 billion |
| Deposits | $ 73.06 billion |
| Capital | $ 10.40 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 10.57 billion |
| Interest-bearing balances | $ 9.75 billion |
| Total securities | $ 16.38 billion |
| Federal funds sold and reverse repurchase | $ 1.85 million |
| Net loans and leases | $ 54.19 billion |
| Loan loss allowance | $ 1,538.06 million |
| Trading account assets | $ 355.75 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 4.22 million |
| Goodwill and other intangibles | $ 1,847.34 million |
| All other assets | $ 2.91 billion |
| Total Assets | $ 76.82 billion |
| LIABILITIES | |
| Total deposits | $ 73.06 billion |
| Interest-bearing deposits | $ 43.63 billion |
| Deposits held in domestic offices | $ 73.06 billion |
| % insured (estimated)" | 52.97% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | $ 26.43 million |
| Other borrowed funds | $ 1,403.85 million |
| Subordinated debt | $ 842.78 million |
| All other liabilities | $ 1,491.52 millionn |
| Total Liabilities | $ 76.82 billion |
| Shareholders’ Equity | $ 19.03 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 771.39 million |
| Total Interest Expense | $ 11.29 million |
| Net interest income | $ 760.11 million |
| Provision for loan and lease losses | $ 902.11 million |
| Total non interest income | $ 231.65 million |
| Total non interest expense | $ 622.59 million |
| Pre-tax Net Operating Income | N.A. |
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