Best Refinance Auto Loans 3-Year for California, CA

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  • Lender APR(%) Monthly Payment Learn More
  • BBVA Compass Bank
    Updated 2021-08-24
    		5.440 %
    		$755
  • USAA FSB
    Updated 2022-05-23
    		3.540 %
    		$733
  • USAA FSB
    Updated 2022-05-23
    		3.440 %
    		$732
  • BBVA Compass Bank
    Updated 2021-08-24
    		5.240 %
    		$752
  • Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
  • Pentagon
    		2.140 % $1,435.19 Credit Union with nearby branch - View
  • Logix
    		2.490 % $1,442.85 Credit Union with nearby branch - View
  • Bank Of America, National Association
    		2.590 % $1,445.04 Bank with nearby branch - View

    Disclosure: Auto loan preferred interest rate discount of 0.25% to 0.50% is valid only for customers who are enrolled in Preferred Rewards or Banking Rewards for Wealth Management at the time of auto loan application and who obtain a Bank of America auto purchase or refinance loan. The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%. This preferred interest rate discount is not reflected in our published rates on our website but will be reflected in the interest rate quoted upon loan approval. Discounts are only available on auto loan applications submitted by you to Bank of America and not applications submitted through dealerships. Benefit is non-transferable. Subject to credit approval. Standard underwriting guidelines and credit policies apply.

  • Wescom Central
    		2.740 % $1,448.34 Credit Union with nearby branch - View

    Disclosure: All Annual Percentage Rates (APRs) shown above include 0.25% discount for Automatic Payment from a Wescom Checking Account and a .50% discount for WIS automobile policyholders. Platinum Signature rates include a 0.50% APR discount and Signature Membership rates include a 0.25% APR discount. New Members receive the Platinum Signature Membership APR during the New Member Period (the first three full months beginning on the date you joined Wescom). Some restrictions may apply. Loan approval subject to credit and income evaluation. Rates subject to change without notice. 2012 model years with less than 3,000 miles will be considered a new auto. 120% new car financing includes tax, luxury tax, license, mechanical repair coverage, extended warranty and guaranteed auto protection (GAP). Other financing assumes down payment or trade-in for balance of purchase price. Other rate programs available. Rates for refinanced loans slightly higher. Insurance services offered through Wescom Insurance Service, CA Ins. #0E89948, a wholly owned subsidiary of Wescom Holdings, LLC, which is a wholly owned subsidiary of Wescom Credit Union. Other terms and restrictions may apply to the discount. Please call for details.

  • Navy Federal Credit Union
    		2.990 % $1,453.84 Credit Union with nearby branch - View
  • State Employees Cu Of Maryland, Inc
    		2.990 % $1,453.84 Credit Union with nearby branch - View
  • Virginia Credit Union, Inc.,
    		2.990 % $1,453.84 Credit Union with nearby branch - View
  • Jovia Financial
    		3.090 % $1,456.04 Credit Union with nearby branch - View
  • Schoolsfirst
    		3.140 % $1,457.15 Credit Union with nearby branch - View

    Disclosure: This rate reflects a 0.75% percent discount for payment made by automatic transfer from your SchoolsFirst FCU account.

  • San Diego County
    		3.150 % $1,457.37 Credit Union with nearby branch - View

    Disclosure: Annual Percentage Rates (APRs) shown are for qualified borrowers and reflect loan amounts up to 120% of the retail value. Other rates are available and your APR may vary based upon the collateral, amount financed, term and credit history. A minimum $15,000 loan amount is required for terms greater than 66 months and a minimum $30,000 loan amount is required for terms greater than 78 months. Internal refinance fee applicable for existing SDCCU loans (refer to the Consumer Services Fee Schedule). The minimum monthly loan payment is $100. Certain other fees and restrictions may apply. 42 monthly payments of $25.11 per $1,000 borrowed at 2.99% fixed APR on 2014 or newer vehicles.

  • Patelco
    		3.240 % $1,459.35 Credit Union with nearby branch - View
  • Eastman
    		3.300 % $1,460.68 Credit Union with nearby branch - View
  • Chevron
    		3.340 % $1,461.56 Credit Union with nearby branch - View

    Disclosure: Up to 140% LTV including all Tax, Registration, Fees, License and Warranties. New Vehicle Loan: $15.19 per month per $1,000 borrowed at 2.99% APR for 72 months New RV/Personal Watercraft Loan: $16.33 per month per $1,000 borrowed at 5.49% APR for 72 months

  • Mission
    		3.790 % $1,471.53 Credit Union with nearby branch - View

    Disclosure: Rates and terms available on purchase, lease buyout or refinance of non-Mission Fed auto loan only. This rate offer is good on loan amounts of $12,000 to $50,000. At a rate of 1.89% APR, your estimated monthly payment for 72 months would be $14.71for each $1,000 borrowed. First payment may be deferred up to 90 days for qualified members. Interest will accrue during the deferment period and may result in a balloon payment. Restrictions may apply. The minimum monthly loan payment is $100. OfferendsSeptember 30, 2013.

  • The Golden 1
    		3.890 % $1,473.75 Credit Union with nearby branch - View

    Disclosure: All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Not available to refinance an existing Golden 1 auto loan.

  • Exchange Bank
    		3.920 % $1,474.42 Bank with nearby branch - View
  • Safe
    		4.090 % $1,478.20 Credit Union with nearby branch - View
  • U.s. Bank National Association
    		4.590 % $1,489.36 Bank with nearby branch - View

    Disclosure: Rates as low as 4.59% APR (Annual Percentage Rate) are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years and a lower credit score. In order to receive the lowest rate advertised, a setup of automatic payments from a U.S. Bank personal checking account is required. Automatic payments are not required for loan approval. The Consumer Pricing Information brochure lists fees, terms and conditions that apply to U.S. Bank personal checking accounts. This brochure can be obtained by visiting a U.S. Bank branch or calling 800.872.2657. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Loan payment example: a $10,000 automobile loan at a 36-month term, monthly payments would be $297.87 and APR of 4.59%. An early closure fee of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. There may be a title registration fee which is determined by your state of residence. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association.

  • Capital One, National Association
    		4.760 % $1,493.16 Bank with nearby branch - View
  • United Nations
    		5.500 % $1,509.80 Credit Union with nearby branch - View

    Disclosure: Rates for new cars may be discounted by 0.25% for every 5.00% down payment, up to a maximum discount of 1.00%. Term will determine actual APR.

Best Refinance Auto Loans 3-Year by State