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The Pittsfield Co-operative Bank


The Pittsfield Co-operative Bank is an FDIC insured institution headquartered at 70 South St, Pittsfield, MA 01201.
It was founded in 1889 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - March 20, 2026

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.35% $10,000 Compare
12 Mo CD
0.35% $100,000 Compare
18 Mo CD
0.45% $10,000 Compare
18 Mo CD
0.45% $100,000 Compare
24 Mo CD
0.45% $10,000 Compare
24 Mo CD
0.45% $100,000 Compare
30 Mo CD
0.50% $10,000 Compare
30 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.15% $25,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26393
Date Established 1889
Assets $ 414.66 million
Loans $ 300.92 million
Deposits $ 308.74 million
Capital $ 55.60 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 8.42 million
Interest-bearing balances $ 5.12 million
Total securities $ 71.99 million
Federal funds sold and reverse repurchase $ 2.34 million
Net loans and leases $ 300.92 million
Loan loss allowance $ 2.27 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 21.26 million
     Total Assets $ 359.06 million

LIABILITIES
Total deposits $ 308.74 million
      Interest-bearing deposits $ 232.74 million
      Deposits held in domestic offices $ 308.74 million
      % insured (estimated)" 76.08%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 7.70 million
Subordinated debt N.A.
All other liabilities $ 1.88 millionn
      Total Liabilities $ 359.06 million
      Shareholders’ Equity $ 55.60 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 13.29 million
Total Interest Expense $ 5.23 million
Net interest income $ 8.06 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.15 million
Total non interest expense $ 9.61 million
Pre-tax Net Operating Income $ 1.71 million

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