Highest Yielding Non Standard CD Rates for New York City, NY
Includes Online Banks, Local Banks and Credit Unions / Updated October 31, 2025
All rates listed are Annual Percentage Yield (APY).
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5.40% -
5.25% -
5.25% -
5.00% -
5.00% -
5.00% -
4.95% -
4.90% -
4.75% -
4.75% -
4.70% -
4.60% -
4.50% -
4.40% -
4.39% -
4.30% -
4.20% -
4.15% Rc | June 19, 2024 |
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4.15% -
4.15% -
4.10% -
4.06% Lowered the rate yesterday,d damnit | June 29, 2023 |
I had a Luminary account at 5.25% that I opened a week ago. When I login in, it had changed to a Magnetic account at 4.65%. I will close my account before the weekend and never do business with this ba... More Reviews
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4.05% Judith | May 12, 2023 |
I can’t get a real live person ever! Don’t use them ! More Reviews
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4.05% Jeff T | November 21, 2023 |
Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews
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4.05% Jeff T | November 21, 2023 |
Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews
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4.05% -
4.03% -
4.00% -
4.00% joe smith | February 7, 2023 |
I was a customer for years but they would not give me the 3.68% money market unless I was a new customer.... so I am no longer a customer More Reviews
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4.00% -
4.00% -
4.00% -
4.00% -
4.00% -
4.00% -
4.00% -
4.00% -
4.00% -
4.00% Jenny Pratt 8-1972 | May 8, 2023 |
This is just a wonderful bank to do business with. I have some concerns about all of these smaller California banks so my husband and I just stay below FDIC insurance amounts ($500,000 as a couple). It is ... More Reviews
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4.00% -
3.95% -
3.95% Leslie G | December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews
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3.90% -
3.90% Leslie G | December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews
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3.90% -
3.90% -
3.90% -
3.86% -
3.85% Judith | May 12, 2023 |
I can’t get a real live person ever! Don’t use them ! More Reviews
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3.85% -
3.85% -
3.82% -
3.81% -
3.81% Wesley | May 30, 2023 |
Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews
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3.80% -
3.80% -
3.80% Jenny Pratt 8-1972 | May 8, 2023 |
This is just a wonderful bank to do business with. I have some concerns about all of these smaller California banks so my husband and I just stay below FDIC insurance amounts ($500,000 as a couple). It is ... More Reviews
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3.75% Yeon Marquez | May 27, 2023 |
Citi Bank located on 15410 Whittier Blvd, Whittier, CA 90603 has violated CA BUSINESS AND PROFESSIONAL CODE 17200, Chapter 1 of Part 3 of Division 7. My husband and I, each with separate business accounts... More Reviews
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3.75% Tomlensen | April 12, 2022 |
Opened account at the branch and discovered that I was only getting 0.20% and three months passed before I figured it out. Be careful with this one. More Reviews
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3.75%
All rates listed above are Annual Percentage Yield (APY).
Non Standard CD Products by State
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CD Products by City
- New York
- Buffalo
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- Mount Vernon
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- Utica
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- Hempstead
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- Amsterdam
- Massapequa Park
- Oswego
- Floral Park
- Depew
- Batavia
- Westbury
- Rye
- Cohoes
- Kenmore
- Gloversville
- Tonawanda
Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews