Highest Yielding Interest Checking Account Rates for Oklahoma, OK

Includes Online Banks, Local Banks and Credit Unions / Updated March 27, 2026

All rates listed are Annual Percentage Yield (APY).




  • 4.75% Online Rate
    $1 Min. to Earn APY
    Requires download of bank app and recording of over 12,500 average daily steps (10,000 if over 65). Other transaction requirements apply.

    | October 2, 2022

    easy workaround - open account with minimum balance, download app, do your steps, fund your account at end of month. easy. More Reviews

  • 4.10% Online Rate
    $0 Min. to Earn APY
  • 3.26% Online Rate
    $0 Min. to Earn APY
    New money only. Requires Direct Deposit.
  • 2.20% Online Rate
    $100,000 Min. to Earn APY
  • 2.02% Online Rate
    $0 Min. to Earn APY
  • 2.00% Online Rate
    $100 Min. to Earn APY
    Available in all states except MA/RI.
  • 2.00% Online Rate
    $50,000 Min. to Earn APY

    | May 22, 2023

    Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

  • 1.90% Online Rate
    $50,000 Min. to Earn APY
  • 1.10% Online Rate
    $0 Min. to Earn APY
    After fulfilling the minimum qualifying activity requirements per statement cycle of 10 qualifying Point of Sale debit card transactions equal to or over $10.00 per transaction, the 1.10% annual percentage yield (APY) applies to all balance tiers, which are identified as $0–$150,000, $150,000.01–$1,000,000 and balances over $1,000,000.

    | November 27, 2021 |

    I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell. More Reviews

  • 1.01% Online Rate
    $2,500 Min. to Earn APY
  • 1.00% Online Rate
    $2,500 Min. to Earn APY

    | September 18, 2022 |

    Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews

  • 0.50% Online Rate
    $0 Min. to Earn APY
    Members without direct deposit get 0.70% APY.
  • 0.50% Online Rate
    $1,500 Min. to Earn APY

    | May 21, 2022 |

    I saw the rate here and decided to open an account. After running into some problems with the application, I called and was on hold for 15 minutes before hanging up. You'd think that someone calling and pr... More Reviews

  • 0.45% Online Rate
    $25,000 Min. to Earn APY

    | June 19, 2024 |

    Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

  • 0.40% Credit Union with nearby branch - View
    $0 Min. to Earn APY
  • 0.30% Online Rate
    $1,000 Min. to Earn APY

    | June 21, 2021 |

    This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews

  • 0.30% Online Rate
    $1,000 Min. to Earn APY
  • 0.25% Online Rate
    $0 Min. to Earn APY

    | November 21, 2023 |

    Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews

  • 0.25% Credit Union with nearby branch - View
    $750 Min. to Earn APY
  • 0.25% Online Rate
    $2,500 Min. to Earn APY
  • 0.25% Online Rate
    $50,000 Min. to Earn APY

    | June 27, 2023 |

    Amataur outfit - stay away More Reviews

  • 0.25% Online Rate
    $100,000 Min. to Earn APY
  • 0.21% Online Rate
    $25,000 Min. to Earn APY
  • 0.16% Online Rate
    $2,000 Min. to Earn APY
  • 0.15% Online Rate
    $0 Min. to Earn APY
  • 0.15% Online Rate
    $0 Min. to Earn APY
  • 0.10% Bank with nearby branch - View
    $0 Min. to Earn APY

    | December 6, 2022 |

    The MOST organized bank with easy to read online banking ever! More Reviews

  • 0.10% Online Rate
    $0 Min. to Earn APY

    | August 1, 2022 |

    Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews

All rates listed above are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point.

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