Best Home Equity Loans 15-Year for California, CA
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#1 Non-bank HELOC in the US, A+ BBB Rating -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-306.865 % %
$892 -
Owning.com
NMLS ID: 2611 / Updated 2025-12-24Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-12-24Home Equity Loans & Refinance – Cash out -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-12-24As low as 6.52% APR on your initial draw* -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-12-24Get cash now in exchange for a percentage of your homes future equity. -
Rate
NMLS ID: 2611 / Updated 2025-12-24Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-12-24Get up to $600k with no monthly payments, ever. -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-12-24Unlock Your Home's Potential -
Financial Partners CU
NMLS ID: 401427 Updated 2025-10-108.000 %
$956 -
SchoolsFirst FCU
NMLS ID: 405503 Updated 2025-10-107.500 %
$928 -
Patelco CU
NMLS ID: 506373 Updated 2025-10-108.240 %
$970 -
Los Angeles Federal Credit Union
NMLS ID: 440742 Updated 2025-10-107.500 %
$928 -
USC Credit Union
NMLS ID: 448984 Updated 2025-10-107.375 %
$920 -
Los Angeles Police Federal Credit Union
NMLS ID: 506268 Updated 2025-10-107.875 %
$949 -
First Tech FCU
NMLS ID: 732452 Updated 2025-10-107.000 %
$899 -
Safe CU
NMLS ID: 466072 Updated 2025-10-107.625 %
$935 -
NuVision FCU
NMLS ID: 447411 Updated 2025-10-109.000 %
$1,015 -
San Diego County CU
NMLS ID: 580585 Updated 2025-10-108.375 %
$978 -
Navy FCU
NMLS ID: 399807 Updated 2025-10-108.200 %
$968 -
Stanford FCU
NMLS ID: 729643 Updated 2025-10-107.625 %
$935 -
Police Credit Union of California
NMLS ID: 409710 Updated 2025-10-108.540 %
$988 -
First Financial CU
NMLS ID: 782737 Updated 2025-10-107.500 %
$928 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Chevron Federal Credit Union
4.991 % $790.32 -
Southern Energy Credit Union
5.171 % $799.73 -
Safe Credit Union
5.390 % $811.26 -
Redwood Credit Union
5.490 % $816.55 -
Centreville Bank
5.750 % $830.41 -
Citibank
5.820 % $834.16 -
Fall River Five Cents Savings Bank
5.875 % $837.12 -
San Diego County Credit Union
6.249 % $857.37 -
Navy Federal Credit Union
6.350 % $862.88 -
Atlanta Postal Credit Union
6.436 % $867.59 -
Exchange Bank
6.490 % $870.56 -
Unity Bank
6.750 % $884.91 -
Star One Credit Union
6.839 % $889.85 -
The Bank Of Princeton
6.898 % $893.14 -
Citizens Equity First Credit Union
6.990 % $898.27 -
First Technology Federal Credit Union
7.500 % $927.01 -
Patelco Credit Union
7.903 % $950.06 -
Westfield Bank
7.983 % $954.67 -
Harborone Bank
9.000 % $1,014.27
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