Highest Yielding 3-Year CD Rates for Maryland, MD

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• Dollar Savings Direct, a division of Emigrant Bank	5.00%	Online Rate 36 Month CD - $1,000 Min. Early Withdrawal Penalty in 180 days interest.
  Nuisance but good | June 13, 2023 | These Emigrant subsidiaries - Dollar Savings Direct and My Banking Direct - are a real nuisance when one offers a better rate that the other will not match. Transfers are next day though. So I can trans... More Reviews

• First Internet Bank of Indiana

  4.66%

  Online Rate 3-Year CD - $1,000 Min. Early Withdrawal Penalty is 360 days interest.

• Seattle Bank

  4.65%

  Online Rate with branch - View 36 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• IncredibleBank

  4.58%

  Online Rate 36 Month CD - $1,000 Min. $1,000 minimum deposit to open an account. A penalty may be imposed for early withdrawal. Account fees may reduce your earnings.

• Lafayette Federal Credit Union

  4.58%

  Credit Union with nearby branch - View 3 Year Jumbo - $100,000 Min.

• Popular Direct

  4.55%

  Online Rate 36 Month CD - $10,000 Min. Early Withdrawal Penalty is 365 days interest.

• BMO Alto, a division of Bank of Montreal Harris	4.50%	Online Rate 3 Year CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• Department Of Commerce Federal Credit Union

  4.50%

  Credit Union with nearby branch - View 36-47 MONTH - $500 Min.

• Presidential Bank, FSB

  4.50%

  Bank with nearby branch - View 3 year CD - $1,000 Min.

• Newtek Bank, National Association

  4.50%

  Online Rate with branch - View 36 Month CD - $2,500 Min.

• M.Y. Safra Bank

  4.46%

  Online Rate 36 Month Online CD - $500 Min.

• Agriculture Federal Credit Union

  4.45%

  Credit Union with nearby branch - View 36 Month - $250 Min.

• Tower Federal Credit Union

  4.40%

  Credit Union with nearby branch - View 3 year Regular Share - $500 Min.

• Quontic Bank	4.40%	Online Rate with branch - View 36 Month CD - $500 Min. Warning: Early withdrawal penalty equals two years of interest.
  Eldridge jaw 01 | November 27, 2021 | I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell. More Reviews

• Colorado Federal Savings Bank

  4.40%

  Online Rate 36-Month CD - $5,000 Min. Early Withdrawal penalty is 6 Months' interest.

• CFG Bank	4.35%	Online Rate 36 Month Online CD - $500 Min.
  nunya | May 22, 2023 Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

• CFG Community Bank	4.35%	Bank with nearby branch - View 36 Month CD - $500 Min.
  nunya | May 22, 2023 Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

• Rising Bank, a division of Midwest BankCentre	4.35%	Online Rate Rising 36 Month CD - $25,000 Min.
  Great | June 21, 2021 | This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews

• LendingClub	4.30%	Online Rate 3 Year CD - $2,500 Min.
  JeromeK | September 18, 2022 | Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews

• Northrop Grumman Federal Credit Union

  4.27%

  Credit Union with nearby branch - View 36 Month Bonus Term - $40,000 Min.

• Prime Alliance Bank	4.25%	Online Rate 36 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Nasa Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 36 Month - $1,000 Min.

• Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.25%	Online Rate 36 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  Frog Stephane | October 30, 2022 | I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

• iGobanking.com, a division of Flushing Bank	4.25%	Online Rate 36 Month CD - $1,000 Min. Early Withdrawal Penalty is 6 months interest.
  jennypgo | June 22, 2022 | I've been around this one for a while in all of its forms - including igo, bankpurely, giftsforbanking, etc. They are creative with the market and the customer service is responsive. It just requires too... More Reviews

• Bread Savings, a division of Bread Financial	4.25%	Online Rate 3-Year CD - $1,500 Min. Early withdrawal penalty is 180 days interest.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• Andrews Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 36 Month Jumbo - $10,000 Min.

• TIAA Bank / Everbank	4.20%	Online Rate Basic CD - $1,000 Min. Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity.
  Jeff T | November 21, 2023 | Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews

• Merrick Bank

  4.20%

  Online Rate 36 Month CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• Synchrony Bank	4.15%	Online Rate 36 Month CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• Goldman Sachs Bank	4.15%	Online Rate 36 Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

• Northrop Grumman Federal Credit Union

  4.11%

  Credit Union with nearby branch - View 36 Month Term - $2,500 Min.

• Capital One 360	4.10%	Online Rate 3 Year CD - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Capital One, National Association	4.10%	Bank with nearby branch - View 36 MONTH - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Andrews Federal Credit Union

  4.10%

  Credit Union with nearby branch - View 36 Month - $1,000 Min.

• KS StateBank

  4.06%

  Online Rate with branch - View 3 YEAR - $500 Min.

• Limelight Bank, A division of Capital Community Bank	4.05%	Online Rate 36 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  John Grierer | September 3, 2023 | The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

• Navy Federal Credit Union

  4.05%

  Online Rate with branch - View 3 Year - $100,000 Min.

• Ally Bank	4.00%	Online Rate 3 Year CD - $0 Min.
  TeresaKnight | August 1, 2022 | Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews

• Customers Bank

  4.00%

  Online Rate with branch - View 36 MONTH - $500 Min.

• Northern Bank Direct	4.00%	Online Rate 36 Month CD - $500 Min.
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• My Savings Direct, a division of Emigrant Bank	4.00%	Online Rate 36 Month Online CD - $1,000 Min. Early Withdrawal Penalty in 180 days interest.
  Nuisance but good | June 13, 2023 | These Emigrant subsidiaries - Dollar Savings Direct and My Banking Direct - are a real nuisance when one offers a better rate that the other will not match. Transfers are next day though. So I can trans... More Reviews

• Pentagon Federal Credit Union	4.00%	Online Rate with branch - View 3 Year Money Market Certificate - $1,000 Min.
  Elizabeth | July 22, 2023 | Don't have an opinion now other than I like the % rate More Reviews

• Sallie Mae Bank	4.00%	Online Rate 36-Month CD - $2,500 Min.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• Navy Federal Credit Union

  4.00%

  Credit Union with nearby branch - View 3 Year - $20,000 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  3.98%

  Online Rate 36 Month Jumbo CD - $50,000 Min.

• Connexus Credit Union	3.96%	Online Rate with branch - View Jumbo 36 Month - $100,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• Umbrella Bank

  3.95%

  Online Rate 36 Month CD - $10,000 Min.

• Connexus Credit Union	3.91%	Online Rate with branch - View 36 Month - $5,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• Northwest Federal Credit Union

  3.90%

  Credit Union with nearby branch - View 3 Year - $1,000 Min.

• Rising Bank, a division of Midwest BankCentre	3.85%	Online Rate 36 Month CD - $1,000 Min.
  Great | June 21, 2021 | This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews