Banks | MidFirst Bank
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MidFirst Bank

For information concerning Vio Bank, A Division of MidFirst Bank online bank, please click here .

ACH Number: 122187445

MidFirst Bank is an FDIC insured institution headquartered at 501 Nw Grand Blvd, Oklahoma City, OK 73118.
It was founded in 1911 and has approximately $41 billion in assets. Customers can open an account at one of its 86 branches.

Deposit Rates - July 18, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
Special: 10 Mo CD
0.35% $5,000 Compare
12 Mo CD
0.15% $1,000 Compare
Special: 17 Mo CD
0.45% $5,000 Compare
18 Mo CD
0.20% $1,000 Compare
24 Mo CD
0.25% $1,000 Compare
30 Mo CD
0.30% $5,000 Compare
36 Mo CD
0.35% $1,000 Compare
48 Mo CD
0.40% $1,000 Compare
60 Mo CD
0.50% $1,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 10 Mo FIRA
0.35% $5,000
Special: 17 Mo FIRA
0.45% $5,000
INT CHECKING RATES APY MIN
Int Ckg
0.03% $1
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 4063
Date Established 1911
Assets $ 41.37 billion
Loans $ 31.76 billion
Deposits $ 24.56 billion
Capital $ 3.90 billion

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 480.60 million
Interest-bearing balances $ 319.29 million
Total securities $ 6.87 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 31.76 billion
Loan loss allowance $ 221.33 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 11.17 million
Goodwill and other intangibles $ 270.90 million
All other assets $ 1,292.71 million
     Total Assets $ 37.46 billion

LIABILITIES
Total deposits $ 24.56 billion
      Interest-bearing deposits $ 20.09 billion
      Deposits held in domestic offices $ 24.56 billion
      % insured (estimated)" 77.50%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 8.82 billion
Subordinated debt N.A.
All other liabilities $ 167.35 millionn
      Total Liabilities $ 37.46 billion
      Shareholders’ Equity $ 3.90 billion

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 2.12 billion
Total Interest Expense $ 1,019.68 million
Net interest income $ 1,097.64 million
Provision for loan and lease losses $ 36.86 million
Total non interest income $ 136.81 million
Total non interest expense $ 707.97 million
Pre-tax Net Operating Income $ 379.51 million

Customer Reviews for MidFirst Bank (2)

Rated 1.00 stars out of 5 - based on 2 reviews

  • July 14, 2021 |

    My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started.

  • June 22, 2021 |

    I've had a few online savings accounts - Marcus, Synchrony, Capital One, Ally and Purepoint. I'd recommend them all. Going for a small tiny bank like this in order to make a few extra $$$ is a waste, especially when you realize that the little bit you are making is fully taxable. My interaction with the customer service at Vio Bank proved this point and left me banging my head against the wall.

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