Highest Rewards Checking Account Rates for North Carolina, NC
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Earn 5.00% APY when you use your debit card 15 or more times each month!
No monthly fees!
No minimum balance required (certain balance required to earn dividend)
1¢ Overdrafts
Free Online Banking and Bill Pay
Unlimited Surcharge-free Access to over 65,000 ATMs in the Co-op and Allpoint networks ($1 fee per withdrawal after the fifth transaction)
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5.00%
Credit Union with nearby branch - View
$10,000
Rewards Balance
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Earn these monthly incentives:
Earn our highest yielding checking interest rate on balances up to $25000.00
Free account includes no monthly service charge
Automatic refunds up to $25 per month
(Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)
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2.02%
Bank with nearby branch - View
$100,000
Rewards Balance
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2.00% APY on balances up to $10,000
2.00% to 0.34% APY on balances above $10,000 depending on balance in account
0.03% APY if qualifications are not met
Domestic ATM fee refunds (up to $4.99 per transaction)
Can link to Kasasa Saver® account
No minimum balance to earn rewards
No monthly service charge
Unlimited check writing
Convenience services included:
Online banking & bill pay
Mobile banking
eStatements
Debit card
Telephone banking
Direct deposit available
$50 minimum deposit to open
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2.00%
Bank with nearby branch - View
$10,000
Rewards Balance
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A base rate of 1.00% APY.
Instant or same-day transfers between Bask accounts.
No monthly account fees or minimum balance requirement.
Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
With features like Zelle®, Direct Deposit and Bill Center, you can easily manage your money.
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1.00%
$0
Rewards Balance
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1.00% APY on balance.
Earn interest on your everyday balance when you set up at least $1 in qualifying Direct Deposit—no complex requirements.
No monthly maintenance fees, no minimum balances, and no overdraft fees.
Early paydays with Direct Deposit. Access your paycheck up to 2 days.
95,000+ ATMs nationwide. Enjoy fee?free access to cash with unlimited domestic ATM fee reimbursements across a nationwide network.
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1.00%
$5,000
Rewards Balance
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No Minimum balance to earn interest
Debit card fee
ATM reimbursements Unlimited
Online & mobile banking Free
Make deposits from home Free
$50 satisfaction guarantee
Additional online security
Monthly Fee: None
Visa Check Card: Free
Unlimited check writing: Free
Online Bill Pay: Optional
EverBank ATM fees: None
ATM fee reimbursement: $6/month
Overdraft Protection: Yes
EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.
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0.25%
Bank with nearby branch - View
$25,000
Rewards Balance
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Rewards Checking Products by State