Highest Rewards Checking Account Rates for New Jersey, NJ






  • Enjoy 4% APY on balances up to $10,000
    No monthly fees when enrolled in eStatements ($2 per month for paper statements)
    No minimum balance
    Free eStatements
    Free EdiFi ATM use
    6 Free non-EdiFi ATM withdrawals, monthly
    Over 30K surcharge-free ATMs to choose from

    4.00%

    Credit Union with nearby branch - View
    $10,000 Rewards Balance
  • A great rate (interest compounded daily)
    Free cash-back Purchase Rewards
    Free unlimited check writing
    Free initial checks (50-pack) if ordered at account opening
    Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
    Free MyDeposit - deposit checks instantly from the comfort of your home or office
    Free FinanceWorks™: track all your financial accounts, even those at other institutions, all from your Bank of Internet USA Online Banking.
    Free Online Banking with free Bill Pay, mobile banking, email and text messaging alerts
    Free online images of checks and statements
    Free online transfers
    Free Visa® Debit card
    ATM fees reimbursed up to $8 per month (excludes international ATM transactions)
    $500 minimum opening deposit required
    No monthly maintenance fee with minimum $5,000 average daily balance, otherwise $7.50 per month
    Available overdraft protection
    FDIC insured - certificate number 35546

    3.30%


    $50,000 Rewards Balance
  • No monthly maintenance fees and no minimum monthly balance. Really!
    Free Cash-Back Purchase Rewards
    Unlimited ATM reimbursements - if you aren't near an ATM, you can get cash back when you shop at most grocery stores, gas stations and super stores and pay no fees.
    Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
    Free MyDeposit - Deposit checks instantly from the comfort of your home or office
    Free initial checks (50-pack) if ordered at account opening
    Free Visa® Debit card
    Free online banking with free Bill Pay, mobile banking, email and text messaging alerts
    Free Person to Person Transfers Popmoney
    Free online images of checks and statements
    Free FinanceWorks™ powered by Quicken, an easy budgeting tool available to Rewards Checking customers
    Free postage-paid envelopes
    Free online transfers
    Overdraft protection available
    FDIC insured - certificate number 35546

    3.30%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • 3.00% APY Rate Boost and up to a $300 Cash Bonus on a new Bask Interest Checking Account through the Reward Periods when qualifying activities are met.
    No monthly account fees or minimum balance requirement.
    Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
    With features like Zelle®, Direct Deposit and Bill Center.

    3.00%


    $0 Rewards Balance
  • 3.00% APY for balances up to $25,000 when requirements are met
    FREE ProvidentConnect Online Banking with Bill Payment
    FREE Provident Debit Mastercard®
    FREE eStatements
    FREE Mobile Banking with Check Deposit
    ATM fee refunds nationwide when monthly requirements are met
    No minimum balance requirements
    No monthly service fees
    Access to 140+ bank locations in New Jersey, New York & Pennsylvania

    3.00%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • Earn these monthly incentives:
    Earn our highest yielding checking interest rate on balances up to $25000.00
    Free account includes no monthly service charge
    Automatic refunds up to $25 per month
    (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)

    2.02%

    Bank with nearby branch - View
    $100,000 Rewards Balance
  • Earn up to 2.01% APY

    $25 opening deposit

    No minimum balance

    No monthly service fees

    2.01%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • 1.00% APY on balances up to $10,000
    1.00% – 0.32% APY on balances over $10,000
    Domestic ATM fee refunds
    No minimum balance requirement
    No monthly service charge
    Free debit card
    Free online banking & bill pay
    Free mobile banking
    Free telephone banking

    1.00%

    Bank with nearby branch - View
    $10,000 Rewards Balance
  • There's no minimum balance requirement or monthly service fees.
    Receive up to $25 in monthly nationwide ATM fee refunds.
    On balances up to and including $25,000, when qualifications are met. Balances over $25,000 earn 0.15% interest rate on portion of balance over $25,000, resulting in 1.00% - 0.25% APY. Non-qualifying accounts receive 0.05% APY. Initial deposit of $100 required to open account.

    1.00%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • No Minimum balance to earn interest
    Debit card fee
    ATM reimbursements Unlimited
    Online & mobile banking Free
    Make deposits from home Free
    $50 satisfaction guarantee
    Additional online security
    Monthly Fee: None
    Visa Check Card: Free
    Unlimited check writing: Free
    Online Bill Pay: Optional
    EverBank ATM fees: None
    ATM fee reimbursement: $6/month
    Overdraft Protection: Yes
    EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.

    0.25%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • 0.05% APY on balances up to $10,000
    0.05% to 0.03% APY on balances over $10,000, depending on balance in account
    0.01% APY if qualifications aren’t met
    Unlimited nationwide ATM fee refunds
    Never a monthly service fee
    No minimum balance requirement
    Free identity theft protection
    Free online banking
    Free online bill pay
    Free eStatements
    Free 24/7 Teller Phone
    Overdraft protection available
    $25 minimum to open
    Federally insured by NCUA up to $250,000

    0.05%

    Credit Union with nearby branch - View
    $10,000 Rewards Balance