Best Auto Loans 3-Year for California, CA

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April 19, 2024

Average Rate: 7.00%

Advertiser Disclosure

  • Lender APR(%) Monthly Payment Learn More
  • Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

  • Pentagon

    		2.140 % $1,435.19 Credit Union with nearby branch - View

  • Wescom Central

    		2.740 % $1,448.34 Credit Union with nearby branch - View

    Disclosure: All Annual Percentage Rates (APRs) shown above include 0.25% discount for Automatic Payment from a Wescom Checking Account and a .50% discount for WIS automobile policyholders. Platinum Signature rates include a 0.50% APR discount and Signature Membership rates include a 0.25% APR discount. New Members receive the Platinum Signature Membership APR during the New Member Period (the first three full months beginning on the date you joined Wescom). Some restrictions may apply. Loan approval subject to credit and income evaluation. Rates subject to change without notice. 2012 model years with less than 3,000 miles will be considered a new auto. 120% new car financing includes tax, luxury tax, license, mechanical repair coverage, extended warranty and guaranteed auto protection (GAP). Other financing assumes down payment or trade-in for balance of purchase price. Other rate programs available. Rates for refinanced loans slightly higher. Insurance services offered through Wescom Insurance Service, CA Ins. #0E89948, a wholly owned subsidiary of Wescom Holdings, LLC, which is a wholly owned subsidiary of Wescom Credit Union. Other terms and restrictions may apply to the discount. Please call for details.

  • Navy Federal Credit Union

    		2.990 % $1,453.84 Credit Union with nearby branch - View

  • State Employees Cu Of Maryland, Inc

    		2.990 % $1,453.84 Credit Union with nearby branch - View

  • Virginia Credit Union, Inc.,

    		2.990 % $1,453.84 Credit Union with nearby branch - View

  • Schoolsfirst

    		3.140 % $1,457.15 Credit Union with nearby branch - View

    Disclosure: This rate reflects a 0.75% percent discount for payment made by automatic transfer from your SchoolsFirst FCU account.

  • San Diego County

    		3.150 % $1,457.37 Credit Union with nearby branch - View

    Disclosure: Annual Percentage Rates (APRs) shown are for qualified borrowers and reflect loan amounts up to 120% of the retail value. Other rates are available and your APR may vary based upon the collateral, amount financed, term and credit history. A minimum $15,000 loan amount is required for terms greater than 66 months and a minimum $30,000 loan amount is required for terms greater than 78 months. Internal refinance fee applicable for existing SDCCU loans (refer to the Consumer Services Fee Schedule). The minimum monthly loan payment is $100. Certain other fees and restrictions may apply. 42 monthly payments of $25.11 per $1,000 borrowed at 2.99% fixed APR on 2014 or newer vehicles.

  • Eastman

    		3.300 % $1,460.68 Credit Union with nearby branch - View

  • Chevron

    		3.340 % $1,461.56 Credit Union with nearby branch - View

    Disclosure: Up to 140% LTV including all Tax, Registration, Fees, License and Warranties. New Vehicle Loan: $15.19 per month per $1,000 borrowed at 2.99% APR for 72 months New RV/Personal Watercraft Loan: $16.33 per month per $1,000 borrowed at 5.49% APR for 72 months

  • Mission

    		3.790 % $1,471.53 Credit Union with nearby branch - View

    Disclosure: Rates and terms available on purchase, lease buyout or refinance of non-Mission Fed auto loan only. This rate offer is good on loan amounts of $12,000 to $50,000. At a rate of 1.89% APR, your estimated monthly payment for 72 months would be $14.71for each $1,000 borrowed. First payment may be deferred up to 90 days for qualified members. Interest will accrue during the deferment period and may result in a balloon payment. Restrictions may apply. The minimum monthly loan payment is $100. OfferendsSeptember 30, 2013.

  • The Golden 1

    		3.890 % $1,473.75 Credit Union with nearby branch - View

    Disclosure: All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Not available to refinance an existing Golden 1 auto loan.

  • Exchange Bank

    		3.920 % $1,474.42 Bank with nearby branch - View

  • Safe

    		4.090 % $1,478.20 Credit Union with nearby branch - View

  • Westfield Bank

    		4.166 % $1,479.89 Bank with nearby branch - View

  • Logix

    		4.490 % $1,487.12 Credit Union with nearby branch - View

  • First Community

    		4.490 % $1,487.12 Credit Union with nearby branch - View

  • Capital One, National Association

    		4.760 % $1,493.16 Bank with nearby branch - View

  • Patelco

    		5.190 % $1,502.81 Credit Union with nearby branch - View

  • Peoplesbank, A Codorus Valley Company

    		5.240 % $1,503.94 Bank with nearby branch - View

  • State Employees'

    		5.250 % $1,504.16 Credit Union with nearby branch - View

    Disclosure: Fixed-rate financing for new vehicles with terms up to 96 months. Finance up to 100% of the Manufacturer’s Suggested Retail Price (MSRP), plus an additional 10% to cover other purchase-related expenses such as tax, tags, extended warranties, etc. Vehicle financed must be prior, current or upcoming year model with 10,000 miles or less. APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate. Members must be 18 years of age or older to be eligible for lending services. Lending is limited to residents of North Carolina, South Carolina, Georgia, Tennessee and Virginia. Vehicle title held as collateral until the loan is repaid. Commercial vehicles or vehicles with branded (flooded, salvaged or reconstructed) titles or motorcycles, boats and RVs are not acceptable collateral.

  • United Nations

    		5.500 % $1,509.80 Credit Union with nearby branch - View

    Disclosure: Rates for new cars may be discounted by 0.25% for every 5.00% down payment, up to a maximum discount of 1.00%. Term will determine actual APR.

  • Jovia Financial

    		5.790 % $1,516.34 Credit Union with nearby branch - View

  • Athol Savings Bank

    		6.490 % $1,532.22 Bank with nearby branch - View

  • Fall River Five Cents Savings Bank

    		6.750 % $1,538.15 Bank with nearby branch - View

    Disclosure: Rates posted for automobile loans reflect a reduction of .25% by having the loan payment automatically deducted from a BankFive checking account. Relationship Checking account customers qualify for an additional .25% rate reduction for a total of .50% rate reduction. Subject to credit approval. Fees may apply.

  • Unity Bank

    		7.500 % $1,555.31 Bank with nearby branch - View

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