Highest Yielding Interest Checking Account Rates for New York City, NY
Includes Online Banks, Local Banks and Credit Unions / Updated March 27, 2026
All rates listed are Annual Percentage Yield (APY).
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4.75% wellden1 | October 2, 2022
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4.10% -
3.26% -
2.20% -
2.02% -
2.00% -
2.00% nunya | May 22, 2023
Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews
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1.90% -
1.75% -
1.10% Eldridge jaw 01 | November 27, 2021 |
I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell. More Reviews
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1.01% -
1.01% -
1.00% -
1.00% JeromeK | September 18, 2022 |
Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews
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0.50% -
0.50% -
0.50% AlexandraR04 | May 21, 2022 |
I saw the rate here and decided to open an account. After running into some problems with the application, I called and was on hold for 15 minutes before hanging up. You'd think that someone calling and pr... More Reviews
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0.45% Rc | June 19, 2024 |
Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews
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0.40% -
0.35% -
0.30% -
0.30% Great | June 21, 2021 |
This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews
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0.30% -
0.25% Jeff T | November 21, 2023 |
Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews
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0.25% -
0.25% -
0.25% -
0.25% -
0.25% -
0.25% -
0.25% YTu | June 27, 2023 |
Amataur outfit - stay away More Reviews
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0.25% -
0.21% -
0.20% -
0.20% -
0.20% -
0.16% -
0.15% -
0.15% -
0.15% Nuisance but good | June 13, 2023 |
These Emigrant subsidiaries - Dollar Savings Direct and My Banking Direct - are a real nuisance when one offers a better rate that the other will not match. Transfers are next day though. So I can trans... More Reviews
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0.15% -
0.15% -
0.15% -
0.15% -
0.15% -
0.10% Lucille Foster | December 6, 2022 |
The MOST organized bank with easy to read online banking ever! More Reviews
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0.10% TeresaKnight | August 1, 2022 |
Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews
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0.10% -
0.10%
All rates listed above are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point.
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easy workaround - open account with minimum balance, download app, do your steps, fund your account at end of month. easy. More Reviews