EverBank, National Association
For information concerning TIAA Bank / Everbank online bank, please click here .
Phone: 1-855-260-8856
ACH Number: 063092110
SWIFT Code: EVBKUS3MXXX
EverBank, National Association is an FDIC insured institution headquartered at
301 W Bay St, Jacksonville, FL 32202.
It was founded in
1998 and has approximately $44 billion in assets. Customers can open an account at one of its 15 branches.
It was founded in 1998 and has approximately $44 billion in assets. Customers can open an account at one of its 15 branches.
Deposit Rates - December 30, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.90% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.80% | $1,000 | Compare |
|
6 Mo CD
|
3.80% | $1,000 | Compare |
|
7 Mo CD
|
3.80% | $1,000 | Compare |
|
9 Mo CD
|
3.60% | $1,000 | Compare |
|
12 Mo CD
|
3.50% | $1,000 | Compare |
|
13 Mo CD
|
3.60% | $1,000 | Compare |
|
18 Mo CD
|
3.50% | $1,000 | Compare |
|
24 Mo CD
|
3.50% | $1,000 | Compare |
|
25 Mo CD
|
3.55% | $1,000 | Compare |
|
30 Mo CD
|
3.40% | $1,000 | Compare |
|
36 Mo CD
|
3.40% | $1,000 | Compare |
|
48 Mo CD
|
3.40% | $1,000 | Compare |
|
60 Mo CD
|
3.40% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
3.80% | $0 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.25% | $0 |
Loan Rates - December 30, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
7.53% | $2,921.16 |
|
15 Year Fixed Conforming
|
7.93% | $2,966.44 |
|
30 Year Fixed Jumbo
|
7.97% | $2,292.52 |
|
30 Year Fixed Conforming
|
8.39% | $2,377.11 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
7.53% | $2,921.16 |
|
15 Year Fixed Conforming
|
7.93% | $2,966.44 |
|
30 Year Fixed Jumbo
|
7.97% | $2,292.52 |
|
30 Year Fixed Conforming
|
8.39% | $2,377.11 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
5.50% | Varies | ||
Compare with 0 RATE Line of Credit from PenFed Credit Union
|
||||
Compare with 6.24 RATE Line of Credit from Third Federal Savings and Loan
|
||||
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
Compare with 8.5 RATE Line of Credit from Farmers Bank of Kansas City
|
||||
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 34775 |
| Date Established | 1998 |
| Assets | $ 44.45 billion |
| Loans | $ 32.71 billion |
| Deposits | $ 34.82 billion |
| Capital | $ 3.80 billion |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 930.01 million |
| Interest-bearing balances | $ 861.57 million |
| Total securities | $ 9.69 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 32.71 billion |
| Loan loss allowance | $ 276.77 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 4.99 million |
| Goodwill and other intangibles | $ 8.43 million |
| All other assets | $ 849.70 million |
| Total Assets | $ 40.64 billion |
| LIABILITIES | |
| Total deposits | $ 34.82 billion |
| Interest-bearing deposits | $ 32.76 billion |
| Deposits held in domestic offices | $ 34.82 billion |
| % insured (estimated)" | 85.93% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 7.52 billion |
| Subordinated debt | N.A. |
| All other liabilities | $ 597.96 millionn |
| Total Liabilities | $ 40.64 billion |
| Shareholders’ Equity | $ 3.80 billion |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,146.85 million |
| Total Interest Expense | $ 610.49 million |
| Net interest income | $ 536.36 million |
| Provision for loan and lease losses | $ 38.22 million |
| Total non interest income | $ 44.51 million |
| Total non interest expense | $ 346.56 million |
| Pre-tax Net Operating Income | $ 365.32 million |
Customer Reviews for EverBank, National Association (2)
Rated 1.00 stars out of 5 - based on 2 reviews
Branches
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EverBank, National Association Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.3.90%17.33x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
3.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,950 1,365 2 51,950 2,026 1,418 3 53,976 2,105 1,474 4 56,081 2,187 1,531 5 58,268 2,272 1,591 6 60,541 2,361 1,653 7 62,902 2,453 1,717 8 65,355 2,549 1,784 9 67,904 2,648 1,854 10 70,552 2,752 1,926 11 73,304 2,859 2,001 12 76,162 2,970 2,079 13 79,133 3,086 2,160 14 82,219 3,207 2,245 15 85,426 3,332 2,332 16 88,757 3,462 2,423 17 92,219 3,597 2,518 18 95,815 3,737 2,616 19 99,552 3,883 2,718 20 103,434 4,034 2,824 TOTAL $57,468 $40,228 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
Jeff T
November 21, 2023 |
Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name.
Amy S
October 17, 2021 |
The savings rate is 0.50% as listed here. Their money market rate is only 0.40%. These guys are deceptive! They keep one rate high so that customers like me see them on a site like this and go through and open that account and then later switch them around. That way the rate still shows when we check back on these sites but we are making less. Less for me is 0.10% on $250k which is $250 that they stole from me. It is still my money! I would give it zero stars. Avoid this bank!