Highest Rewards Checking Account Rates for Kentucky, KY





  • Earn these monthly incentives:
    Earn our highest yielding checking interest rate on balances up to $25000.00
    Free account includes no monthly service charge
    Automatic refunds up to $25 per month
    (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)

    2.02%

    Bank with nearby branch - View
    $100,000 Rewards Balance
  • Earn up to 2.01% APY

    $25 opening deposit

    No minimum balance

    No monthly service fees

    2.01%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • A base rate of 1.00% APY.
    Instant or same-day transfers between Bask accounts.
    No monthly account fees or minimum balance requirement.
    Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
    With features like Zelle®, Direct Deposit and Bill Center, you can easily manage your money.

    1.00%


    $0 Rewards Balance
  • 1.00% APY on balance.
    Earn interest on your everyday balance when you set up at least $1 in qualifying Direct Deposit—no complex requirements.
    No monthly maintenance fees, no minimum balances, and no overdraft fees.
    Early paydays with Direct Deposit. Access your paycheck up to 2 days.
    95,000+ ATMs nationwide. Enjoy fee?free access to cash with unlimited domestic ATM fee reimbursements across a nationwide network.

    1.00%


    $5,000 Rewards Balance
  • No Minimum balance to earn interest
    Debit card fee
    ATM reimbursements Unlimited
    Online & mobile banking Free
    Make deposits from home Free
    $50 satisfaction guarantee
    Additional online security
    Monthly Fee: None
    Visa Check Card: Free
    Unlimited check writing: Free
    Online Bill Pay: Optional
    EverBank ATM fees: None
    ATM fee reimbursement: $6/month
    Overdraft Protection: Yes
    EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.

    0.25%

    Bank with nearby branch - View
    $25,000 Rewards Balance
  • Free, interest-bearing checking account
    Earn competitive, tiered interest on your balance
    The higher your balance, the higher your rate
    Interest accrued daily and paid monthly
    No minimum balance requirement
    No monthly service fees, ever
    No monthly qualifications to earn interest
    No CFSB fee on four (4) foreign ATM transactions per month
    Unlimited check writing and deposits
    Free digital banking, including:
    Online banking
    Mobile banking app
    eStatements
    Mobile wallet services
    Free Discover debit card
    Overdraft protection available
    Clients over 62 receive free checks and paper statements
    $100 minimum deposit to open

    0.15%

    Bank with nearby branch - View
    $25,000 Rewards Balance