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The Yellowstone Bank is an FDIC insured institution headquartered at
12 1st Ave, Laurel, MT 59044.
It was founded in
1926 and has approximately $1 billion in assets. Customers can open an account at one of its 9 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
6 Mo CD
|
0.20% | $100,000 | Compare |
|
12 Mo CD
|
0.35% | $10,000 | Compare |
|
12 Mo CD
|
0.35% | $100,000 | Compare |
|
24 Mo CD
|
0.50% | $10,000 | Compare |
|
24 Mo CD
|
0.50% | $100,000 | Compare |
|
36 Mo CD
|
0.65% | $10,000 | Compare |
|
36 Mo CD
|
0.65% | $100,000 | Compare |
|
48 Mo CD
|
0.85% | $10,000 | Compare |
|
48 Mo CD
|
0.85% | $100,000 | Compare |
|
60 Mo CD
|
1.00% | $10,000 | Compare |
|
60 Mo CD
|
1.00% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.20% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-06-17 |
Unlock Your Home's Potential | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-06-17 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-17 |
Home Equity Loans & Refinance – Cash out | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-17 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| Cash in with a HELOC | $0 |
| 5.924% |
$1,868
Fees & Points
$6,099 Total
0.750 Pts ($2,400) $3,699 Fees |
Saxton Mortgage NMLS ID: 1717191 |
5.984% |
$1,893
Fees & Points
$3,871 Total
0.805 Pts ($2,576) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.053% |
$1,893
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
| 6.081% |
$1,919
Fees & Points
$2,905 Total
0.875 Pts ($2,800) $105 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.094% |
$1,919
Fees & Points
$3,359 Total
0.625 Pts ($2,000) $1,359 Fees |
| 6.108% |
$1,919
Fees & Points
$3,824 Total
0.867 Pts ($2,774) $1,050 Fees |
| 6.213% |
$1,945
Fees & Points
$3,008 Total
0.940 Pts ($3,008) $0 Fees |
Simply PMG NMLS ID: 133739 |
6.225% |
$1,945
Fees & Points
$3,401 Total
0.658 Pts ($2,106) $1,295 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.235% |
$1,945
Fees & Points
$3,862 Total
0.698 Pts ($2,234) $1,628 Fees |
Loansteady NMLS ID: 1701910 |
6.239% |
$1,945
Fees & Points
$3,895 Total
0.750 Pts ($2,400) $1,495 Fees |
Valley West Mortgage NMLS ID: 65506 |
6.239% |
$1,945
Fees & Points
$3,975 Total
0.875 Pts ($2,800) $1,175 Fees |
| 6.243% |
$1,945
Fees & Points
$4,279 Total
0.951 Pts ($3,043) $1,236 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.253% |
$1,919
Fees & Points
$8,720 Total
0.600 Pts ($1,920) $6,800 Fees |
Northpointe Bank NMLS ID: 447490 |
6.256% |
$1,945
Fees & Points
$4,464 Total
0.959 Pts ($3,069) $1,395 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.325% |
$1,971
Fees & Points
$2,554 Total
0.798 Pts ($2,554) $0 Fees |
West Capital Lending NMLS ID: 1566096 |
6.361% |
$1,971
Fees & Points
$3,765 Total
0.772 Pts ($2,470) $1,295 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.378% |
$1,971
Fees & Points
$4,320 Total
0.883 Pts ($2,826) $1,494 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.391% |
$1,971
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.433% |
$1,997
Fees & Points
$1,939 Total
0.606 Pts ($1,939) $0 Fees |
SoFi NMLS ID: 696891 |
6.638% |
$2,023
Fees & Points
$4,621 Total
0.977 Pts ($3,126) $1,495 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 1978 |
| Date Established | 1926 |
| Assets | $ 1,363.58 million |
| Loans | $ 734.09 million |
| Deposits | $ 1,129.39 million |
| Capital | $ 185.56 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 79.41 million |
| Interest-bearing balances | $ 65.58 million |
| Total securities | $ 505.68 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 734.09 million |
| Loan loss allowance | $ 4.23 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 6.75 million |
| All other assets | $ 22.29 million |
| Total Assets | $ 1,178.02 million |
| LIABILITIES | |
| Total deposits | $ 1,129.39 million |
| Interest-bearing deposits | $ 819.13 million |
| Deposits held in domestic offices | $ 1,129.39 million |
| % insured (estimated)" | 65.94% |
| Federal funds purchased and repurchase agreements | $ 46.49 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 0.87 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 2.17 millionn |
| Total Liabilities | $ 1,178.02 million |
| Shareholders’ Equity | $ 185.56 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 74.50 million |
| Total Interest Expense | $ 21.07 million |
| Net interest income | $ 53.43 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 4.82 million |
| Total non interest expense | $ 21.31 million |
| Pre-tax Net Operating Income | $ 11.27 million |
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