Banks | First United Bank & Trust

First United Bank & Trust


First United Bank & Trust is an FDIC insured institution headquartered at 19 S 2nd St, Oakland, MD 21550.
It was founded in 1900 and has approximately $2 billion in assets. Customers can open an account at one of its 27 branches.

Deposit Rates - April 25, 2024

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.25% $100,000 Compare
24 Mo CD
0.30% $10,000 Compare
24 Mo CD
0.30% $100,000 Compare
Special: 35 Mo CD
0.80% $1,000 Compare
36 Mo CD
0.40% $10,000 Compare
36 Mo CD
0.40% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.60% $10,000 Compare
60 Mo CD
0.60% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.07% $1
Int Ckg
0.07% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 4857
Date Established 1900
Assets $ 1,882.19 million
Loans $ 1,389.63 million
Deposits $ 1,562.14 million
Capital $ 164.88 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 49.75 million
Interest-bearing balances $ 29.92 million
Total securities $ 297.88 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,389.63 million
Loan loss allowance $ 17.48 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 4.49 million
Goodwill and other intangibles $ 12.75 million
All other assets $ 80.54 million
     Total Assets $ 1,717.31 million

LIABILITIES
Total deposits $ 1,562.14 million
      Interest-bearing deposits $ 1,134.47 million
      Deposits held in domestic offices $ 1,562.14 million
      % insured (estimated) 76.02%
Federal funds purchased and repurchase agreements $ 45.42 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 28.58 millionn
      Total Liabilities $ 1,717.31 million
      Shareholders’ Equity $ 164.88 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 79.67 million
Total Interest Expense $ 22.56 million
Net interest income $ 57.11 million
Provision for loan and lease losses $ 1.62 million
Total non interest income $ 19.19 million
Total non interest expense $ 50.11 million
Pre-tax Net Operating Income $ 15.42 million

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First United Bank & Trust Locations

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