104907931
Cornerstone Bank is an FDIC insured institution headquartered at
529 N Lincoln Ave, York, NE 68467.
Deposit Rates -
August 18, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.30% $10,000
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6 Mo CD
0.30% $100,000
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Special: 11 Mo CD
0.70% $500
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12 Mo CD
0.65% $10,000
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12 Mo CD
0.65% $100,000
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18 Mo CD
0.70% $10,000
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18 Mo CD
0.70% $100,000
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Special: 23 Mo CD
0.85% $500
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24 Mo CD
0.75% $10,000
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24 Mo CD
0.75% $100,000
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30 Mo CD
0.85% $10,000
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30 Mo CD
0.85% $100,000
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36 Mo CD
0.95% $10,000
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36 Mo CD
0.95% $100,000
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48 Mo CD
1.05% $10,000
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48 Mo CD
1.05% $100,000
Compare
MM RATES
APY
MIN
Money Market
0.05% $2,500
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Money Market
0.05% $10,000
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Money Market
0.05% $25,000
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VARIABLE IRA RATES
APY
MIN
Var IRA
0.70% $1
INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 5496
Date Established
1882
Assets
$ 2.76 billion
Loans
$ 2.07 billion
Deposits
$ 2.44 billion
Capital
$ 243.17 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 118.33 million
Interest-bearing balances
$ 40.07 million
Total securities
$ 478.16 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 2.07 billion
Loan loss allowance
$ 23.58 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 8.46 million
All other assets
$ 35.12 million
Total Assets $ 2.52 billion
LIABILITIES
Total deposits
$ 2.44 billion
Interest-bearing deposits
$ 2.09 billion
Deposits held in domestic offices
$ 2.44 billion
% insured (estimated)" 70.18%
Federal funds purchased and repurchase agreements
$ 12.73 million
Trading liabilities
N.A.
Other borrowed funds
$ 55.15 million
Subordinated debt
N.A.
All other liabilities
$ 4.39 millionn
Total Liabilities $ 2.52 billion
Shareholders’ Equity $ 243.17 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 152.69 million
Total Interest Expense
$ 68.51 million
Net interest income
$ 84.18 million
Provision for loan and lease losses
$ 4.80 million
Total non interest income
$ 20.59 million
Total non interest expense
$ 67.97 million
Pre-tax Net Operating Income
$ 13.99 million
Customer Reviews for Cornerstone Bank
Branches
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Cornerstone Bank Locations
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