Highest Rewards Checking Account Rates for Massachusetts, MA
-
|
|
Earn 4.50% APY on balances up to $15,000, if requirements are met
Earn 1.46% APY on balances of $15,000+, if requirements are met
Earn 0.05% APY on any balance if requirements are not met
No minimum balance to earn interest
No monthly fees
FREE Workers' Online Banking
FREE Online Bill Pay
Unlimited Check Writing
1/2% Loan Discount with Auto Pay
FREE First Check Order(20)
FREE eStatements
FREE Online Check Images
FREE Combined Statement
Overdraft Protection
ATM refunds up to $10 per statement cycle when requirements are met
|
5.40%
Credit Union with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
Earns Interest - up to 5.00% APY
No minimum monthly balance requirements
Loan discounts
$350 closing cost credit
No auto loan application fee
ATM rebates
FREE3 Greenlight account
FREE eStatements
FREE Mobile and Online Banking
Overdraft Privilege available for those who qualify
Balances are insured by NCUA
|
5.00%
Credit Union with nearby branch - View
$500
Rewards Balance
|
-
|
|
No minimum balance ($25.00 minimum deposit to earn APY)
Earn a PREMIUM rate of interest (currently 4.07% APY) on balances up to $3,000.
No foreign ATM surcharges – UNLIMITED MONTHLY REBATES
Free Online Banking, Bill Pay, Mobile Wallet, Mobile Banking and Mobile Check Deposit
Free e-Statements (or $5.00 monthly fee for paper statements)
Courtesy overdraft protection available if qualified
Debit Card Rewards – earn points to redeem for great gifts, travel and more with every non-pin Dean Bank Debit MasterCard® transaction
|
4.07%
Bank with nearby branch - View
$3,000
Rewards Balance
|
-
|
|
Free checking that pays high interest
4.07% APY on balances up to $25,000
0.25% to 4.07% APY on balances over $25,000 depending on balance in account
0.05% APY if qualifications aren't met
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
Link to free Kasasa Saver to build savings automatically
No minimum balance to earn rewards
No monthly service fee
Free Internet Banking
Free Billpay
Free e-Statements
Free MasterMoney debit card
Earning your rewards is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
Have at least 12 debit card purchases post and settle
Have at least 1 direct deposit or ACH payment transaction post and settle
Be enrolled in and agree to receive e-Statements
|
4.07%
Bank with nearby branch - View
$25,000
Rewards Balance
|
-
|
|
4.06% Annual Percentage Yield (APY) for balances up to $25,000.00. For balances over $25,000.00, the APY will range from 4.06% to 0.25% depending on the balance in the account. This is a variable rate and the rate is subject to change after the account is opened. Fees may reduce earnings.This is a variable rate account and the interest rate and APY may change at any time after the account is opened. The minimum deposit to open this account is $50.00. Available on personal accounts only.
Online Banking
Bill Pay, Plus
Mobile Apps for Smartphones, Tablets & iPads
Mobile Remote Deposit Capture
Finance Works - Personal Finance Mgmt
Purchase Rewards
Transfers to and from other financial institutions
POP Money (Pay Other People)
SMS Banking
Pays Interest
Refunds ATM Fees
No minimum balance
No monthly service charge fee
No per check charge
Unlimited check writing
|
4.06%
Bank with nearby branch - View
$25,000
Rewards Balance
|
-
|
|
A great rate (interest compounded daily)
Free cash-back Purchase Rewards
Free unlimited check writing
Free initial checks (50-pack) if ordered at account opening
Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
Free MyDeposit - deposit checks instantly from the comfort of your home or office
Free FinanceWorks™: track all your financial accounts, even those at other institutions, all from your Bank of Internet USA Online Banking.
Free Online Banking with free Bill Pay, mobile banking, email and text messaging alerts
Free online images of checks and statements
Free online transfers
Free Visa® Debit card
ATM fees reimbursed up to $8 per month (excludes international ATM transactions)
$500 minimum opening deposit required
No monthly maintenance fee with minimum $5,000 average daily balance, otherwise $7.50 per month
Available overdraft protection
FDIC insured - certificate number 35546
|
3.30%
$50,000
Rewards Balance
|
-
|
|
No monthly maintenance fees and no minimum monthly balance. Really!
Free Cash-Back Purchase Rewards
Unlimited ATM reimbursements - if you aren't near an ATM, you can get cash back when you shop at most grocery stores, gas stations and super stores and pay no fees.
Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
Free MyDeposit - Deposit checks instantly from the comfort of your home or office
Free initial checks (50-pack) if ordered at account opening
Free Visa® Debit card
Free online banking with free Bill Pay, mobile banking, email and text messaging alerts
Free Person to Person Transfers Popmoney
Free online images of checks and statements
Free FinanceWorks™ powered by Quicken, an easy budgeting tool available to Rewards Checking customers
Free postage-paid envelopes
Free online transfers
Overdraft protection available
FDIC insured - certificate number 35546
|
3.30%
Bank with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
Free checking that pays really high interest
3.00 APY on balances $0.01 up to $10,000
3.00% to 0.50% APY on balances over $10,000 depending on balance in account
0.05% APY if qualifications aren't met
Refunds on ATM fees, nationwide (up to $25 monthly)
Link to high-interest Kasasa Saver® account
No monthly service fee
No minimum balance to earn rewards
Free online services, including:
Online banking and bill pay
eStatements
Mobile banking
Free MasterCard® rewards debit card
Overdraft programs available
Kasasa Protect™ available at an exclusive price
Unlimited check writing
$25 minimum deposit to open
|
3.00%
Bank with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
3.00% APY Rate Boost and up to a $300 Cash Bonus on a new Bask Interest Checking Account through the Reward Periods when qualifying activities are met.
No monthly account fees or minimum balance requirement.
Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
With features like Zelle®, Direct Deposit and Bill Center.
|
3.00%
$0
Rewards Balance
|
-
|
|
Earn 2.75% APY on balances up to $34,999.99
ATM fee refunds nationwide
No monthly fee
No minimum balance required to maintain account
Open a Rewards Savings with a 3.50% APY
Special rates on a Rewards CD
|
2.75%
Bank with nearby branch - View
$34,999
Rewards Balance
|
-
|
|
12 per month refunds up to $25/mo on foreign ATM surcharges
Free Point of Sale Debit Use
Free UniBanking Online
Free UniBank Bill Payer
Free UniBanking by Phone
Higher ATM
Cash Withdrawal Limits
Combined Account Statement
Interest Bearing
Free VISA® Debit Card
|
2.50%
Bank with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
Earn these monthly incentives:
Earn our highest yielding checking interest rate on balances up to $25000.00
Free account includes no monthly service charge
Automatic refunds up to $25 per month
(Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)
|
2.02%
Bank with nearby branch - View
$100,000
Rewards Balance
|
-
-
|
|
Rate of 1.75% APY on balances between $0.00 and $24,999.99.
0.05% APY paid on amounts of $25,000.00 or above.
0.01% APY paid on all balances if qualifications are not met.
Easy mobile deposits.
Access to over 55,000 surcharge free ATMs.
Nationwide ATM fee refunds (up to $12 per qualification cycle)
Avoid the $3 monthly maintenance service charge by receiving eStatements
No minimum balance requirement
Free Online & Mobile Banking that provides Money Management Budgeting Tools and so much more
Free Bill Pay
CSB Debit Card with Purchase Rewards (Simply upload your favorite picture to personalize your CSB Just4Me® Debit Card for $10)
Surcharge-free3 ATM access worldwide via the Allpoint® ATM Network
$10 minimum deposit to open
|
1.75%
Bank with nearby branch - View
$25,000
Rewards Balance
|
-
|
|
No minimum balance
ATM fee refunds up to $25 nationwide each cycle that qualifications are met
First order of standard checks at no charge
Online Banking and Bill Pay at no charge
Complimentary Mobile Banking
Eligible for companion Incredible Interest Savings Account
|
1.50%
Credit Union with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
Have your payroll, pension, or social security check direct deposited
Make 10 debit card purchases per month
Receive your statements electronically online.
|
1.25%
Bank with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
1.00% APY on balances up to $25,000 when qualifications are met
1.00% to 0.40% APY on balances over $25,000 depending on balance in account
0.05% APY on entire balance if qualifications are not met
Unlimited nationwide ATM fee refunds when qualifications are met
Free check writing and debit card use
No monthly service fee
No minimum balance to earn rewards
Can link to MoneyMaking Savings for automatic savings
Free online banking and bill pay
Free, paperless eStatements
Free mobile banking
Every dollar deposited at Monson Savings is fully insured by the FDIC and DIF
|
1.00%
Bank with nearby branch - View
$25,000
Rewards Balance
|
-
|
|
Free Checking with No minimum balance
No monthly service charge
No per check fees
Check images returned for easy record keeping
Easy-to-balance monthly statement
First order of Standard Checks is free
Free Debit Card with NO annual fee
Free Online Banking
Free Online Bill Pay
Free Telephone Banking
|
0.50%
Bank with nearby branch - View
$15,000
Rewards Balance
|
-
|
|
No Minimum balance to earn interest
Debit card fee
ATM reimbursements Unlimited
Online & mobile banking Free
Make deposits from home Free
$50 satisfaction guarantee
Additional online security
Monthly Fee: None
Visa Check Card: Free
Unlimited check writing: Free
Online Bill Pay: Optional
EverBank ATM fees: None
ATM fee reimbursement: $6/month
Overdraft Protection: Yes
EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.
|
0.25%
Bank with nearby branch - View
$25,000
Rewards Balance
|
-
|
|
Earn 0.25% APY on balances up to $25,000
Earn 0.05% on the portion of balance over $25,000
ATM fees refunded Nationwide
No monthly service fee
No minimum balance
Free Debit Card
$10 minimum deposit to open
Free EZ $ave savings account
FSBlink Online Banking with Free Bill Pay
Free eStatements
Overdraft Services available
APY = Annual Percentage Yield. Interest Rate for balances over $25,000 is 0.10% with an APY ranging from 0.42% to 0.33% depending on the balance in the account and assuming a maximum deposit of $35,000.
ATM fee refunds up to $20 per monthly qualification period.
|
0.25%
Bank with nearby branch - View
$25,000
Rewards Balance
|
-
|
|
Free checking that pays high interest when monthly qualifications are met
0.20% APY on balances up to $10,000
0.20% to 0.10% APY on balances from $10,000.01 to $20,000
0.20% to 0.10% APY on balances over $20,000 depending on balance in account
0.01% APY if qualifications aren't met
Plus, earn nationwide ATM fee refunds up to $15/ month when qualified
Link to free Saver Rewards to build savings automatically
No minimum balance to earn rewards
No monthly service fees
Unlimited check writing
Automatically receive Loyalty Rewards with higher combined deposit and loan balances
Free digital banking services, including:
Free online banking & bill pay
Free mobile banking with mobile deposit
Free eStatements
Free Mastercard® EMV debit card with ID Theft Monitoring
$10 minimum deposit to open
|
0.20%
Bank with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
Competitive dividends - on your entire daily balance (compounded daily and paid monthly).
No monthly maintenance fees.
DCU Visa® Debit Card - a convenient way to pay for qualified expenses at thousands of locations. (Upon Approval)
No minimum balance to open.
For people with high-deductible health plans.
FREE Online & Mobile Banking (data rates may apply)
Unlimited check writing.
|
0.10%
Credit Union with nearby branch - View
$25,000
Rewards Balance
|
-
|
|
The interest rate of 0.10% APY is paid on balances up to $25,000. Balances over $25,000 earn 0.05% APY, if qualifying requirements are met.
Debit card with Avidia Rewards
Foreign ATM transaction fees reimbursed+
Other bank ATM surcharge fees reimbursed to you (up to $10 per statement cycle)
No maintenance fees
Interest paid on your collected balance (see eChecking rates below)
Access to our Avidia Rewards+ program
|
0.10%
Bank with nearby branch - View
$25,000
Rewards Balance
|
-
|
|
Minimum deposit of $100 required to open account.
Free Standard Checks, No-fee Bank Checks, $20.00 Annual Safe Deposit Box Discount.
Personal accounts only.
Free standard checks or $10 credit toward custom check order. $20 monthly service fee waived with $10,000+ monthly combined deposit balances.
Fees may reduce earnings on account.
Deposits are insured up to current FDIC
|
0.05%
Bank with nearby branch - View
$10,000
Rewards Balance
|
-
|
|
NO ATM FEES at any ATM, anywhere
ZEUGMA SAVINGS 2.50% APY on balances up to $250,000
To be eligible for Zeugma Checking and Savings benefits, customers must fulfill 3 requirements: receive Direct Deposit, enroll in eStatements, and have 5 Debit transactions posted and cleared per month (excluding internal transfers).
Eligible Zeugma Checking accounts will be reimbursed up to $15 per month in ATM surcharges assessed by other banks and will receive debit card cash rewards of 1% on “Qualifying Purchases” per month. The debit card cash back rewards and ATM surcharge refunds will be paid by the 15th of the following month for the accounts that qualify in the current statement cycle. Checking accounts subject to an inactivity fee of $10.00 for each 90 day period in which there is no customer initiated activity. No minimum balance required to be eligible. Bonuses and gifts are subject to IRS tax reporting requirements IRS 1099-INT. One account per household. Not eligible with Step Anywhere relationship. “Qualifying Purchases” include signature purchase transactions only where the customer selects “credit” as the transaction type. Interest rates may vary after account opening. $10 minimum balance to open Zeugma Savings and earn APY. The initial rate on the account shall be tiered. $10 minimum balance to open Zeugma Checking.
When you are eligible for Zeugma Checking benefits, then the interest paid on Zeugma Savings in the next statement cycle on balances of $500,000 or less is 3.00% with an annual percentage yield (APY) of 0.50%; an interest rate of 0.05% APY will be paid only for that portion of your daily balance that is greater than $250,000. If you do not qualify for the Zeugma Checking, you will be paid 0.05% annual percentage yield (APY) on your entire balance in the Zeugma Savings. One account per household; Not eligible with Step Anywhere relationship.
|
0.00%
Bank with nearby branch - View
$0
Rewards Balance
|
Rewards Checking Products by State