River City Bank

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River City Bank Locations

Deposit Rates - April 20, 2021

Overview 2021

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18983
Date Established 1963
Assets $ 3.32 billion
Loans $ 2.38 billion
Deposits $ 3.01 billion
Capital $ 269.48 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 193.02 million
Interest-bearing balances $ 158.60 million
Total securities $ 671.07 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.38 billion
Loan loss allowance $ 54.26 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 61.26 million
     Total Assets $ 3.05 billion

LIABILITIES
Total deposits $ 3.01 billion
      Interest-bearing deposits $ 2.35 billion
      Deposits held in domestic offices $ 3.01 billion
      % insured (estimated) 44.29%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 16.86 million
Subordinated debt N.A.
All other liabilities $ 25.26 millionn
      Total Liabilities $ 3.05 billion
      Shareholders’ Equity $ 269.48 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 100.24 million
Total Interest Expense $ 20.07 million
Net interest income $ 80.17 million
Provision for loan and lease losses $ 12.40 million
Total non interest income $ 4.50 million
Total non interest expense $ 27.68 million
Pre-tax Net Operating Income $ 44.59 million

River City Bank is an FDIC insured institution headquartered at 2480 Natomas Park Drive, Sacramento, CA 95833.
It was founded in 1963 and has approximately $3 billion in assets. Customers can open an account at one of its 12 branches.