Best Auto Loans 3-Year for Massachusetts, MA

November 30, 2023

Average Rate: 7.85%

• Lender

  APR(%)

  Monthly Payment

  Learn More

• CarPutty Auto FlexLine Updated 2023-11-30

  Get approved in 2 minutes or less for credit lines up to $200,000. Use Flexline™ to buy new or used vehicles, buyout leases or refinance loans. Tap into your line to finance multiple vehicles with one easy payment. Rates based on your financial profile and not the vehicle.

  Learn More

• USAA FSB Updated 2023-07-13

  5.790 %

  $759

• USAA FSB Updated 2023-07-13

  6.040 %

  $762

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Pentagon

  2.140 %

  $1,435.19

  Credit Union with nearby branch - View

• Athol Savings Bank

  2.790 %

  $1,449.44

  Bank with nearby branch - View

• Foxboro Federal Savings

  2.990 %

  $1,453.84

  Bank with nearby branch - View

• Family Federal Savings, F.a.

  2.990 %

  $1,453.84

  Bank with nearby branch - View

• Navy Federal Credit Union

  2.990 %

  $1,453.84

  Credit Union with nearby branch - View

• Central One

  2.990 %

  $1,453.84

  Credit Union with nearby branch - View

• State Employees Cu Of Maryland, Inc

  2.990 %

  $1,453.84

  Credit Union with nearby branch - View

• Virginia Credit Union, Inc.,

  2.990 %

  $1,453.84

  Credit Union with nearby branch - View

• Eastman

  3.300 %

  $1,460.68

  Credit Union with nearby branch - View

• Westfield Bank

  4.166 %

  $1,479.89

  Bank with nearby branch - View

• The Washington Trust Company, Of Westerly

  4.250 %

  $1,481.77

  Bank with nearby branch - View

• First Community

  4.490 %

  $1,487.12

  Credit Union with nearby branch - View

• Berkshire Bank

  4.740 %

  $1,492.72

  Bank with nearby branch - View

• Capital One, National Association

  4.760 %

  $1,493.16

  Bank with nearby branch - View

• Century Bank And Trust Company

  4.990 %

  $1,498.32

  Bank with nearby branch - View

• Peoplesbank, A Codorus Valley Company

  5.240 %

  $1,503.94

  Bank with nearby branch - View

• Digital

  5.240 %

  $1,503.94

  Credit Union with nearby branch - View

• State Employees'	5.250 %	$1,504.16	Credit Union with nearby branch - View
  Disclosure: Fixed-rate financing for new vehicles with terms up to 96 months. Finance up to 100% of the Manufacturer’s Suggested Retail Price (MSRP), plus an additional 10% to cover other purchase-related expenses such as tax, tags, extended warranties, etc. Vehicle financed must be prior, current or upcoming year model with 10,000 miles or less. APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate. Members must be 18 years of age or older to be eligible for lending services. Lending is limited to residents of North Carolina, South Carolina, Georgia, Tennessee and Virginia. Vehicle title held as collateral until the loan is repaid. Commercial vehicles or vehicles with branded (flooded, salvaged or reconstructed) titles or motorcycles, boats and RVs are not acceptable collateral.

• The Village Bank

  5.490 %

  $1,509.57

  Bank with nearby branch - View

• Middlesex Savings Bank	5.500 %	$1,509.80	Bank with nearby branch - View
  Disclosure: Loans for new or pre-owned cars. Reduce your rate an additional .25% with automatic payment from a Middlesex checking account. 10% downpayment. Pre-owned cars cannot be more than 7 model years old. - See more at: https://www.middlesexbank.com/personal/borrowing/Pages/personal-loans.aspx#sthash.5LuAdqLe.dpuf

• United Nations	5.500 %	$1,509.80	Credit Union with nearby branch - View
  Disclosure: Rates for new cars may be discounted by 0.25% for every 5.00% down payment, up to a maximum discount of 1.00%. Term will determine actual APR.

• Jovia Financial

  5.790 %

  $1,516.34

  Credit Union with nearby branch - View

• East Boston Savings Bank	5.875 %	$1,518.27	Bank with nearby branch - View
  Disclosure: Auto loan preferred interest rate discount of 0.25% to 0.50% is valid only for customers who are enrolled in Preferred Rewards or Banking Rewards for Wealth Management at the time of auto loan application and who obtain a Bank of America auto purchase or refinance loan. The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%. This preferred interest rate discount is not reflected in our published rates on our website but will be reflected in the interest rate quoted upon loan approval. Discounts are only available on auto loan applications submitted by you to Bank of America and not applications submitted through dealerships. Benefit is non-transferable. Subject to credit approval. Standard underwriting guidelines and credit policies apply.

• Rockland

  6.740 %

  $1,537.92

  Credit Union with nearby branch - View

• Fall River Five Cents Savings Bank	6.750 %	$1,538.15	Bank with nearby branch - View
  Disclosure: Rates posted for automobile loans reflect a reduction of .25% by having the loan payment automatically deducted from a BankFive checking account. Relationship Checking account customers qualify for an additional .25% rate reduction for a total of .50% rate reduction. Subject to credit approval. Fees may apply.

• Unity Bank

  7.500 %

  $1,555.31

  Bank with nearby branch - View