Highest Rewards Checking Account Rates for Iowa, IA





  • Account Notes Rewards Rate / Details

  • eStatements
    Free Online Banking
    Direct Deposit
    Write Fewer Checks
    BONUS RATE of 4.85% APY
    No minimum balance is required to earn APY.
    Fees could reduce earnings on account.
    Available for personal accounts only.
    Must meet membership and account eligibility requirements.

    4.85%

    Credit Union with nearby branch - View
    $25,000 Rewards Balance

  • Free Cashier's Checks, Money Orders, Visa Travel Card & Notary Service.
    Free electronic statements
    No minimum balance

    4.07%

    Bank with nearby branch - View
    $20,000 Rewards Balance

  • Interest bearing
    No minimum balance
    No monthly maintenance fee
    Free regular ATM
    Free and required - E-statement including images
    One ACH direct deposit or one ACH automatic payment per statement cycle to receive high-tier interest rate

    4.00%

    Bank with nearby branch - View
    $25,000 Rewards Balance

  • 4.00% APY on account balances up to $50,000.00 and 0.10% APY on additional balances over $50,000.00.
    Free online banking
    Free bill pay
    Free mobile banking
    Free Privileged Status ATMs
    Free tele-banking
    Debit cards available for qualified customers
    Free eStatments
    Overdraft protection

    4.00%

    Bank with nearby branch - View
    $50,000 Rewards Balance

  • No Minimum Balance
    No Monthly Service Charge
    Free Visa Check Card
    Free Non-CRBT ATM Transaction Fee
    1st Year Free Safe Deposit Box
    Free Personal Online Banking
    Free Online Bill Pay
    Free eStatements
    Free 24 Hour Phone Banking

    3.33%

    Bank with nearby branch - View
    $25,000 Rewards Balance

  • Online Bill Pay Available
    Mobile Banking - even more convenience to bank whenever and wherever!
    FREE On-line Banking
    FREE Bill Pay
    FREE Debit card
    American Bank will automatically refund up to $10 per statement cycle for ATM surcharges and foreign fees when the Rewards Requirements are met during the statement cycle in which the charges occurred.

    3.20%

    Bank with nearby branch - View
    $25,000 Rewards Balance

  • 3.04% APY on balances up to $25,000
    0.50% APY on balances over $25,000
    ATM reimbursements up to $10 per month
    No monthly maintenance fees
    $100 minimum opening deposit

    3.04%

    Credit Union with nearby branch - View
    $25,000 Rewards Balance

  • No monthly service charges,
    No minimum balance requirements,
    Unlimited free debit card use at retailers and unlimited free check writing.

    3.00%

    Credit Union with nearby branch - View
    $25,000 Rewards Balance

  • High Interest rate
    Free - No Monthly Fees
    No minimum balance required
    Free debit card
    Waived Decorah Bank ATM withdrawal fees worldwide
    Debit Card Included — No Annual Fee
    FREE eStatements

    2.25%

    Bank with nearby branch - View
    $25,000 Rewards Balance

  • Earn these monthly incentives:
    Earn our highest yielding checking interest rate on balances up to $25000.00
    Free account includes no monthly service charge
    Automatic refunds up to $25 per month
    (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)

    2.02%

    Bank with nearby branch - View
    $100,000 Rewards Balance

  • Earn up to 2.01% APY

    $25 opening deposit

    No minimum balance

    No monthly service fees

    2.01%

    Bank with nearby branch - View
    $25,000 Rewards Balance

  • No monthly service fees
    No minimum balance
    ATM Fee Refunds
    Free online banking
    Free online bill pay
    Refunds up to $25 per qualification cycle will be made for accrued ATM surcharges paid as well as accrued Non-MidWestOne owned ATM usage fees

    1.75%

    Bank with nearby branch - View
    $25,000 Rewards Balance

  • Earn a higher rate of interest on account balances up to $15,000
    Free small safe deposit box for the first year
    No annual fee debit card
    No annual fee ATM and/or Debit card
    No fee money orders, and cashiers checks
    Free first year safe deposit box rental (subject to availability)
    Free front image checks returned in monthly statement
    Tiered interest rate – subject to change
    Free Online Banking with all the free benefits you could ask for – Mobile Banking, Bill Pay, eStatements and Telebanking.
    No initial fee travel card

    1.65%

    Bank with nearby branch - View
    $15,000 Rewards Balance

  • Earn 1.51% APY on balances up to $10,000
    Earn 1.51% to 0.27% APY on balances over $10,000 depending on balance in account
    Earn 0.01% APY if qualifications aren't met
    ATM fee refunds nationwide (up to $25 per monthly qualification cycle) when qualifications+ are met
    No monthly fees
    No minimum balance
    Unlimited check writing (client purchases checks)
    Free Shazam© Chek card
    Free online banking with bill pay
    Free eStatements
    Mobile banking
    Free telephone banking

    1.51%

    Bank with nearby branch - View
    $10,000 Rewards Balance

  • Free of monthly service charges
    Free of minimum daily balance requirement
    Earns qualifying interest rates when qualifications are met per qualifying period
    Free online banking and Personal Finance Management tools
    Free bill pay when two or more bills are paid using the service during a calendar month, otherwise $5.50 per month.
    Refund of foreign ATM fees when qualifications are met
    Free unlimited transactions at Citizens First Bank ATMs
    Free TouchTone telephone banking
    Free Citizens First Bank MasterCard® debit card

    1.48%

    Bank with nearby branch - View
    $25,000 Rewards Balance

  • A base rate of 1.00% APY.
    Instant or same-day transfers between Bask accounts.
    No monthly account fees or minimum balance requirement.
    Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
    With features like Zelle®, Direct Deposit and Bill Center, you can easily manage your money.

    1.00%


    $0 Rewards Balance

  • 1.00% APY on balance.
    Earn interest on your everyday balance when you set up at least $1 in qualifying Direct Deposit—no complex requirements.
    No monthly maintenance fees, no minimum balances, and no overdraft fees.
    Early paydays with Direct Deposit. Access your paycheck up to 2 days.
    95,000+ ATMs nationwide. Enjoy fee?free access to cash with unlimited domestic ATM fee reimbursements across a nationwide network.

    1.00%


    $5,000 Rewards Balance

  • Up to 0.50% APY on balances up to $5,000
    ATM refunds up to $20 per month. Does not include foreign currency charge.
    No minimum monthly balances
    Unlimited check writing
    Free ATM/debit card
    Free internet banking with free bill pay
    ATM fees rebated up to 20 per month
    Free e-statements
    Limit one myInterest Checking account per household.

    0.50%

    Bank with nearby branch - View
    $5,000 Rewards Balance

  • No Minimum balance to earn interest
    Debit card fee
    ATM reimbursements Unlimited
    Online & mobile banking Free
    Make deposits from home Free
    $50 satisfaction guarantee
    Additional online security
    Monthly Fee: None
    Visa Check Card: Free
    Unlimited check writing: Free
    Online Bill Pay: Optional
    EverBank ATM fees: None
    ATM fee reimbursement: $6/month
    Overdraft Protection: Yes
    EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.

    0.25%

    Bank with nearby branch - View
    $25,000 Rewards Balance

Rewards Checking Products by State