Merchants & Farmers Bank of Greene County, Alabama


Merchants & Farmers Bank of Greene County, Alabama is an FDIC insured institution headquartered at 302 Prairie Ave, Eutaw, AL 35462.
It was founded in 1900 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - October 30, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 855
Date Established 1900
Assets $ 123.49 million
Loans $ 72.23 million
Deposits $ 109.38 million
Capital $ 13.31 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 4.23 million
Interest-bearing balances $ 1.18 million
Total securities $ 30.85 million
Federal funds sold and reverse repurchase $ 10.20 million
Net loans and leases $ 72.23 million
Loan loss allowance $ 1.03 million
Trading account assets $ 2.02 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.82 million
     Total Assets $ 110.19 million

LIABILITIES
Total deposits $ 109.38 million
      Interest-bearing deposits $ 78.99 million
      Deposits held in domestic offices $ 109.38 million
      % insured (estimated)" 66.36%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.35 millionn
      Total Liabilities $ 110.19 million
      Shareholders’ Equity $ 13.31 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.30 million
Total Interest Expense $ 1.09 million
Net interest income $ 2.21 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.30 million
Total non interest expense $ 1.56 million
Pre-tax Net Operating Income $ 0.29 million

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Merchants & Farmers Bank of Greene County, Alabama Locations