Best Home Equity Line of Credit Rates for Michigan, MI
-
Loans Amounts from $25,000 - $500,000. -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.740 %
After Intro:6.740 %
$0 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-01-22As low as 6.52% APR on your initial draw* -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-01-22Get cash now in exchange for a percentage of your homes future equity. -
Rate
NMLS ID: 2611 / Updated 2026-01-22Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-01-22Home Equity Loans & Refinance – Cash out -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-01-22Unlock Your Home's Potential -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-01-22Get up to $600k with no monthly payments, ever. -
Renofi
NMLS ID: 1802847 / Updated 2026-01-22Renovating? Work with experts in renovation financing -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. -
Spring EQ
NMLS ID: 1464945 / Updated 2026-01-22The leader for homeowners tapping cash from their homes since 2016. -
Owning.com
NMLS ID: 2611 / Updated 2026-01-22Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
United Bank
NMLS ID: 522399 Updated 2025-10-107.250 %
$0 -
Teachers CU
NMLS ID: 686706 Updated 2025-10-107.250 %
$0 -
Credit Union One
NMLS ID: 440839 Updated 2025-10-108.490 %
$0 -
1st Source
NMLS ID: 645641 Updated 2025-10-107.500 %
$0 -
Fifth Third
NMLS ID: 403245 Updated 2025-10-107.250 %
$0 -
Macatawa Bank
NMLS ID: 410490 Updated 2025-10-107.400 %
$0 -
HSBC
NMLS ID: 399799 Updated 2025-10-10Intro APR: 5.740 %
After Intro: 8.600 %
Intro Period: 12 months
$25,000 -
KeyBank - Syracuse
NMLS ID: 399797 Updated 2025-10-108.700 %
$0 -
Huntington Bank
NMLS ID: 412667 Updated 2025-10-107.340 %
$40,000 -
Navy FCU
NMLS ID: 399807 Updated 2025-10-107.500 %
$0 -
Washington Trust Bank
NMLS ID: 728368 Updated 2025-10-108.000 %
$0 -
Lake Michigan CU
NMLS ID: 442967 Updated 2025-10-107.240 %
$0 -
Consumers Credit Union
NMLS ID: 414712 Updated 2025-10-10Intro APR: 5.990 %
After Intro: 7.250 %
Intro Period: 12 months
$0 -
State Savings Bank
NMLS ID: 561530 Updated 2025-10-107.000 %
$0 -
Bank of America
NMLS ID: 399802 Updated 2025-10-10Intro APR: 5.240 %
After Intro: 8.240 %
Intro Period: 6 months
$100,000 -
DFCU Financial
NMLS ID: 409709 Updated 2025-10-107.250 %
$0 -
Lake Trust Credit Union
NMLS ID: 695868 Updated 2025-10-107.500 %
$0 -
Comerica Bank
NMLS ID: 480990 Updated 2025-10-10Intro APR: 5.990 %
After Intro: 8.000 %
Intro Period: 6 months
$0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
-
Westfield Bank
1.993 % Varies -
Academy Bank, National Association
2.490 % Varies -
Centreville Bank
2.990 % Varies -
Pnc Bank, National Association
3.740 % Varies -
Pentagon Federal Credit Union
3.750 % Varies -
Wheaton Bank & Trust, National Association
3.790 % Varies -
Citibank
3.990 % Varies -
Orrstown Bank
4.350 % Varies -
State Employees' Credit Union
4.500 % Varies -
State Employees Cu Of Maryland, Inc Credit Union
4.750 % Varies -
Alliant Credit Union
4.750 % Varies -
Lake Michigan Credit Union
5.240 % Varies -
Central Savings Bank
5.250 % Varies -
Horizon Bank Of Michigan City, Indiana
5.250 % Varies -
Honor Bank
5.250 % Varies -
Highpoint Community Bank
5.250 % Varies -
Monroe Bank & Trust
5.250 % Varies -
Oxford Bank
5.500 % Varies -
Eaton Community Bank
5.500 % Varies -
Everbank, National Association
5.500 % Varies -
Michigan State University Federal Credit Union
5.500 % Varies -
Virginia Credit Union, Inc.,
5.500 % Varies -
Citizens Equity First Credit Union
5.540 % Varies -
United Nations Federal Credit Union
5.630 % Varies -
Charles Schwab Bank, Ssb
5.740 % Varies -
Navy Federal Credit Union
5.750 % Varies -
Jovia Financial Federal Credit Union
5.990 % Varies -
Union Bank
6.000 % Varies -
First State Bank Michigan
6.000 % Varies -
Northstar Bank
6.250 % Varies -
Dfcu Financial Credit Union
6.250 % Varies -
Bank Of America, National Association
6.490 % Varies -
Logix Federal Credit Union
6.490 % Varies -
Meridian Bank
6.750 % Varies -
Macatawa Bank, National Association
7.000 % Varies -
St. Anne's
7.490 % Varies -
First Community Credit Union
7.490 % Varies -
Fall River Five Cents Savings Bank
7.500 % Varies -
Choiceone Bank
7.750 % Varies -
Unity Bank
7.750 % Varies -
Flagstar Bank, National Association
8.240 % Varies -
Harborone Bank
8.490 % Varies -
D. L. Evans Bank
8.500 % Varies -
The Bank Of Princeton
8.500 % Varies -
U.s. Bank National Association
8.650 % Varies
Home Equity Line of Credit Rates by State
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District Of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming