First Farmers & Merchants Bank is an FDIC insured institution headquartered at
920 4th St S, Cannon Falls, MN 55009.
It was founded in
1915 and has approximately $0 billion in assets. Customers can open an account at one of its 8 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 10168
Date Established
1915
Assets
$ 472.14 million
Loans
$ 293.93 million
Deposits
$ 426.53 million
Capital
$ 40.63 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 31.53 million
Interest-bearing balances
$ 26.37 million
Total securities
$ 133.27 million
Federal funds sold and reverse repurchase
$ 2.79 million
Net loans and leases
$ 293.93 million
Loan loss allowance
$ 2.85 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 2.59 million
All other assets
$ 4.30 million
Total Assets
$ 431.50 million
LIABILITIES
Total deposits
$ 426.53 million
Interest-bearing deposits
$ 358.93 million
Deposits held in domestic offices
$ 426.53 million
% insured (estimated)"
74.98%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 0.94 million
Subordinated debt
N.A.
All other liabilities
$ 0.62 millionn
Total Liabilities
$ 431.50 million
Shareholders’ Equity
$ 40.63 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 17.05 million
Total Interest Expense
$ 4.17 million
Net interest income
$ 12.88 million
Provision for loan and lease losses
$ 0.05 million
Total non interest income
$ 1.28 million
Total non interest expense
$ 7.34 million
Pre-tax Net Operating Income
$ 3.27 million
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Branches
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