Morgantown Bank & Trust Company, Incorporated is an FDIC insured institution headquartered at
202 N Main St, Morgantown, KY 42261.
It was founded in
1880 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 275
Date Established
1880
Assets
$ 421.66 million
Loans
$ 331.32 million
Deposits
$ 369.60 million
Capital
$ 32.38 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 10.21 million
Interest-bearing balances
$ 3.46 million
Total securities
$ 53.77 million
Federal funds sold and reverse repurchase
$ 0.23 million
Net loans and leases
$ 331.32 million
Loan loss allowance
$ 2.30 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 8.92 million
Total Assets
$ 389.28 million
LIABILITIES
Total deposits
$ 369.60 million
Interest-bearing deposits
$ 312.30 million
Deposits held in domestic offices
$ 369.60 million
% insured (estimated)"
88.28%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 7.50 million
Subordinated debt
N.A.
All other liabilities
$ 1.98 millionn
Total Liabilities
$ 389.28 million
Shareholders’ Equity
$ 32.38 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 23.36 million
Total Interest Expense
$ 10.18 million
Net interest income
$ 13.18 million
Provision for loan and lease losses
$ 0.43 million
Total non interest income
$ 2.50 million
Total non interest expense
$ 10.94 million
Pre-tax Net Operating Income
$ 1.19 million
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Branches
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Morgantown Bank & Trust Company, Incorporated Locations
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