Highest Rewards Checking Account Rates for Tennessee, TN





  • 4.50% APY on balances as much as $10,000
    0.25% APY on portion of balance over $10,000
    0.05% APY on all balances if qualifications aren't met
    Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
    No minimum balance to earn rewards
    No monthly maintenance fee
    Free online banking, OHCUGO mobile app & digital wallet services
    No minimum deposit to open

    4.50%

    Credit Union with nearby branch - View
    $10,000 Rewards Balance
  • 4.00% APY on balances up to $15,000
    4.00% to 1.83% on balances over $15,000 depending on balance in account.
    0.01% APY if qualifications aren't met
    Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)
    No monthly service fee
    No minimum balance to earn rewards
    Access to Internet Banking
    Access to Mobile Banking with Mobile Remote Deposit
    $50 minimum deposit to open


    The bank serves the following areas:
    Tennessee – Giles, Lawrence, Lincoln, Marshall, Maury, Lewis and Wayne Counties
    Alabama – Limestone and Madison Counties

    4.00%

    Bank with nearby branch - View
    $15,000 Rewards Balance
  • Earn these monthly incentives:
    Earn our highest yielding checking interest rate on balances up to $25000.00
    Free account includes no monthly service charge
    Automatic refunds up to $25 per month
    (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)

    2.02%

    Bank with nearby branch - View
    $100,000 Rewards Balance
  • Earn up to 2.01% APY

    $25 opening deposit

    No minimum balance

    No monthly service fees

    2.01%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • • 4 foreign ATM fees refunded per statement cycle
    • Unlimited check writing
    • No minimum balance to maintain
    • No monthly service charge
    • Free Internet Banking with Bill Pay
    • 1.76% APY earned on any balance of $25,000.00 and below.
    • 0.08% APY earned on any balance above $25,000.00 (Blended rate on statement)
    • Account holders not meeting requirements will receive 0.10% APY on entire balance.

    1.76%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • Earn a premium of 1.75% APY on balances up to $25,000
    FREE unlimited ATM fee refunds
    Interest paid monthly on a daily collected balance
    No minimum balance required
    No monthly service charge
    Free Visa Debit Card
    Free unlimited CNB ATM withdrawals
    Free 24/7 Expressline telephone banking
    Free Internet Banking
    Free Bill Pay
    Free e-Statements
    Free GoMobile Banking
    Unlimited Point-of-Sale (POS) transactions
    Unlimited check writing

    1.75%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • A base rate of 1.00% APY.
    Instant or same-day transfers between Bask accounts.
    No monthly account fees or minimum balance requirement.
    Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
    With features like Zelle®, Direct Deposit and Bill Center, you can easily manage your money.

    1.00%


    $0 Rewards Balance
  • 1.00% APY on balance.
    Earn interest on your everyday balance when you set up at least $1 in qualifying Direct Deposit—no complex requirements.
    No monthly maintenance fees, no minimum balances, and no overdraft fees.
    Early paydays with Direct Deposit. Access your paycheck up to 2 days.
    95,000+ ATMs nationwide. Enjoy fee?free access to cash with unlimited domestic ATM fee reimbursements across a nationwide network.

    1.00%


    $5,000 Rewards Balance
  • No Minimum balance to earn interest
    Debit card fee
    ATM reimbursements Unlimited
    Online & mobile banking Free
    Make deposits from home Free
    $50 satisfaction guarantee
    Additional online security
    Monthly Fee: None
    Visa Check Card: Free
    Unlimited check writing: Free
    Online Bill Pay: Optional
    EverBank ATM fees: None
    ATM fee reimbursement: $6/month
    Overdraft Protection: Yes
    EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.

    0.25%

    Bank with nearby branch - View
    $25,000 Rewards Balance