Highest Rewards Checking Account Rates for Alabama, AL






  • Rate of 4.23% APY on the first $20,000 of deposits in your account
    Competitive rate of 0.25% APY on balances over $20,000
    Free Visa Check Card
    Free Online Banking & Bill Pay
    Free 24-hour Telephone Banking
    ID ProtectALL
    $1,000 Personal Identity Protection
    Identity Recovery & Restoration Services
    Payment Card Protection
    6 months free Identity Guard credit monitoring services

    4.23%

    Bank with nearby branch - View
    $20,000 Rewards Balance
  • A great rate (interest compounded daily)
    Free cash-back Purchase Rewards
    Free unlimited check writing
    Free initial checks (50-pack) if ordered at account opening
    Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
    Free MyDeposit - deposit checks instantly from the comfort of your home or office
    Free FinanceWorks™: track all your financial accounts, even those at other institutions, all from your Bank of Internet USA Online Banking.
    Free Online Banking with free Bill Pay, mobile banking, email and text messaging alerts
    Free online images of checks and statements
    Free online transfers
    Free Visa® Debit card
    ATM fees reimbursed up to $8 per month (excludes international ATM transactions)
    $500 minimum opening deposit required
    No monthly maintenance fee with minimum $5,000 average daily balance, otherwise $7.50 per month
    Available overdraft protection
    FDIC insured - certificate number 35546

    3.30%


    $50,000 Rewards Balance
  • No monthly maintenance fees and no minimum monthly balance. Really!
    Free Cash-Back Purchase Rewards
    Unlimited ATM reimbursements - if you aren't near an ATM, you can get cash back when you shop at most grocery stores, gas stations and super stores and pay no fees.
    Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
    Free MyDeposit - Deposit checks instantly from the comfort of your home or office
    Free initial checks (50-pack) if ordered at account opening
    Free Visa® Debit card
    Free online banking with free Bill Pay, mobile banking, email and text messaging alerts
    Free Person to Person Transfers Popmoney
    Free online images of checks and statements
    Free FinanceWorks™ powered by Quicken, an easy budgeting tool available to Rewards Checking customers
    Free postage-paid envelopes
    Free online transfers
    Overdraft protection available
    FDIC insured - certificate number 35546

    3.30%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • A Dividend Rate of 3.25% APY will be paid only for that portion of your average daily balance that is less than $25,000.00.
    A Dividend Rate of 0.76% will be paid on balances exceeding $15,000.00,
    Unlimited ATM fee refunds nationwide
    No monthly service fee
    No minimum balance to earn rewards
    FREE online banking & bill pay
    FREE eStatements
    FREE Visa® debit card
    Unlimited check writing
    0.25% increase in new share certificate rates
    Reduced personal loan rates
    Visa® gift card discounts
    No minimum deposit to open

    3.25%

    Credit Union with nearby branch - View
    $25,000 Rewards Balance
  • 3.25% APY on balances up to $10,000
    3.25% to 0.53% APY on balances over $10,000 depending on balance in account
    0.05% APY if qualifications aren't met
    Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
    Links to free Kasasa Saver® for automatic savings
    No monthly service fees
    No minimum balance to open account or earn rewards
    Free Visa® Debit Card
    Free Online Banking and Mobile Banking with Bill Pay
    Free Telephone Banking (Voice 24)
    Free e-statements
    Link to Courtesy Pay for overdraft protection

    3.25%

    Credit Union with nearby branch - View
    $10,000 Rewards Balance
  • 3.00% APY Rate Boost and up to a $300 Cash Bonus on a new Bask Interest Checking Account through the Reward Periods when qualifying activities are met.
    No monthly account fees or minimum balance requirement.
    Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
    With features like Zelle®, Direct Deposit and Bill Center.

    3.00%


    $0 Rewards Balance
  • Earn these monthly incentives:
    Earn our highest yielding checking interest rate on balances up to $25000.00
    Free account includes no monthly service charge
    Automatic refunds up to $25 per month
    (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)

    2.02%

    Bank with nearby branch - View
    $100,000 Rewards Balance
  • Earn up to 2.01% APY

    $25 opening deposit

    No minimum balance

    No monthly service fees

    2.01%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • No monthly service charges
    No minimum balance required
    Free Visa debit card
    Earn up to 2.00% APY (Annual Percentage Yield) on balances up to $15,000 (when qualifications are met)
    Non-Legacy ATM fees automatically refunded up to $20 per cycle (when qualifications are met)
    Available to qualifying members only. Certain restrictions apply.

    2.00%

    Credit Union with nearby branch - View
    $15,000 Rewards Balance
  • Earn 1.50% APY on balances up to $15,000
    Earn 1.50% to 0.25% APY on balances over $15,000 depending on balance in account
    Earn 0.01% APY on entire balance if qualifications are not met
    Unlimited nationwide ATM fee refunds
    No monthly service fee
    No minimum balance to earn rewards
    Unlimited transactions
    Free online banking with bill pay
    Free eStatements
    Free telephone banking
    Free debit card
    Overdraft protection available
    $100 minimum opening deposit

    1.50%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • ATM reimbursement (up to $6 per mo.)
    Free online bill pay
    Online images of statements & paid checks - accessible the day they are paid
    Unlimited check writing
    Visa Check Card
    Overdraft privilege available
    No minimum daily balance required
    FDIC insured up to $250,000 per depositor

    0.60%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • No Minimum balance to earn interest
    Debit card fee
    ATM reimbursements Unlimited
    Online & mobile banking Free
    Make deposits from home Free
    $50 satisfaction guarantee
    Additional online security
    Monthly Fee: None
    Visa Check Card: Free
    Unlimited check writing: Free
    Online Bill Pay: Optional
    EverBank ATM fees: None
    ATM fee reimbursement: $6/month
    Overdraft Protection: Yes
    EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.

    0.25%

    Bank with nearby branch - View
    $25,000 Rewards Balance