Best Nationwide Online Certificate of Deposit Rates
Includes Online Banks, Local Banks and Credit Unions / Updated June 7, 2023
All rates listed are Annual Percentage Yield (APY).
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Sponsored
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5.20% -
4.75% -
4.75% -
4.30% -
4.00%
12-Month Rates
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5.28% nunya | May 22, 2023
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5.27% Wesley | May 30, 2023 |
Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews
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5.25% -
5.23% -
5.22% -
5.20% JFrye | April 1, 2023 |
I like the fact that the rate is now competitive, and nothing else about this bank. More Reviews
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5.16% -
5.16% Josh Hinson | February 3, 2023 |
So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews
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5.15% Great | June 21, 2021 |
This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews
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5.10%
18-Month Rates
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5.25% nunya | May 22, 2023
Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews
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5.20% -
5.02% Wesley | May 30, 2023 |
Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews
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5.00% JPreston | January 7, 2023 |
Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews
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4.95% -
4.95% -
4.86% -
4.85% -
4.80% JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews
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4.80% TeresaKnight | August 1, 2022 |
Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews
24-Month Rates
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5.00% JFrye | April 1, 2023 |
I like the fact that the rate is now competitive, and nothing else about this bank. More Reviews
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4.80% Wesley | May 30, 2023 |
Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews
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4.76% Josh Hinson | February 3, 2023 |
So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews
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4.75% howdoyoudo | July 18, 2022 |
And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews
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4.75% -
4.70% -
4.70% -
4.65% JPreston | January 7, 2023 |
Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews
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4.60% JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews
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4.60%
36-Month Rates
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4.76% -
4.63% -
4.55% -
4.54% -
4.50% -
4.50% JFrye | April 1, 2023 |
I like the fact that the rate is now competitive, and nothing else about this bank. More Reviews
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4.45% -
4.45% -
4.40% -
4.30% JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews
48-Month Rates
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4.59% -
4.54% -
4.50% -
4.45% -
4.40% JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews
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4.37% -
4.36% -
4.35% JFrye | April 1, 2023 |
I like the fact that the rate is now competitive, and nothing else about this bank. More Reviews
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4.30% Judith | May 12, 2023 |
I can’t get a real live person ever! Don’t use them ! More Reviews
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4.30%
60-Month Rates
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4.67% -
4.55% -
4.50% JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews
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4.50% nunya | May 22, 2023
Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews
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4.50% -
4.49% -
4.45% -
4.40% -
4.30% Judith | May 12, 2023 |
I can’t get a real live person ever! Don’t use them ! More Reviews
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4.27%
All rates listed above are Annual Percentage Yield (APY).
Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews