Morgantown Bank & Trust Company, Incorporated is an FDIC insured institution headquartered at
201 N Main St, Morgantown, KY 42261.
It was founded in
1880 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 275
Date Established
1880
Assets
$ 393.82 million
Loans
$ 299.40 million
Deposits
$ 344.05 million
Capital
$ 28.49 million
Summary Balance Sheet as of March 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 10.13 million
Interest-bearing balances
$ 4.62 million
Total securities
$ 64.32 million
Federal funds sold and reverse repurchase
$ 0.01 million
Net loans and leases
$ 299.40 million
Loan loss allowance
$ 2.00 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 8.92 million
Total Assets
$ 365.33 million
LIABILITIES
Total deposits
$ 344.05 million
Interest-bearing deposits
$ 289.74 million
Deposits held in domestic offices
$ 344.05 million
% insured (estimated)"
87.30%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 7.50 million
Subordinated debt
N.A.
All other liabilities
$ 1.98 millionn
Total Liabilities
$ 365.33 million
Shareholders’ Equity
$ 28.49 million
Summary Income Statement as of March 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 5.43 million
Total Interest Expense
$ 2.44 million
Net interest income
$ 3.00 million
Provision for loan and lease losses
$ 0.10 million
Total non interest income
$ 0.53 million
Total non interest expense
$ 2.45 million
Pre-tax Net Operating Income
$ 1.19 million
Customer Reviews for Morgantown Bank & Trust Company, Incorporated
There are currently no comments for Morgantown Bank & Trust Company, Incorporated. Be the first to share your experience. Please provide comments that will help others.
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
Morgantown Bank & Trust Company, Incorporated Locations
There are currently no comments for Morgantown Bank & Trust Company, Incorporated. Be the first to share your experience. Please provide comments that will help others.