Highest Rewards Checking Account Rates for New Jersey, NJ
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Enjoy 4% APY on balances up to $10,000
No monthly fees when enrolled in eStatements ($2 per month for paper statements)
No minimum balance
Free eStatements
Free EdiFi ATM use
6 Free non-EdiFi ATM withdrawals, monthly
Over 30K surcharge-free ATMs to choose from
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4.00%
Credit Union with nearby branch - View
$10,000
Rewards Balance
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Earn these monthly incentives:
Earn our highest yielding checking interest rate on balances up to $25000.00
Free account includes no monthly service charge
Automatic refunds up to $25 per month
(Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)
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2.02%
Bank with nearby branch - View
$100,000
Rewards Balance
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1.50% APY for balances up to $25,000 when requirements are met
FREE ProvidentConnect Online Banking with Bill Payment
FREE Provident Debit Mastercard®
FREE eStatements
FREE Mobile Banking with Check Deposit
ATM fee refunds nationwide when monthly requirements are met
No minimum balance requirements
No monthly service fees
Access to 140+ bank locations in New Jersey, New York & Pennsylvania
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1.50%
Bank with nearby branch - View
$15,000
Rewards Balance
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A base rate of 1.00% APY.
Instant or same-day transfers between Bask accounts.
No monthly account fees or minimum balance requirement.
Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
With features like Zelle®, Direct Deposit and Bill Center, you can easily manage your money.
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1.00%
$0
Rewards Balance
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1.00% APY on balances up to $10,000
1.00% – 0.32% APY on balances over $10,000
Domestic ATM fee refunds
No minimum balance requirement
No monthly service charge
Free debit card
Free online banking & bill pay
Free mobile banking
Free telephone banking
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1.00%
Bank with nearby branch - View
$10,000
Rewards Balance
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1.00% APY on balance.
Earn interest on your everyday balance when you set up at least $1 in qualifying Direct Deposit—no complex requirements.
No monthly maintenance fees, no minimum balances, and no overdraft fees.
Early paydays with Direct Deposit. Access your paycheck up to 2 days.
95,000+ ATMs nationwide. Enjoy fee?free access to cash with unlimited domestic ATM fee reimbursements across a nationwide network.
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1.00%
$5,000
Rewards Balance
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There's no minimum balance requirement or monthly service fees.
Receive up to $25 in monthly nationwide ATM fee refunds.
On balances up to and including $25,000, when qualifications are met. Balances over $25,000 earn 0.15% interest rate on portion of balance over $25,000, resulting in 1.00% - 0.25% APY. Non-qualifying accounts receive 0.05% APY. Initial deposit of $100 required to open account.
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1.00%
Bank with nearby branch - View
$25,000
Rewards Balance
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No Minimum balance to earn interest
Debit card fee
ATM reimbursements Unlimited
Online & mobile banking Free
Make deposits from home Free
$50 satisfaction guarantee
Additional online security
Monthly Fee: None
Visa Check Card: Free
Unlimited check writing: Free
Online Bill Pay: Optional
EverBank ATM fees: None
ATM fee reimbursement: $6/month
Overdraft Protection: Yes
EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.
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0.25%
Bank with nearby branch - View
$25,000
Rewards Balance
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0.05% APY on balances up to $10,000
0.05% to 0.03% APY on balances over $10,000, depending on balance in account
0.01% APY if qualifications aren’t met
Unlimited nationwide ATM fee refunds
Never a monthly service fee
No minimum balance requirement
Free identity theft protection
Free online banking
Free online bill pay
Free eStatements
Free 24/7 Teller Phone
Overdraft protection available
$25 minimum to open
Federally insured by NCUA up to $250,000
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0.05%
Credit Union with nearby branch - View
$10,000
Rewards Balance
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Rewards Checking Products by State