Highest Yielding 5-Year CD Rates for New York City, NY
Includes Online Banks, Local Banks and Credit Unions / Updated July 05, 2025
All rates listed are Annual Percentage Yield (APY).
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4.20% -
4.15% Judith | May 12, 2023 |
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4.15% -
4.10% -
4.07% -
4.05% -
4.00% -
4.00% -
4.00% howdoyoudo | July 18, 2022 |
And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews
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4.00% -
4.00% -
4.00% PB VeganChic | November 7, 2023 |
The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews
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4.00% J Dally | June 13, 2023 |
5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews
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3.97% -
3.91% -
3.90% -
3.87% -
3.81% Frog Stephane | October 30, 2022 |
I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews
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3.80% JPreston | January 7, 2023 |
Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews
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3.80% -
3.76% -
3.75% -
3.75% Leslie G | December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews
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3.75% -
3.75% -
3.75% -
3.65% nunya | May 22, 2023
Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews
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3.60% -
3.60% -
3.56% -
3.56% -
3.55% Rc | June 19, 2024 |
Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews
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3.51% YTu | June 27, 2023 |
Amataur outfit - stay away More Reviews
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3.50% Lucille Foster | December 6, 2022 |
The MOST organized bank with easy to read online banking ever! More Reviews
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3.50% TeresaKnight | August 1, 2022 |
Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews
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3.50% Lucille Foster | December 6, 2022 |
The MOST organized bank with easy to read online banking ever! More Reviews
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3.50% -
3.50% -
3.50% Wazup | October 13, 2022 |
might be a good as a local bank, but not set up as an online bank More Reviews
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3.50% Jeff T | November 21, 2023 |
Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews
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3.50% -
3.50% -
3.50% -
3.50% Rc | June 19, 2024 |
Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews
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3.40% -
3.40% JeromeK | September 18, 2022 |
Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews
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3.40% -
3.35% -
3.35% -
3.35% -
3.35% -
3.30% -
3.30% -
3.25% JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews
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3.25% -
3.25% -
3.25% -
3.25% -
3.25% -
3.25%
All rates listed above are Annual Percentage Yield (APY).
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I can’t get a real live person ever! Don’t use them ! More Reviews