Highest Regular Checking Account Rates for New York City, NY






  • No Fee at non-M&T ATMs number & Rebates of Other Banks' ATM Fees
    MyChoice Money Market Account with No Monthly Maintenance Charge
    Free Standard Check Orders
    No fee for overdraft protection transfers
    Safe deposit box discount
    No M&T fee for incoming or foreign and domestic wire transfers
    Special deposit interest rates
    Interest-bearing
    Discounted Personal Loan Rates
    Zelle®
    M&T Debit Card? with custom card option
    M&T Online Banking? and M&T Mobile Banking
    Mobile Deposit
    Digital Wallet payment capability with apps like Apple Pay®, Google Pay™, Samsung Pay, GarminTM and Fitbit PayTM
    M&T Alerts

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    $25 Min. to Open Deposit
  • Access to 16,000 ATMs and 5,100 branches
    PLUS Access to Chase DepositFriendlySM ATMs
    PLUS Chase Debit Card
    24/7 Customer Service

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    $25 Min. to Open Deposit
  • Fraud protection
    Mobile deposits
    Better budgeting
    Debit lock/unlock
    Custom alerts
    Fast, secure sign-in

    Get help spending only the money you have available
    Pay with a debit card, Zelle®, Mobile or Online banking - no paper checks available
    No overdraft fees
    No monthly fee for eligible students
    $4.95 or $0 monthly fee
    We'll waive the monthly maintenance fee each statement cycle that you:

    Are a student under 24 enrolled in school
    OR
    Are enrolled in Preferred Rewards
    You can always refer to our clarity statement if you have questions about your account.

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    $25 Min. to Open Deposit
  • Open a Wells Fargo Everyday Checking account to get these added features:

    Flexibility to choose how to waive monthly service fees
    Use your debit card purchases and/or payments to waive the checking monthly service fee
    Use automatic transfers like the Save As You Go® feature to build savings and waive the Way2Save Savings monthly service fee
    Optional Overdraft Protection
    Bank with Wells Fargo 24 hours a day:
    Free access to Wells Fargo Online® Banking
    Platinum Debit Card
    Account alerts to your mobile phone or email
    Wells Fargo Mobile® Banking
    More than 12,000 Wells Fargo ATMs and 6,200 banking locations

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    $25 Min. to Open Deposit
  • Free transactions at over 9,000 PNC ATMs
    Limited non-PNC ATM fee reimbursement. See if it applies in your area»
    Unlimited check writing
    Earn cash with PNC Purchase Payback®
    Free Online Banking and Bill Pay

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    $25 Min. to Open Deposit
  • U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit, bill pay, access to more than 4,700 U.S. Bank ATMs and more
    Earn interest on the money you keep in your account (view rates)
    No U.S. Bank fee for Non-U.S. Bank ATM Transactions
    No fees for overdraft protection transfers

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    $0 Min. to Open Deposit
  • Online and Mobile Banking Eligible
    Free Bill Pay
    Debit Card Eligible
    eStatements
    Direct Deposit
    Unlimited Check Writing
    Fee-free purchases of cashiers checks and small safe deposit box rentals

    Bank with nearby branch - View
    $50 Min. to Open Deposit
  • Your own dedicated team, including a Citigold Relationship Manager for your banking needs, and a Citi Personal Wealth Management Financial Advisor for investing strategies

    In-depth financial guidance with Citi Clarity® One-on-One, Citi's proprietary financial planning process

    Access to market insights and world-class investment capabilities, including Online/Mobile $4.95 equity trades with Citi Personal Wealth Management

    Preferred pricing and rates on select products and services

    Ability to earn the highest level of Citi ThankYou® Rewards Points offered for a checking relationship

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    $0 Min. to Open Deposit
  • Easily waived fees
    Online account access
    Mobile banking and alerts
    Check Card with Cash Rewards
    Maintenance fee waived with monthly Direct Deposit
    Free online banking with bill payment
    Free check card
    Free mobile banking and account alerts
    Available Overdraft Protection options

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    $50 Min. to Open Deposit
  • An account offering exclusive benefits if you maintain a $10,000 combined deposit balance relationship.

    Online banking and mobile banking, including mobile deposit
    Bill Pay and Zelle®
    No fees will be assessed for use of a non-FNB ATM
    Debit card with text alerts and SecurLock Equip
    eStatements or paper statements
    First year rent fee waived on a 2×5 safe deposit box
    No fee for debit card replacement or incoming domestic wire transfers
    Free cashier’s checks
    Discounted activation fee for gift cards
    Sure Pay overdraft protection

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    $500 Min. to Open Deposit
  • Unlimited check writing and no per check charges
    •Free Fulton Savings Express Banking Debit Card
    •Direct Deposit Available
    •Deposits may also be made via the teller, Bank-by-mail envelopes, or Night Deposit Boxes
    •Free 24-Hour Telephone Banking
    •Free Express Banking Internet services

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    $0 Min. to Open Deposit
  • Access to 55,000 surcharge-free ATMs worldwide through AllPoint® ATM Network
    FREE Advantage Checking Debit MasterCard® - with increased limits available
    FREE e-statement available
    FREE access to web banking, telephone banking and mobile app
    FREE 3” X 5” safe deposit box for one year
    FREE money orders and bank checks
    Unlimited check writing and ACH transactions
    Complimentary 1st order of checks
    Overdraft protection plan of your choice (credit approval required)
    Competitive interest rates on tiers
    No POS fees
    $25 monthly fee waived if balance over $5,000 is maintained
    $5,000 minimum deposit to open
    Bill-Pay available

    Bank with nearby branch - View
    $5,000 Min. to Open Deposit
  • Convenient access to mobile banking with exclusive security features such as CardValet (it lets you turn your card on/off and set transaction alerts), Mobile Check Deposit, Bill Payment, Account Transfers, Person to Person Payments and more
    Full-service online banking access with account and budget management, Bill Payment, Account Transfers, Person to Person Payments and more
    Unlimited, surcharge-free ATM usage at WSB and SUM-network locations
    No-fee Mastercard debit card
    Deposits insured in full: Member FDIC and Member DIF

    $10 minimum account opening deposit
    No monthly fee (when you meet balance or transaction requirements)
    First order of basic checks free
    Safe deposit box rental discount with auto payment

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    $10 Min. to Open Deposit
  • Minimum opening deposit $25
    Monthly maintenance fee $5 waived if the primary account owner is under age 25
    No minimum balance required
    Paper statement fee - $2 each month - Waived if primary account owner is under age 25 or when you sign up for eStatements in BMO Harris Online Banking®

    Special benefits
    Account lets you spend only what is available in the account
    $0 for each NSF
    $0 for each overdraft

    Bank with nearby branch - View
    $25 Min. to Open Deposit
  • No monthly Maintenance Service Charge
    No monthly debit card fee and no fee for using your card on purchases
    Free 24-hour access to your checking accounts with Online Banking and free Key Bill Pay for quick and easy online bill payment
    Free, unlimited use of KeyBank's convenient local and nationwide network of ATMs
    Our enhanced KeyBank Relationship Rewards program allows you to earn points just by actively using your checking account, debit card or by expanding your banking relationship with Key

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    $50 Min. to Open Deposit
  • No minimum balance requirement
    Free Online Banking with Bill Pay
    Free Mobile Banking
    Free direct deposit
    Free instant-issue TD Bank Visa® Debit Card
    TD ATM fees waived at any ATM Non-TD fees reimbursed when you keep at least a $2,500 daily balance
    Free online statements
    Overdraft services available
    24/7 live Customer Service

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    $0 Min. to Open Deposit
  • Online and Mobile Banking
    Includes mobile check deposit, Bill Pay, Bank-to-Bank transfers and Person-to-Person payments

    ATM Transactions
    Access to 100,000 surcharge-free ATMs worldwide
    PLUS
    Unlimited free ATM transactions in the U.S.

    No-fee Mastercard Debit Card
    Custom, Elite-branded

    Preferred Check Services
    No-fee Certified Bank Checks
    PLUS
    Free Elite-branded checks

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    $0 Min. to Open Deposit
  • Maintain a minimum total account relationship balance of $20,000 to avoid monthly maintanence fee. Total account relationship includes checking, savings, CDs and loan relationships.
    Tiered rate interest account
    Check order placed at account opening - one free order per calendar year*
    ADK Canvas Debit Card - You can even customize your card!
    ADK on the Go - mobile banking available via your cell phone
    Online Banking - personal online banking available 24/7, wherever you can access the Internet
    Bill Pay - electronic bill payment system to simplify your life
    eStatements or paper statements available
    Direct Deposit available - no more waiting for paper checks
    TeleBanc - free telephone access to your Adirondack Bank accounts
    Receive a new account opening gift when a brand new account is opened or you refer a friend to open a new account (gift selection may vary)
    Receive one overdraft fee waiver each year

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    $50 Min. to Open Deposit
  • Must deposit $100 to open this account.
    Minimum Balance to Obtain APY is 1$.
    Direct deposit and ACH available.
    No ATM fee when you use a Cross County ATM.
    Free debit card available.
    $300.00 bounced check protection available.
    No per check charges.

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    $1 Min. to Open Deposit

  • $25 minimum to open
    The monthly service fee of $10 can be avoided by maintaining $1,000 in average monthly checking balance OR by setting regular monthly direct deposit of a minimum aggregate amount of $750. Your average monthly checking balance is the sum of the daily account end of day balance, after all debits and credits have been processed, divided by the number of days within the statement cycle. The aggregate direct deposit amount of $750 includes the sum of direct deposits received at the end of the statement cycle.
    $2 Paper Statement fee waived with enrollment in electronic statements
    Available at branches and online

    Bank with nearby branch - View
    $25 Min. to Open Deposit
  • $25 minimum to open
    The monthly service fee of $12 can be avoided by maintaining $2,000 in average monthly checking balance OR a combined average monthly deposit balance of $5,000 between this product and certain other deposit products. Your average monthly checking balance is the sum of the daily account end of day balance, after all debits and credits have been processed, divided by the number of days within the statement cycle. The average monthly deposit balance is the sum of the average daily balance on all deposit accounts after all debits and credits have been processed divided by the number of days within the statement cycle.
    Competitive interest rate
    $2 Paper Statement fee waived with enrollment in electronic statements
    Available at branches and online
    Eligible for Popular Rewards program, which provides tiered benefits based on account balance eligibility requirements

    Bank with nearby branch - View
    $25 Min. to Open Deposit
  • No minimum deposit to open
    No monthly maintenance fees
    Free Online Banking, Mobile Banking, Bill Pay, and Popmoney®
    Free Debit MasterCard®, checks and unlimited check writing
    No Ally ATM fees at any ATM nationwide. Use Ally's ATM & Cash Locator
    Make deposits from your computer or mobile device with Ally eCheck Deposit
    Rate is variable and may change after the account is opened
    Balances of $15,000 or more get an even higher rate
    Free balance alerts
    FDIC insured to the maximum allowed by law. Maximize your coverage
    Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
    Ally's Interest Checking Account rates are accurate as of 10/18/2013. See rates
    Explore opening this account for a Trust.

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    $0 Min. to Open Deposit
  • Professional support.
    Complimentary services - no monthly maintenance fee if balance requirements are met.
    HSBC ATM access worldwide - most with no withdrawal fees.
    HSBC Investor Savings account - one of our highest-yield Money Market accounts.
    Home Financing Services - best rates on Premier Deluxe Mortgages, closing cost credit, and up to $5 million in financing with fixed and ARM options.
    International Services.
    HSBC Premier Debit MasterCard

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    $1 Min. to Open Deposit
  • Access to standard rates on Money Market, Savings and CDs
    Unlimited monthly transactions and check writing
    Debit Card, for an easy and secure way to make everyday purchases
    24/7 Online and Mobile Banking as well as Phone Banking
    Overdraft Choices® and $5 Overdraft Pass®
    Steady Save® automatic transfers to your savings account
    Access to more than 1,100 branches and over 3,100 ATMs
    Save 0.25 percentage points on your Home Equity Line or Loan interest rate with a Citizens Bank checking account
    Save 0.125 percentage points on your Mortgage interest rate with a Citizens Bank checking account
    Easy to waive monthly maintenance fee
    No charge for paperless eStatements (requires Online Banking)
    $2 per month for paper statements
    $3 per month for paper statements with check images
    Various styles and quantities available as low as $9.99

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    $0 Min. to Open Deposit