Best Auto Loans 3-Year for Virginia, VA

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December 3, 2022

Average Rate: 5.63%

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    CarPutty Auto FlexLine

    Updated 2022-12-03
    • Get approved in 2 minutes or less for credit lines up to $200,000.
    • Use Flexlineâ„¢ to buy new or used vehicles, buyout leases or refinance loans.
    • Tap into your line to finance multiple vehicles with one easy payment.
    • Rates based on your financial profile and not the vehicle.
  • SunTrust
    Updated 2022-02-23
    4.940 %
    $749
  • SunTrust
    Updated 2022-02-23
    5.190 %
    $752
  • USAA FSB
    Updated 2022-12-02
    4.840 %
    $748
  • SunTrust
    Updated 2022-02-23
    5.440 %
    $755
  • Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
  • Tower
    1.990 % $1,431.91 Credit Union with nearby branch - View
  • Pentagon
    2.140 % $1,435.19 Credit Union with nearby branch - View
  • Bank Of America, National Association
    2.590 % $1,445.04 Bank with nearby branch - View

    Disclosure: Auto loan preferred interest rate discount of 0.25% to 0.50% is valid only for customers who are enrolled in Preferred Rewards or Banking Rewards for Wealth Management at the time of auto loan application and who obtain a Bank of America auto purchase or refinance loan. The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%. This preferred interest rate discount is not reflected in our published rates on our website but will be reflected in the interest rate quoted upon loan approval. Discounts are only available on auto loan applications submitted by you to Bank of America and not applications submitted through dealerships. Benefit is non-transferable. Subject to credit approval. Standard underwriting guidelines and credit policies apply.

  • Northwest
    2.590 % $1,445.04 Credit Union with nearby branch - View
  • Navy Federal Credit Union
    2.990 % $1,453.84 Credit Union with nearby branch - View
  • State Employees Cu Of Maryland, Inc
    2.990 % $1,453.84 Credit Union with nearby branch - View
  • Virginia Credit Union, Inc.,
    2.990 % $1,453.84 Credit Union with nearby branch - View
  • Jovia Financial
    3.090 % $1,456.04 Credit Union with nearby branch - View
  • Eastman
    3.300 % $1,460.68 Credit Union with nearby branch - View
  • Coastal
    3.440 % $1,463.78 Credit Union with nearby branch - View
  • Capital One, National Association
    4.760 % $1,493.16 Bank with nearby branch - View
  • Pnc Bank, National Association
    5.340 % $1,506.19 Bank with nearby branch - View

    Disclosure: Annual Percentage Rates: Annual Percentage Rate (APR) shown available to well-qualified applicants for auto loans in amounts of $7500.00 to $14999.00 with a repayment term of 12-48 months and secured by a 2014-2023 model year non-commercial vehicle with up to 100,000 miles (certain additional restrictions apply for vehicles with mileage from 80,000 to 100,000). The lowest rates are available to well-qualified applicants. Your actual APR may be higher than the lowest available rate and will be based upon multiple factors such as credit qualifications, loan amount, repayment term, model year, automated payment from a PNC checking account and number of days to first payment. APRs for a loan amount of $7500.00 to $14999.00 with a 12-48 month repayment term and secured by a 2014-2023 model year auto range from 5.34% to 16.64%. Other rates may be applicable for different loan amounts, repayment terms and model years. APRs include a 0.25% discount for automated payment from a PNC checking account. Automated payment must be set up at loan closing to qualify for the 0.25% discount. If automated payment is discontinued, you may no longer receive an automated payment discount and your rate will increase 0.25%. Loan Payment Example: The monthly payment per $1,000 borrowed at 5.34% APR for a term of 48 months would require 48 monthly payments of $23.18 based on 30 days to first payment. The monthly payment per $1,000 borrowed at 16.64% APR for a term of 12 months would require 12 monthly payments of $91.03 based on 30 days to first payment. Credit is subject to approval. Certain restrictions and conditions apply. Rates, terms and conditions are as of Tue Oct 04 16:44:49 EDT 2022 and subject to change at any time. Based on $7500.00 to $14999.00 for 12-48 months. Payments are estimated. Your actual payment may vary based on loan amount, APR and term.

  • Wilmington Savings Fund Society, Fsb
    5.490 % $1,509.57 Bank with nearby branch - View

    Disclosure: New auto loan rates apply to 2023 Model Year vehicles. New 2022 vehicles not pre-owned also qualify for these rates. For example, with a 36 month New Auto Loan, your monthly payment on each $1,000 borrowed will be $30.19 for payments from a WSFS checking account, and $30.30 for loans without automatic deduction.

  • United Nations
    5.500 % $1,509.80 Credit Union with nearby branch - View

    Disclosure: Rates for new cars may be discounted by 0.25% for every 5.00% down payment, up to a maximum discount of 1.00%. Term will determine actual APR.

  • U.s. Bank National Association
    5.740 % $1,515.21 Bank with nearby branch - View

    Disclosure: "As low as" annual percentage rates (APR) are available for auto loans with a term of 60 months or less, loan amount of $35,000 or more, and an applicant with a credit score of 800 or higher. Loan payment and APR will vary based on the term, loan amount, vehicle age, credit history and applicable fees. Dealer purchase loan payment example: for a $35,000 automobile loan on a 1-year-old or newer vehicle over a 60-month term, monthly payments would be $672.42 at an annual percentage rate (APR) of 5.74%. (Fees charged in OH, IN and WV will increase the APR displayed above.)