Best Nationwide Online Certificate of Deposit Rates

Includes Online Banks, Local Banks and Credit Unions / Updated May 19, 2022

All rates listed are Annual Percentage Yield (APY).

 

12-Month Rates

24-Month Rates

36-Month Rates

48-Month Rates

60-Month Rates

  • 3.000% Reviews Online Rate Online 5-Year CD - $100,000
  • 2.930% Reviews Online Rate Online CD - $500
  • 2.750% Reviews Online Rate 5 Year CD - $2,500

    | August 3, 2021 |

    Opened for the higher rate, and the rate has stayed competitive even as rates have fallen across the board at all of these places so I cannot complain. But, what I will complain about are all of these con... Read More

  • 2.720% Reviews Online Rate 5-Year CD - $500

    | April 23, 2022 |

    Thanks CFG ! Opened a 12-month CD today with the fantastic rate of 1.24%. Best rate in town. Most area banks still offering terrible rates .01% to .50%. Not at all fair when charging up to 5% for loans.... Read More

  • 2.700% Reviews Online Rate 5-year CD - $5,000
  • 2.600% Reviews Online Rate 60 Month CD - $2,000

    | April 13, 2022 |

    Couldn't disagree more, Synchrony customer service has done a fine job for me , I have no complaints. Read More

  • 2.600% Reviews Online Rate 5 Year CD - $5,000

    | January 24, 2022 |

    I applied from Carlsbad, CA after seeing the rate listed here. I thought my account was opened and transferred a large sum of money in. I only learned 30 days later - following my inquiry - that I am supp... Read More

  • 2.550% Reviews Online Rate 60 Month CD - $500

    | December 7, 2021 |

    I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... Read More

  • 2.550% Reviews Online Rate 5-Year CD - $1,500

    | May 5, 2022 |

    This is nuts! The new system associated with the new brand doesn't allow you to transfer in or out more than $5,000. Other systems of this nature are easily defeated by initiating it from an outside bank... Read More

  • 2.500% Reviews Online Rate 60 Month CD - $1,000
All rates listed above are Annual Percentage Yield (APY).

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