TIAA Bank / Everbank

For information concerning EverBank, National Association parent bank, please click here .

Phone: 1-855-260-8856

Online Rates - December 18, 2025

Your current location is: New York City, NY

SAVINGS RATES APY MIN
CD RATES APY MIN
3 Mo CD
3.80% $1,000 Compare
6 Mo CD
3.80% $1,000 Compare
7 Mo CD
3.90% $1,000 Compare
9 Mo CD
3.70% $1,000 Compare
12 Mo CD
3.60% $1,000 Compare
13 Mo CD
3.65% $1,000 Compare
18 Mo CD
3.65% $1,000 Compare
24 Mo CD
3.50% $1,000 Compare
25 Mo CD
3.50% $1,000 Compare
36 Mo CD
3.40% $1,000 Compare
48 Mo CD
3.40% $1,000 Compare
60 Mo CD
3.40% $1,000 Compare
MONEY MARKET RATES APY MIN
Money Market
2.02% $0 Compare
Money Market
4.00% $50,000 Compare
Money Market
4.00% $100,000 Compare
CHECKING RATES APY MIN
E-INT
0.25% $0




Money that you deposit is held by EverBank, National Association. EverBank, National Association is an FDIC insured institution founded in 1998. It has approximately $44.45 billion in assets.

Overview 2025

General Information of the Parent Bank

FDIC Insured Yes
Insured Parent Bank EverBank, National Association
FDIC Certificate # 34775
Date Established 1998
Assets $44.45 billion
Loans $32.71 billion
Deposits $34.82 billion
Capital $3.80 billion


Customer Reviews for TIAA Bank / Everbank (2)

Rated 1.00 stars out of 5 - based on 2 reviews
  • Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name.

    Review on the Parent Bank
  • The savings rate is 0.50% as listed here. Their money market rate is only 0.40%. These guys are deceptive! They keep one rate high so that customers like me see them on a site like this and go through and open that account and then later switch them around. That way the rate still shows when we check back on these sites but we are making less. Less for me is 0.10% on $250k which is $250 that they stole from me. It is still my money! I would give it zero stars. Avoid this bank!

    Review on the Parent Bank

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Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    Online Bank
    -
    $50,000
    N.A.
    4.05%
    17.92x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    4.05%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,025 1,418
    2 52,025 2,107 1,475
    3 54,132 2,192 1,535
    4 56,324 2,281 1,597
    5 58,605 2,374 1,661
    6 60,979 2,470 1,729
    7 63,449 2,570 1,799
    8 66,018 2,674 1,872
    9 68,692 2,782 1,947
    10 71,474 2,895 2,026
    11 74,369 3,012 2,108
    12 77,381 3,134 2,194
    13 80,515 3,261 2,283
    14 83,776 3,393 2,375
    15 87,168 3,530 2,471
    16 90,699 3,673 2,571
    17 94,372 3,822 2,675
    18 98,194 3,977 2,784
    19 102,171 4,138 2,897
    20 106,309 4,306 3,014
    TOTAL $60,614 $42,430
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689