The Corner Stone Bank


The Corner Stone Bank is an FDIC insured institution headquartered at 117 N Main St, South West City, MO 64863.
It was founded in 1898 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - January 01, 2026

SAVINGS RATES APY MIN
CD RATES APY MIN
6 Mo CD
0.55% $10,000 Compare
6 Mo CD
0.55% $100,000 Compare
12 Mo CD
0.82% $10,000 Compare
12 Mo CD
0.82% $100,000 Compare
18 Mo CD
0.87% $10,000 Compare
18 Mo CD
0.87% $100,000 Compare
24 Mo CD
0.90% $10,000 Compare
24 Mo CD
0.90% $100,000 Compare
30 Mo CD
0.90% $10,000 Compare
30 Mo CD
0.90% $100,000 Compare
36 Mo CD
0.95% $10,000 Compare
36 Mo CD
0.95% $100,000 Compare
48 Mo CD
0.95% $10,000 Compare
48 Mo CD
0.95% $100,000 Compare
60 Mo CD
0.90% $10,000 Compare
60 Mo CD
0.90% $100,000 Compare
VARIABLE IRA RATES APY MIN
Var IRA
1.50% $1
INT CHECKING RATES APY MIN
Int Ckg
0.60% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9388
Date Established 1898
Assets $ 197.58 million
Loans $ 146.57 million
Deposits $ 173.17 million
Capital $ 23.61 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 19.94 million
Interest-bearing balances $ 16.19 million
Total securities $ 26.10 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 146.57 million
Loan loss allowance $ 2.62 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.02 million
Goodwill and other intangibles N.A.
All other assets $ 1.58 million
     Total Assets $ 173.97 million

LIABILITIES
Total deposits $ 173.17 million
      Interest-bearing deposits $ 133.50 million
      Deposits held in domestic offices $ 173.17 million
      % insured (estimated)" 92.56%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.29 millionn
      Total Liabilities $ 173.97 million
      Shareholders’ Equity $ 23.61 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 7.09 million
Total Interest Expense $ 2.06 million
Net interest income $ 5.03 million
Provision for loan and lease losses $ 0.33 million
Total non interest income $ 0.62 million
Total non interest expense $ 3.71 million
Pre-tax Net Operating Income $ 1.07 million

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Branches

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The Corner Stone Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Bank
    MISSOURI
    $50,000
    N.A.
    0.60%
    2.67x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085