Best Nationwide Online Certificate of Deposit Rates
Includes Online Banks, Local Banks and Credit Unions / Updated November 29, 2021
All rates listed are Annual Percentage Yield (APY).
12-Month Rates
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0.670% Reviews Maricica Sloss | August 19, 2021 |
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0.650% Reviews Jenny4Me | October 4, 2021 |
I haven't been a customer very long so far, but so far it is A+ Read More
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0.650% Reviews Yazmina | August 3, 2021 |
Opened for the higher rate, and the rate has stayed competitive even as rates have fallen across the board at all of these places so I cannot complain. But, what I will complain about are all of these con... Read More
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0.650% Reviews -
0.650% Reviews TexanForever | September 19, 2021 |
Big name to inspire confidence, but a little poorly run bank behind it. I wasted my time trying to squeeze a few extra pennies out of my dollars. Not worthwhile to chase this one, especially after consider... Read More
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0.610% Reviews -
0.600% Reviews -
0.600% Reviews -
0.600% Reviews TDret87 | October 13, 2021 |
I was drawn to the rate and the experience has been so bad I will go back to well recognized names. Read More
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0.600% Reviews
24-Month Rates
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0.800% Reviews -
0.710% Reviews -
0.700% Reviews -
0.700% Reviews -
0.700% Reviews Jenny4Me | October 4, 2021 |
I haven't been a customer very long so far, but so far it is A+ Read More
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0.700% Reviews -
0.650% Reviews JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... Read More
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0.650% Reviews -
0.650% Reviews Dj Aron | July 14, 2021 |
Just the worst customer service imaginable. Choose any other bank from this list and you will be happier. Read More
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0.650% Reviews
36-Month Rates
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1.000% Reviews -
0.850% Reviews -
0.850% Reviews Maricica Sloss | August 19, 2021 |
It's nice to see smaller and obscure banks come online to offer rates just at or above what everybody else is giving. There is a catch especially when these same banks have low or no amount to buy in.
W... Read More -
0.810% Reviews -
0.800% Reviews -
0.800% Reviews Jenny4Me | October 4, 2021 |
I haven't been a customer very long so far, but so far it is A+ Read More
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0.750% Reviews TDret87 | October 13, 2021 |
I was drawn to the rate and the experience has been so bad I will go back to well recognized names. Read More
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0.750% Reviews -
0.750% Reviews -
0.750% Reviews
48-Month Rates
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1.060% Reviews -
0.850% Reviews -
0.850% Reviews -
0.800% Reviews -
0.800% Reviews -
0.800% Reviews Jenny4Me | October 4, 2021 |
I haven't been a customer very long so far, but so far it is A+ Read More
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0.800% Reviews -
0.800% Reviews -
0.750% Reviews JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... Read More
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0.750% Reviews Amy S | October 17, 2021 |
The savings rate is 0.50% as listed here. Their money market rate is only 0.40%. These guys are deceptive! They keep one rate high so that customers like me see them on a site like this and go through and ... Read More
60-Month Rates
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1.250% Reviews -
1.210% Reviews -
1.000% Reviews TDret87 | October 13, 2021 |
I was drawn to the rate and the experience has been so bad I will go back to well recognized names. Read More
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1.000% Reviews -
1.000% Reviews Maricica Sloss | August 19, 2021 |
It's nice to see smaller and obscure banks come online to offer rates just at or above what everybody else is giving. There is a catch especially when these same banks have low or no amount to buy in.
W... Read More -
1.000% Reviews -
1.000% Reviews -
0.950% Reviews -
0.950% Reviews -
0.950% Reviews
All rates listed above are Annual Percentage Yield (APY).
It's nice to see smaller and obscure banks come online to offer rates just at or above what everybody else is giving. There is a catch especially when these same banks have low or no amount to buy in.
W... Read More