Highest Rewards Checking Account Rates for New York City, NY






  • No monthly fees
    No minimum balance
    Nationwide ATM fee refunds
    Free online banking with bill pay
    Free telephone banking
    No minimum deposit to open
    ATM Rebates: Receive up to $15 per month when you use your debit card for cash withdrawals at non-NEFCU ATMs - that's up to $180 annualy (Applies to Tiers 1, 2, and 3)
    Easy Access: Get cash at over 55,000 surcharge-free ATMs and manage your accounts conveniently with our FREE Home Banking, Mobile Banking, Bill Pay and Mobile Deposit services.

    5.00%

    Credit Union with nearby branch - View
    $25,000 Rewards Balance
  • • Free, high-interest checking
    • 4.00% APY on balances up to $15,000
    • 4.00% to 0.74% APY on balances over $15,000 depending on balance in account
    • 0.05% APY if qualifications aren't met
    • Nationwide ATM fee refunds (up to $10)
    • Can link to high-interest Kasasa Saver account
    • No minimum balance to earn rewards
    • No monthly service fee
    • Free online banking with bill pay
    • Free eStatements
    • Free MasterCard® debit card
    • Unlimited check writing
    • $25 minimum deposit to open
    • FDIC insured

    4.00%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • A great rate (interest compounded daily)
    Free cash-back Purchase Rewards
    Free unlimited check writing
    Free initial checks (50-pack) if ordered at account opening
    Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
    Free MyDeposit - deposit checks instantly from the comfort of your home or office
    Free FinanceWorks™: track all your financial accounts, even those at other institutions, all from your Bank of Internet USA Online Banking.
    Free Online Banking with free Bill Pay, mobile banking, email and text messaging alerts
    Free online images of checks and statements
    Free online transfers
    Free Visa® Debit card
    ATM fees reimbursed up to $8 per month (excludes international ATM transactions)
    $500 minimum opening deposit required
    No monthly maintenance fee with minimum $5,000 average daily balance, otherwise $7.50 per month
    Available overdraft protection
    FDIC insured - certificate number 35546

    3.30%


    $50,000 Rewards Balance
  • No monthly maintenance fees and no minimum monthly balance. Really!
    Free Cash-Back Purchase Rewards
    Unlimited ATM reimbursements - if you aren't near an ATM, you can get cash back when you shop at most grocery stores, gas stations and super stores and pay no fees.
    Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
    Free MyDeposit - Deposit checks instantly from the comfort of your home or office
    Free initial checks (50-pack) if ordered at account opening
    Free Visa® Debit card
    Free online banking with free Bill Pay, mobile banking, email and text messaging alerts
    Free Person to Person Transfers Popmoney
    Free online images of checks and statements
    Free FinanceWorks™ powered by Quicken, an easy budgeting tool available to Rewards Checking customers
    Free postage-paid envelopes
    Free online transfers
    Overdraft protection available
    FDIC insured - certificate number 35546

    3.30%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • 3.00% APY Rate Boost and up to a $300 Cash Bonus on a new Bask Interest Checking Account through the Reward Periods when qualifying activities are met.
    No monthly account fees or minimum balance requirement.
    Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
    With features like Zelle®, Direct Deposit and Bill Center.

    3.00%


    $0 Rewards Balance
  • Earn these monthly incentives:
    Earn our highest yielding checking interest rate on balances up to $25000.00
    Free account includes no monthly service charge
    Automatic refunds up to $25 per month
    (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)

    2.02%

    Bank with nearby branch - View
    $100,000 Rewards Balance
  • Earn up to 2.01% APY

    $25 opening deposit

    No minimum balance

    No monthly service fees

    2.01%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • 2.00% APY on balances up to $15,000
    0.10% APY on amount of balance above $15,000
    Refunds for all other ATM fees worldwide
    No minimum balance to earn rewards
    No monthly service fee
    Free online banking & bill pay
    Free E-Statements
    Free Visa® debit card
    Unlimited check writing
    $15 minimum deposit to open

    2.00%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • Only a $25 deposit to open account
    Free TSB Debit Card available
    Free Tioga State Bank ATM Access
    Free TSB Online Banking
    Free TSB Online Bill Pay
    Free E-Statements**
    Free TSB Mobile Banking
    Free Xpress Telephone Banking
    Overdraft Protection Available
    Bank to Bank Transfers Available

    1.00%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • Earn up to 0.40% APY on balances up to $15,000
    0.01% APY if qualifications aren't meant
    It’s FREE!
    No minimum balance
    No monthly maintenance fee
    Free nationwide ATMs
    Direct Deposit
    Free Online Banking
    Free Visa Debit/ATM Card
    LNB Courtesy Pay and Overdraft Protection
    LNB Express Line
    Falcon Fraud Manager

    0.40%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • No Minimum balance to earn interest
    Debit card fee
    ATM reimbursements Unlimited
    Online & mobile banking Free
    Make deposits from home Free
    $50 satisfaction guarantee
    Additional online security
    Monthly Fee: None
    Visa Check Card: Free
    Unlimited check writing: Free
    Online Bill Pay: Optional
    EverBank ATM fees: None
    ATM fee reimbursement: $6/month
    Overdraft Protection: Yes
    EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.

    0.25%

    Bank with nearby branch - View
    $25,000 Rewards Balance