MidFirst Bank
For information concerning Vio Bank, A Division of MidFirst Bank online bank, please click here .
ACH Number: 122187445
MidFirst Bank is an FDIC insured institution headquartered at
501 Nw Grand Blvd, Oklahoma City, OK 73118.
It was founded in
1911 and has approximately $40 billion in assets. Customers can open an account at one of its 86 branches.
It was founded in 1911 and has approximately $40 billion in assets. Customers can open an account at one of its 86 branches.
Deposit Rates - December 20, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.10% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.25% | $10,000 | Compare |
|
6 Mo CD
|
0.25% | $100,000 | Compare |
|
Special: 10 Mo CD
|
0.35% | $5,000 | Compare |
|
12 Mo CD
|
0.15% | $1,000 | Compare |
|
Special: 17 Mo CD
|
0.45% | $5,000 | Compare |
|
18 Mo CD
|
0.20% | $1,000 | Compare |
|
24 Mo CD
|
0.25% | $1,000 | Compare |
|
30 Mo CD
|
0.30% | $5,000 | Compare |
|
36 Mo CD
|
0.35% | $1,000 | Compare |
|
48 Mo CD
|
0.40% | $1,000 | Compare |
|
60 Mo CD
|
0.50% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.90% | $10,000 | Compare |
|
Money Market
|
0.90% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 10 Mo FIRA
|
0.35% | $5,000 |
|
Special: 17 Mo FIRA
|
0.45% | $5,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.03% | $1 |
|
Int Ckg
|
0.05% | $2,500 |
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$0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 4063 |
| Date Established | 1911 |
| Assets | $ 40.44 billion |
| Loans | $ 32.76 billion |
| Deposits | $ 24.74 billion |
| Capital | $ 3.71 billion |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 597.93 million |
| Interest-bearing balances | $ 410.80 million |
| Total securities | $ 4.84 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 32.76 billion |
| Loan loss allowance | $ 224.82 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 7.44 million |
| Goodwill and other intangibles | $ 255.64 million |
| All other assets | $ 1,292.71 million |
| Total Assets | $ 36.74 billion |
| LIABILITIES | |
| Total deposits | $ 24.74 billion |
| Interest-bearing deposits | $ 20.28 billion |
| Deposits held in domestic offices | $ 24.74 billion |
| % insured (estimated)" | 78.85% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 8.82 billion |
| Subordinated debt | N.A. |
| All other liabilities | $ 167.35 millionn |
| Total Liabilities | $ 36.74 billion |
| Shareholders’ Equity | $ 3.71 billion |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,029.91 million |
| Total Interest Expense | $ 500.41 million |
| Net interest income | $ 529.49 million |
| Provision for loan and lease losses | $ 19.55 million |
| Total non interest income | $ 74.85 million |
| Total non interest expense | $ 345.53 million |
| Pre-tax Net Operating Income | $ 379.51 million |
Customer Reviews for MidFirst Bank (2)
Rated 1.00 stars out of 5 - based on 2 reviews
Branches
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MidFirst Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankOKLAHOMA$50,000N.A.0.10%0.44x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
Laura K
July 14, 2021 |
My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started.
Jenny
June 22, 2021 |
I've had a few online savings accounts - Marcus, Synchrony, Capital One, Ally and Purepoint. I'd recommend them all. Going for a small tiny bank like this in order to make a few extra $$$ is a waste, especially when you realize that the little bit you are making is fully taxable. My interaction with the customer service at Vio Bank proved this point and left me banging my head against the wall.