Highest Rewards Checking Account Rates for Minnesota, MN





  • Free checking that pays high interest
    5.00% APY on balances up to and including $25,000
    5.00% to 0.25% APY on balances over $25,000 depending on balance in account
    0.05% APY on all balances if qualifications aren't met
    Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
    Link to free Signature Saver to build savings automatically
    No minimum balance to earn rewards
    No monthly maintenance fee
    $25 minimum deposit to open

    5.00%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • 4.5% APY in cash
    Nationwide ATM fee refunds
    Huge ATM Network
    Free online banking
    Free online bill pay
    Free debit card usage
    No minimum balance
    No monthly service fee

    4.50%

    Credit Union with nearby branch - View
    $20,000 Rewards Balance
  • $50 minimum deposit to open
    Earn 4.00% APY on balances up to $15,000
    Links to your Pioneer Saver savings account
    ATM withdrawal fee refunds nationwide (up to $15 monthly)
    Free debit card
    Free eStatements

    4.00%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • Free checking that pays high interest
    4.00% APY on balances up to $15,000
    0.20% APY on balances over $15,000 depending on balance in account
    0.05% APY if qualifications aren't met
    Up to $25 ATM fee refunds per monthly qualification cycle
    No minimum balance to earn rewards
    No monthly service fee
    Free online banking
    Free bill pay (with at least one monthly transaction)
    Free mobile banking
    Free eStatements
    Free telephone banking
    Free Visa® debit card
    Nationwide surcharge-free ATM usage via the MoneyPass ATM Network
    Unlimited monthly transactions
    $50 minimum deposit to open

    4.00%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • Free, high-interest checking account with rewards you really want
    3.36% on balances up to $15,000.00
    0.38% on balances $15,000.01 and greater
    0.03% on accounts that do not meet the qualifications
    Nationwide ATM fee refunds (up to $20 per month)
    No monthly service charge
    No minimum balance to earn rewards
    Link to free Kasasa Saver to build savings automatically
    Free online banking and bill pay
    Free eStatements with check images available
    Free 24-hour telephone banking
    $100 minimum deposit to open

    3.38%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • Earn these monthly incentives:
    Earn our highest yielding checking interest rate on balances up to $25000.00
    Free account includes no monthly service charge
    Automatic refunds up to $25 per month
    (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)

    2.02%

    Bank with nearby branch - View
    $100,000 Rewards Balance
  • Earn up to 2.01% APY

    $25 opening deposit

    No minimum balance

    No monthly service fees

    2.01%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • A base rate of 1.00% APY.
    Instant or same-day transfers between Bask accounts.
    No monthly account fees or minimum balance requirement.
    Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
    With features like Zelle®, Direct Deposit and Bill Center, you can easily manage your money.

    1.00%


    $0 Rewards Balance
  • 1.00% APY on balance.
    Earn interest on your everyday balance when you set up at least $1 in qualifying Direct Deposit—no complex requirements.
    No monthly maintenance fees, no minimum balances, and no overdraft fees.
    Early paydays with Direct Deposit. Access your paycheck up to 2 days.
    95,000+ ATMs nationwide. Enjoy fee?free access to cash with unlimited domestic ATM fee reimbursements across a nationwide network.

    1.00%


    $5,000 Rewards Balance
  • No Minimum balance to earn interest
    Debit card fee
    ATM reimbursements Unlimited
    Online & mobile banking Free
    Make deposits from home Free
    $50 satisfaction guarantee
    Additional online security
    Monthly Fee: None
    Visa Check Card: Free
    Unlimited check writing: Free
    Online Bill Pay: Optional
    EverBank ATM fees: None
    ATM fee reimbursement: $6/month
    Overdraft Protection: Yes
    EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.

    0.25%

    Bank with nearby branch - View
    $25,000 Rewards Balance