Highest Rewards Checking Account Rates for Iowa, IA
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eStatements
Free Online Banking
Direct Deposit
Write Fewer Checks
BONUS RATE of 4.85% APY
No minimum balance is required to earn APY.
Fees could reduce earnings on account.
Available for personal accounts only.
Must meet membership and account eligibility requirements.
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4.85%
Credit Union with nearby branch - View
$25,000
Rewards Balance
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Free Cashier's Checks, Money Orders, Visa Travel Card & Notary Service.
Free electronic statements
No minimum balance
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4.07%
Bank with nearby branch - View
$20,000
Rewards Balance
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Interest bearing
No minimum balance
No monthly maintenance fee
Free regular ATM
Free and required - E-statement including images
One ACH direct deposit or one ACH automatic payment per statement cycle to receive high-tier interest rate
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4.00%
Bank with nearby branch - View
$25,000
Rewards Balance
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4.00% APY on account balances up to $50,000.00 and 0.10% APY on additional balances over $50,000.00.
Free online banking
Free bill pay
Free mobile banking
Free Privileged Status ATMs
Free tele-banking
Debit cards available for qualified customers
Free eStatments
Overdraft protection
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4.00%
Bank with nearby branch - View
$50,000
Rewards Balance
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No Minimum Balance
No Monthly Service Charge
Free Visa Check Card
Free Non-CRBT ATM Transaction Fee
1st Year Free Safe Deposit Box
Free Personal Online Banking
Free Online Bill Pay
Free eStatements
Free 24 Hour Phone Banking
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3.33%
Bank with nearby branch - View
$25,000
Rewards Balance
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A great rate (interest compounded daily)
Free cash-back Purchase Rewards
Free unlimited check writing
Free initial checks (50-pack) if ordered at account opening
Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
Free MyDeposit - deposit checks instantly from the comfort of your home or office
Free FinanceWorks™: track all your financial accounts, even those at other institutions, all from your Bank of Internet USA Online Banking.
Free Online Banking with free Bill Pay, mobile banking, email and text messaging alerts
Free online images of checks and statements
Free online transfers
Free Visa® Debit card
ATM fees reimbursed up to $8 per month (excludes international ATM transactions)
$500 minimum opening deposit required
No monthly maintenance fee with minimum $5,000 average daily balance, otherwise $7.50 per month
Available overdraft protection
FDIC insured - certificate number 35546
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3.30%
$50,000
Rewards Balance
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No monthly maintenance fees and no minimum monthly balance. Really!
Free Cash-Back Purchase Rewards
Unlimited ATM reimbursements - if you aren't near an ATM, you can get cash back when you shop at most grocery stores, gas stations and super stores and pay no fees.
Free Mobile Deposit - Deposit checks instantly 24/7 wherever you and your phone go.
Free MyDeposit - Deposit checks instantly from the comfort of your home or office
Free initial checks (50-pack) if ordered at account opening
Free Visa® Debit card
Free online banking with free Bill Pay, mobile banking, email and text messaging alerts
Free Person to Person Transfers Popmoney
Free online images of checks and statements
Free FinanceWorks™ powered by Quicken, an easy budgeting tool available to Rewards Checking customers
Free postage-paid envelopes
Free online transfers
Overdraft protection available
FDIC insured - certificate number 35546
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3.30%
Bank with nearby branch - View
$15,000
Rewards Balance
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Online Bill Pay Available
Mobile Banking - even more convenience to bank whenever and wherever!
FREE On-line Banking
FREE Bill Pay
FREE Debit card
American Bank will automatically refund up to $10 per statement cycle for ATM surcharges and foreign fees when the Rewards Requirements are met during the statement cycle in which the charges occurred.
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3.20%
Bank with nearby branch - View
$25,000
Rewards Balance
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3.04% APY on balances up to $25,000
0.50% APY on balances over $25,000
ATM reimbursements up to $10 per month
No monthly maintenance fees
$100 minimum opening deposit
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3.04%
Credit Union with nearby branch - View
$25,000
Rewards Balance
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3.00% APY Rate Boost and up to a $300 Cash Bonus on a new Bask Interest Checking Account through the Reward Periods when qualifying activities are met.
No monthly account fees or minimum balance requirement.
Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide.
With features like Zelle®, Direct Deposit and Bill Center.
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3.00%
$0
Rewards Balance
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No monthly service charges,
No minimum balance requirements,
Unlimited free debit card use at retailers and unlimited free check writing.
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3.00%
Credit Union with nearby branch - View
$25,000
Rewards Balance
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High Interest rate
Free - No Monthly Fees
No minimum balance required
Free debit card
Waived Decorah Bank ATM withdrawal fees worldwide
Debit Card Included — No Annual Fee
FREE eStatements
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2.25%
Bank with nearby branch - View
$25,000
Rewards Balance
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Earn these monthly incentives:
Earn our highest yielding checking interest rate on balances up to $25000.00
Free account includes no monthly service charge
Automatic refunds up to $25 per month
(Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)
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2.02%
Bank with nearby branch - View
$100,000
Rewards Balance
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No monthly service fees
No minimum balance
ATM Fee Refunds
Free online banking
Free online bill pay
Refunds up to $25 per qualification cycle will be made for accrued ATM surcharges paid as well as accrued Non-MidWestOne owned ATM usage fees
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1.75%
Bank with nearby branch - View
$25,000
Rewards Balance
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Earn a higher rate of interest on account balances up to $15,000
Free small safe deposit box for the first year
No annual fee debit card
No annual fee ATM and/or Debit card
No fee money orders, and cashiers checks
Free first year safe deposit box rental (subject to availability)
Free front image checks returned in monthly statement
Tiered interest rate – subject to change
Free Online Banking with all the free benefits you could ask for – Mobile Banking, Bill Pay, eStatements and Telebanking.
No initial fee travel card
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1.65%
Bank with nearby branch - View
$15,000
Rewards Balance
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Earn 1.51% APY on balances up to $10,000
Earn 1.51% to 0.27% APY on balances over $10,000 depending on balance in account
Earn 0.01% APY if qualifications aren't met
ATM fee refunds nationwide (up to $25 per monthly qualification cycle) when qualifications+ are met
No monthly fees
No minimum balance
Unlimited check writing (client purchases checks)
Free Shazam© Chek card
Free online banking with bill pay
Free eStatements
Mobile banking
Free telephone banking
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1.51%
Bank with nearby branch - View
$10,000
Rewards Balance
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Free of monthly service charges
Free of minimum daily balance requirement
Earns qualifying interest rates when qualifications are met per qualifying period
Free online banking and Personal Finance Management tools
Free bill pay when two or more bills are paid using the service during a calendar month, otherwise $5.50 per month.
Refund of foreign ATM fees when qualifications are met
Free unlimited transactions at Citizens First Bank ATMs
Free TouchTone telephone banking
Free Citizens First Bank MasterCard® debit card
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1.48%
Bank with nearby branch - View
$25,000
Rewards Balance
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Up to 0.50% APY on balances up to $5,000
ATM refunds up to $20 per month. Does not include foreign currency charge.
No minimum monthly balances
Unlimited check writing
Free ATM/debit card
Free internet banking with free bill pay
ATM fees rebated up to 20 per month
Free e-statements
Limit one myInterest Checking account per household.
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0.50%
Bank with nearby branch - View
$5,000
Rewards Balance
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No Minimum balance to earn interest
Debit card fee
ATM reimbursements Unlimited
Online & mobile banking Free
Make deposits from home Free
$50 satisfaction guarantee
Additional online security
Monthly Fee: None
Visa Check Card: Free
Unlimited check writing: Free
Online Bill Pay: Optional
EverBank ATM fees: None
ATM fee reimbursement: $6/month
Overdraft Protection: Yes
EverBank will automatically reimburse non-EverBank charges on U.S. ATM transactions during any month that you maintain a minimum average daily balance of at least $5,000.
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0.25%
Bank with nearby branch - View
$25,000
Rewards Balance
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Rewards Checking Products by State