Highest Rewards Checking Account Rates for Illinois, IL
-
|
|
Reward of 5% APY
FREE VISA Debit Card - With NO Monthly Fee!
FREE WebConnect on-line banking
FREE Bill Pay and Mobile Banking
FREE withdrawals at GLCU-owned ATMs
Convenient account access at thousands of ATMs
Overdraft protection available
Up to $5 ATM rebate per month
No Monthly Fee
No Minimum Balance Required
|
5.00%
Credit Union with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
5.00% APY
No ATM fees- CCU will reimburse all ATM and surcharge fees
Free VISA Debit Card
Free mobile banking
Free online banking and bill payment
Free eDocuments
Unlimited check-writing privileges
Access to over 1,800 Shared Branch Networks and nearly 30,000 surcharge FREE ATMs
Qualified Members receive Overdraft Privilege, a helpful resource that covers your overdrawn checks and provides you peace of mind you should expect from an attentive credit union (fees apply)
|
5.00%
Credit Union with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
Overdraft Protections available
No minimum balance requirement.
No monthly or per check fees.
Direct deposit and payroll deduction
ATM and Debit card access. Enjoy FREE unlimited debit transactions and up to 10 free ATM
FREE Online Banking. Including FREE E-Statements, FREE Online CheckView, FREE Online Bill Pay and FREE TXT Banking via your cell phone
|
4.50%
Credit Union with nearby branch - View
$20,000
Rewards Balance
|
-
|
|
No monthly fees or minimum balance requirements
A free Visa® ATM/Debit Card with CURewards®. Points can be redeemed for travel and merchandise
FREE Mobile Banking, Online Banking, Online Bill Pay, and account notifications with Account Alerts
Access to over 70,000 surcharge free network ATMs
The ability to conveniently deposit your checks with your smartphone or desktop computer with Deposit Anywhere
|
4.00%
Credit Union with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
4.00% APY on balances up to $10,000
4.00% to .20% APY on balances over $10,000, depending on balance in account
0.10% APY base rate if qualifications aren't met
Nationwide ATM fee refunds
No monthly service charges
No minimum balance to earn rewards
Unlimited check writing
Free SHAZAMChek Debit Card
Free Online Banking with Bill Pay
Free E-Statements
Unlimited Telephone Banking
Direct deposit available
Overdraft Protection available
FDIC Insured
$25 minimum deposit to open
|
4.00%
Bank with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
A great rate (interest compounded daily)
Free cash-back Purchase Rewards
Free unlimited check writing
Free initial checks (50-pack) if ordered at account opening
Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
Free MyDeposit - deposit checks instantly from the comfort of your home or office
Free FinanceWorks™: track all your financial accounts, even those at other institutions, all from your Bank of Internet USA Online Banking.
Free Online Banking with free Bill Pay, mobile banking, email and text messaging alerts
Free online images of checks and statements
Free online transfers
Free Visa® Debit card
ATM fees reimbursed up to $8 per month (excludes international ATM transactions)
$500 minimum opening deposit required
No monthly maintenance fee with minimum $5,000 average daily balance, otherwise $7.50 per month
Available overdraft protection
FDIC insured - certificate number 35546
|
3.30%
$50,000
Rewards Balance
|
-
|
|
No monthly maintenance fees and no minimum monthly balance. Really!
Free Cash-Back Purchase Rewards
Unlimited ATM reimbursements - if you aren't near an ATM, you can get cash back when you shop at most grocery stores, gas stations and super stores and pay no fees.
Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
Free MyDeposit - Deposit checks instantly from the comfort of your home or office
Free initial checks (50-pack) if ordered at account opening
Free Visa® Debit card
Free online banking with free Bill Pay, mobile banking, email and text messaging alerts
Free Person to Person Transfers Popmoney
Free online images of checks and statements
Free FinanceWorks™ powered by Quicken, an easy budgeting tool available to Rewards Checking customers
Free postage-paid envelopes
Free online transfers
Overdraft protection available
FDIC insured - certificate number 35546
|
3.30%
Bank with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
3.00% APY on collected balances under $10,000
0.25% APY on amount of collected balance over $10,000
0.05% APY if qualifications are not met
Nationwide ATM fee refunds (up to $20 per cycle)
Unlimited check writing
No monthly fees
No minimum balance
Free debit card
Free online banking with bill pay
Free eStatements
Free XPRESSLINE telephone banking
|
3.00%
Bank with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
3.00% APY Rate Boost and up to a $300 Cash Bonus on a new Bask Interest Checking Account through the Reward Periods when qualifying activities are met.
No monthly account fees or minimum balance requirement.
Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
With features like Zelle®, Direct Deposit and Bill Center.
|
3.00%
$0
Rewards Balance
|
-
|
|
No Minimum Balance Required
No monthly service charge
Free ATM withdrawals nationwide (No monthly fees & no minimum balance
Free ATM withdrawals nationwide (No monthly fees & no minimum balance)
Base rate of 0.10% APY
Earn Reward Rates
2.03% APY on balances up to $20,000
0.35% APY on balances over $20,000
Overdraft Privilege (ODP) (for qualified account holders)
|
2.03%
Bank with nearby branch - View
$20,000
Rewards Balance
|
-
|
|
Earn these monthly incentives:
Earn our highest yielding checking interest rate on balances up to $25000.00
Free account includes no monthly service charge
Automatic refunds up to $25 per month
(Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)
|
2.02%
Bank with nearby branch - View
$100,000
Rewards Balance
|
-
|
|
Checking that pays you in high interest
If qualifications are met:
2.00% (2.02% APY up to $25,000.00)
0.35% Interest Rate $25,000.01 and above (2.02% - 0.43% APY depending on balance)
ATM refunds up to $25 per statement cycle (international ATM fee refunds not included)
If qualifications are not met:
0.15% APY for all balances
No monthly service fee
No minimum balance requirements
Unlimited check writing
Free online banking & bill pay
Free mobile banking
Mobile deposit available
Free e-Statements
Free debit card
Hometown Round Up Saver program available
$100 minimum deposit to open
|
2.02%
Bank with nearby branch - View
$25,000
Rewards Balance
|
-
-
|
|
2.00% APY on balances up to $15,000
2.00 to 0.10% APY on balances over $15,000, depending on balance
0.05% APY base rate if qualifications aren't met
ATM Fee Refunds (up to $25 each cycle)
No Monthly Service Charges
No Minimum Monthly Balance
Unlimited Check Writing
MasterCard® SHAZAMChek Card
Free Online Banking
Bill Pay
Free E-Statements
DANA Telephone Banking
Direct Deposit available
Overdraft Protection available
NCUA Insured
|
2.00%
Credit Union with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
2.00% APY on balances under $10,000
0.25% APY on amount of balance over $10,000
0.05% APY if qualifications are not met
Nationwide ATM fee refunds (up to $20 per statement cycle)
Unlimited check writing
No monthly fees
No minimum balance
Free VISA® debit card
Free online banking
Bill pay available
Free eStatements
Free XPRESSLINE telephone banking
$100 deposit to open
|
2.00%
Bank with nearby branch - View
$20,000
Rewards Balance
|
-
|
|
Free checking that gives you extra cash
1.75% APY on balances up to $10,000 when qualifications are met
0.25% APY on amount of balance over $10,000 when qualifications are met
0.01% APY if qualifications are not met
No minimum balance to earn rewards
Nationwide ATM fee refunds (up to $15 per monthly qualification cycle)
Free online banking
Free Debit Card
Free online bill pay
|
1.75%
Bank with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
No minimum balance requirement
ATM refunds up to $10.00 (when requirements are met)
Bill Pay online (optional)
Round up your transactions with the crossSAV feature (optional)
Visa Debit Card with chip card security
$50.00 voucher to be used for any Crossroads Bank service charge or fee
|
1.75%
Bank with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
Unlimited check writing
No monthly service charge
No minimum balance
Free Identity Fraud Resolution Services
Free Redi-Check Debit Card
Free Redi-Net Banking
Free Online Bill Pay
Free Email Statements
Free Redi-Phone Telephone Banking
Free telephone transfers
Free notary service
Overdraft Privilege available
Direct Deposit available
FDIC insured
|
1.75%
Bank with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
If minimum requirements are met, balances between $.01 and $10,000.00 will earn the top-tier rate, balances over $10,000.00 will earn the second-tier rate. If you do not meet the minimum requirements per statement cycle, your account will earn 0.03% annual percentage yield.
• Nationwide ATM fee refunds up to $20.00 per statement cycle when minimum requirements are met.
• No monthly service fee or minimum balance required.
• Interest compounds daily and is credited on your statement cycle date.
• Interest rate and annual percentage yield may change at our discretion.
• We use the daily balance method to calculate the interest. This method applies a daily periodic rate to the principal in the account each day.
• Interest begins to accrue on the business day you deposit and will be paid to the date of withdrawal.
• The Annual Percentage Yield assumes interest will remain on deposit. A withdrawal will reduce earnings.
• Personal use only.
• Statements are cut on the 20th of each month. If the 20th of the month falls on a weekend or a legal holiday, your statement will cut on the business day prior to the weekend or holiday.
|
1.75%
Bank with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
Free On-line Bill Pay.
Free Debit Card.
Reimbursement ATM fees up to $25.00 per statement cycle.
No monthly service charge
|
1.51%
Bank with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
Free Checking
Free Debit Card
Free Online Banking
Free Bill Pay
No Minimum Balance Requirement
No Monthly Fees
1.30% APY on balances of $.01 to $24,999
0.10% APY on balances over $25,000
0.05% APY on balances even when the requirements aren't meet
|
1.30%
Bank with nearby branch - View
$25,000
Rewards Balance
|
-
|
|
Free checking that pays high interest
1.00% APY on balances up to $15,000
1.00% to 0.25% APY on balances over $15,000 depending on balance in account
0.03% APY if qualifications aren't met
Unlimited refunds on ATM withdrawal fees, nationwide
Link to free Kasasa Saver® to build savings automatically
No minimum balance to earn rewards
No monthly service charge
Free online banking & bill pay
Free mobile banking with mobile deposit
Free eStatements
Free MoneyDesktop & MoneyMobile
Free Visa® debit card
Bounce Protection available
Unlimited check writing
$100 minimum deposit to open
|
1.00%
Bank with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
Mobile App - Access our mobile banking app while on the go
Mobile Deposit - Deposit checks by taking a picture with your smart phone
Popmoney - Send money to friends and family via text or email
Text Banking - Check your account balance by sending a text message
CardValet - Turn your debit card on and off and control how and when it may be used
Free 'Amazing' checks
Free Online Banking and Bill Pay
Free MasterCard Debit Card
|
1.00%
Bank with nearby branch - View
$100,000
Rewards Balance
|
-
|
|
0.75% APY on balances up to $50,000
0.05% APY if qualifications aren't met
UNLIMITED ATM fee refunds nationwide
No monthly service fee
No minimum balance requirement to earn rewards
FREE online banking and bill pay
FREE e-Statements
FREE Visa® debit card
Low $50 minimum deposit to open
Plus, link to Kasasa Saver for free automatic savings!
|
0.75%
Bank with nearby branch - View
$50,000
Rewards Balance
|
-
|
|
No Minimum balance to earn interest
Debit card fee
ATM reimbursements Unlimited
Online & mobile banking Free
Make deposits from home Free
$50 satisfaction guarantee
Additional online security
Monthly Fee: None
Visa Check Card: Free
Unlimited check writing: Free
Online Bill Pay: Optional
EverBank ATM fees: None
ATM fee reimbursement: $6/month
Overdraft Protection: Yes
EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.
|
0.25%
Bank with nearby branch - View
$25,000
Rewards Balance
|
Rewards Checking Products by State