Highest Regular Checking Account Rates for Texas, TX






  • Access to 16,000 ATMs and 5,100 branches
    PLUS Access to Chase DepositFriendlySM ATMs
    PLUS Chase Debit Card
    24/7 Customer Service

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    $25 Min. to Open Deposit
  • No monthly fee for Comerica Web Banking
    With direct deposit there is no monthly fee for Comerica Web Bill Pay
    Comerica Check Card or ATM Card
    24-hour access to Comerica ATMs
    Statement Savings Account available with no monthly maintenance fee
    Check Safekeeping
    Interest rate discount on direct installment, fixed equity and revolving equity loans with autopay from your Access Checking Account
    Comerica Bank is a Member FDIC, accounts insured up to the maximum amount allowed by law.

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    $50 Min. to Open Deposit
  • Fraud protection
    Mobile deposits
    Better budgeting
    Debit lock/unlock
    Custom alerts
    Fast, secure sign-in

    Get help spending only the money you have available
    Pay with a debit card, Zelle®, Mobile or Online banking - no paper checks available
    No overdraft fees
    No monthly fee for eligible students
    $4.95 or $0 monthly fee
    We'll waive the monthly maintenance fee each statement cycle that you:

    Are a student under 24 enrolled in school
    OR
    Are enrolled in Preferred Rewards
    You can always refer to our clarity statement if you have questions about your account.

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    $25 Min. to Open Deposit
  • Open a Wells Fargo Everyday Checking account to get these added features:

    Flexibility to choose how to waive monthly service fees
    Use your debit card purchases and/or payments to waive the checking monthly service fee
    Use automatic transfers like the Save As You Go® feature to build savings and waive the Way2Save Savings monthly service fee
    Optional Overdraft Protection
    Bank with Wells Fargo 24 hours a day:
    Free access to Wells Fargo Online® Banking
    Platinum Debit Card
    Account alerts to your mobile phone or email
    Wells Fargo Mobile® Banking
    More than 12,000 Wells Fargo ATMs and 6,200 banking locations

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    $25 Min. to Open Deposit
  • No monthly service charge. Includes free debit card, usage of Capital One Bank® image-enabled ATMs and access to our extensive branch network.
    No minimum balance requirement to maintain this account.
    No minimum deposit required at time of account opening.
    There is no charge for Person2Person Payments (P2P) or Bill Pay with
    this account.
    When you use a Capital One Bank-branded ATM to complete any
    transaction.
    360 Checking lets you access over 39,000 fee-free Allpoint ATMs.
    We won’t charge you for using a non-Capital One Bank-branded ATM to
    complete any transaction. However, you may be subject to other fees
    from the ATM owner.
    Courtesy Overdraft service is not offered for your 360 Checking
    account. We do not assess overdraft fees, although a non-sufficient
    funds (NSF) fee of $9 applies to returned checks.
    If you are enrolled, when applicable, a single transfer will be initiated
    at the end of the business day to cover overdraft transactions. Interest
    charges will apply.
    If we choose to decline a check due to insufficient funds in your
    account. These transactions may be subject to additional charges or
    penalties charged by the payee.

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    $0 Min. to Open Deposit
  • Open a Wells Fargo Everyday Checking account to get these added features:

    Flexibility to choose how to waive monthly service fees
    Use your debit card purchases and/or payments to waive the checking monthly service fee
    Use automatic transfers like the Save As You Go® feature to build savings and waive the Way2Save Savings monthly service fee
    Optional Overdraft Protection4

    Bank with Wells Fargo 24 hours a day:

    Free access to Wells Fargo Online® Banking
    Platinum Debit Card
    Account alerts to your mobile phone or email
    Wells Fargo Mobile® Banking
    More than 12,000 Wells Fargo ATMs and 6,200 banking locations

    Bank with nearby branch - View
    $25 Min. to Open Deposit
  • A Frost Personal Banker to attend to your financial needs
    Interest paid monthly if daily balance is $5,000 or greater
    Unlimited transactions and check writing
    Online and Mobile Banking
    Unlimited online and mobile bill pay
    Unlimited online and mobile transfers to other financial institutions
    Mobile check deposits
    Email alerts
    Frost Debit Card
    Online Statement Delivery
    Access to more than 1,200 ATM locations and more than 130 Frost financial centers
    Optional overdraft protection from a Frost checking, savings or money market account or a line of credit (subject to credit approval)

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    $25 Min. to Open Deposit
  • Free transactions at over 9,000 PNC ATMs
    Limited non-PNC ATM fee reimbursement. See if it applies in your area»
    Unlimited check writing
    Earn cash with PNC Purchase Payback®
    Free Online Banking and Bill Pay

    Bank with nearby branch - View
    $25 Min. to Open Deposit
  • U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit, bill pay, access to more than 4,700 U.S. Bank ATMs and more
    Earn interest on the money you keep in your account (view rates)
    No U.S. Bank fee for Non-U.S. Bank ATM Transactions
    No fees for overdraft protection transfers

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    $0 Min. to Open Deposit
  • Your own dedicated team, including a Citigold Relationship Manager for your banking needs, and a Citi Personal Wealth Management Financial Advisor for investing strategies

    In-depth financial guidance with Citi Clarity® One-on-One, Citi's proprietary financial planning process

    Access to market insights and world-class investment capabilities, including Online/Mobile $4.95 equity trades with Citi Personal Wealth Management

    Preferred pricing and rates on select products and services

    Ability to earn the highest level of Citi ThankYou® Rewards Points offered for a checking relationship

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    $0 Min. to Open Deposit
  • Easily waived fees
    Online account access
    Mobile banking and alerts
    Check Card with Cash Rewards
    Maintenance fee waived with monthly Direct Deposit
    Free online banking with bill payment
    Free check card
    Free mobile banking and account alerts
    Available Overdraft Protection options

    Bank with nearby branch - View
    $50 Min. to Open Deposit
  • Minimum opening deposit $25
    Monthly maintenance fee $5 waived if the primary account owner is under age 25
    No minimum balance required
    Paper statement fee - $2 each month - Waived if primary account owner is under age 25 or when you sign up for eStatements in BMO Harris Online Banking®

    Special benefits
    Account lets you spend only what is available in the account
    $0 for each NSF
    $0 for each overdraft

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    $25 Min. to Open Deposit
  • Unlimited check writing
    Unlimited ATM and Debit card transactions allowed with no item fee
    Images checks included with monthly statement
    Free online Banking Bill Pay

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    $1,500 Min. to Open Deposit
  • No monthly Maintenance Service Charge
    No monthly debit card fee and no fee for using your card on purchases
    Free 24-hour access to your checking accounts with Online Banking and free Key Bill Pay for quick and easy online bill payment
    Free, unlimited use of KeyBank's convenient local and nationwide network of ATMs
    Our enhanced KeyBank Relationship Rewards program allows you to earn points just by actively using your checking account, debit card or by expanding your banking relationship with Key

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    $50 Min. to Open Deposit
  • No minimum balance requirement
    Free Online Banking with Bill Pay
    Free Mobile Banking
    Free direct deposit
    Free instant-issue TD Bank Visa® Debit Card
    TD ATM fees waived at any ATM Non-TD fees reimbursed when you keep at least a $2,500 daily balance
    Free online statements
    Overdraft services available
    24/7 live Customer Service

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    $0 Min. to Open Deposit
  • Competitive interest
    No minimum balance
    No monthly service charge
    No per check charge
    Unlimited check writing
    Free easy-to-balance monthly statement
    Free return of check images for easy record keeping
    Free ATM/MasterMoney Card
    Free Online Banking and Bill Pay
    Free Thank You Gift^
    Cash for your old unused checks and check card

    Bank with nearby branch - View
    $100 Min. to Open Deposit
  • Email Alert feature enables you to receive:
    - Warnings when your balance falls below a certain threshold;
    - Notice of deposits or withdrawals over a certain threshold;
    - Notice of other various sorts of transactions.
    A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
    - A downloadable mobile application for iPhone, BlackBerry,and Android smartphones to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
    There is a $2.00 per item fee for each check image included with monthly statements after the first two.
    Images of canceled checks can be viewed online.

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    $100 Min. to Open Deposit
  • Unlimited transactions
    Free Visa® CheckCard
    Free online and mobile banking

    Bank with nearby branch - View
    $100 Min. to Open Deposit
  • $25 minimum to open
    The monthly service fee of $12 can be avoided by maintaining $2,000 in average monthly checking balance OR a combined average monthly deposit balance of $5,000 between this product and certain other deposit products. Your average monthly checking balance is the sum of the daily account end of day balance, after all debits and credits have been processed, divided by the number of days within the statement cycle. The average monthly deposit balance is the sum of the average daily balance on all deposit accounts after all debits and credits have been processed divided by the number of days within the statement cycle.
    Competitive interest rate
    $2 Paper Statement fee waived with enrollment in electronic statements
    Available at branches and online
    Eligible for Popular Rewards program, which provides tiered benefits based on account balance eligibility requirements

    Bank with nearby branch - View
    $25 Min. to Open Deposit
  • No minimum deposit to open
    No monthly maintenance fees
    Free Online Banking, Mobile Banking, Bill Pay, and Popmoney®
    Free Debit MasterCard®, checks and unlimited check writing
    No Ally ATM fees at any ATM nationwide. Use Ally's ATM & Cash Locator
    Make deposits from your computer or mobile device with Ally eCheck Deposit
    Rate is variable and may change after the account is opened
    Balances of $15,000 or more get an even higher rate
    Free balance alerts
    FDIC insured to the maximum allowed by law. Maximize your coverage
    Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
    Ally's Interest Checking Account rates are accurate as of 10/18/2013. See rates
    Explore opening this account for a Trust.

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    $0 Min. to Open Deposit
  • Professional support.
    Complimentary services - no monthly maintenance fee if balance requirements are met.
    HSBC ATM access worldwide - most with no withdrawal fees.
    HSBC Investor Savings account - one of our highest-yield Money Market accounts.
    Home Financing Services - best rates on Premier Deluxe Mortgages, closing cost credit, and up to $5 million in financing with fixed and ARM options.
    International Services.
    HSBC Premier Debit MasterCard

    Bank with nearby branch - View
    $1 Min. to Open Deposit
  • Access to standard rates on Money Market, Savings and CDs
    Unlimited monthly transactions and check writing
    Debit Card, for an easy and secure way to make everyday purchases
    24/7 Online and Mobile Banking as well as Phone Banking
    Overdraft Choices® and $5 Overdraft Pass®
    Steady Save® automatic transfers to your savings account
    Access to more than 1,100 branches and over 3,100 ATMs
    Save 0.25 percentage points on your Home Equity Line or Loan interest rate with a Citizens Bank checking account
    Save 0.125 percentage points on your Mortgage interest rate with a Citizens Bank checking account
    Easy to waive monthly maintenance fee
    No charge for paperless eStatements (requires Online Banking)
    $2 per month for paper statements
    $3 per month for paper statements with check images
    Various styles and quantities available as low as $9.99

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    $0 Min. to Open Deposit