Best Home Equity Line of Credit Rates for Tennessee, TN
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#1 Non-bank HELOC in the US, A+ BBB Rating -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 7.240 %
After Intro:7.240 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months
$25,000 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-12-07Home Equity Loans & Refinance – Cash out -
REFI, HELOC, & Home Equity Loan Options -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-12-07Get up to $600k with no monthly payments, ever. -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-12-07As low as 6.52% APR on your initial draw* -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-12-07Unlock Your Home's Potential -
Rate
NMLS ID: 2611 / Updated 2025-12-07Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
Owning.com
NMLS ID: 2611 / Updated 2025-12-07Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-12-07Get cash now in exchange for a percentage of your homes future equity. -
Truist Bank
NMLS ID: 399803 Updated 2025-10-107.250 %
$0 -
Fifth Third
NMLS ID: 403245 Updated 2025-10-107.250 %
$0 -
HSBC
NMLS ID: 399799 Updated 2025-10-10Intro APR: 5.740 %
After Intro: 8.600 %
Intro Period: 12 months
$25,000 -
Regions Bank
NMLS ID: 174490 Updated 2025-10-10Intro APR: 4.990 %
After Intro: 8.625 %
Intro Period: 6 months
$0 -
Pinnacle Bank
NMLS ID: 409423 Updated 2025-10-107.750 %
$0 -
Y-12 Federal CU
NMLS ID: 441816 Updated 2025-10-107.000 %
$0 -
Navy FCU
NMLS ID: 399807 Updated 2025-10-107.500 %
$0 -
Capital Bank
NMLS ID: 796985 Updated 2025-10-107.000 %
$0 -
Washington Trust Bank
NMLS ID: 728368 Updated 2025-10-108.000 %
$0 -
Consumers Credit Union
NMLS ID: 414712 Updated 2025-10-107.750 %
$0 -
Eastman CU
NMLS ID: 407253 Updated 2025-10-107.250 %
$0 -
Horizon Credit Union
NMLS ID: 407890 Updated 2025-07-176.250 %
$0 -
Bank of America
NMLS ID: 399802 Updated 2025-10-10Intro APR: 5.240 %
After Intro: 8.270 %
Intro Period: 6 months
$100,000 -
ORNL Federal Credit Union
NMLS ID: 471708 Updated 2025-10-107.500 %
$0 -
Trustmark NB
NMLS ID: 449605 Updated 2025-10-107.250 %
$5,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Westfield Bank
1.993 % Varies -
Academy Bank, National Association
2.490 % Varies -
Centreville Bank
2.990 % Varies -
Pentagon Federal Credit Union
3.750 % Varies -
Wheaton Bank & Trust, National Association
3.790 % Varies -
Citibank
3.990 % Varies -
Orrstown Bank
4.350 % Varies -
State Employees' Credit Union
4.500 % Varies -
State Employees Cu Of Maryland, Inc Credit Union
4.750 % Varies -
Alliant Credit Union
4.750 % Varies -
Suntrust Bank
5.000 % Varies -
Everbank, National Association
5.500 % Varies -
Virginia Credit Union, Inc.,
5.500 % Varies -
Citizens Equity First Credit Union
5.540 % Varies -
United Nations Federal Credit Union
5.630 % Varies -
Charles Schwab Bank, Ssb
5.740 % Varies -
Navy Federal Credit Union
5.750 % Varies -
Home Federal Bank Of Tennessee
5.990 % Varies -
Jovia Financial Federal Credit Union
5.990 % Varies -
Bank Of America, National Association
6.490 % Varies -
Truist Bank
6.490 % Varies -
Logix Federal Credit Union
6.490 % Varies -
Meridian Bank
7.000 % Varies -
St. Anne's
7.490 % Varies -
Fall River Five Cents Savings Bank
7.500 % Varies -
First Community Credit Union
7.740 % Varies -
Unity Bank
7.750 % Varies -
Harborone Bank
8.490 % Varies -
D. L. Evans Bank
8.500 % Varies -
The Bank Of Princeton
8.500 % Varies -
U.s. Bank National Association
8.650 % Varies
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